Finance your energy-efficiency home improvements with a 7

Stop Wasting Your Energy Dollars!

Finance your energy-efficiency home improvements with a

7.9% APR*

HomePlus loan.

Energy Efficiency Home Improvements include: Heating & Cooling Systems Insulation Windows and Doors Weatherization items

Stop Wasting Your Energy Dollars!

Finance your energy-efficiency home improvements with a

7.9% APR*

HomePlus loan.

Energy Efficiency Home Improvements include: Heating & Cooling Systems Insulation Windows and Doors Weatherization items

"

*APR: Annual Percentage Rate. For more information, see reverse.

"

*APR: Annual Percentage Rate. For more information, see reverse.

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Satilla REMC Energy Efficiency Loan Program

Loan Amount

Minimum Rate

Term:

$500 - $3,000

7.9% APR1

Up to 24 months

$3,001 - $7,500

7.9% APR1

25 to 60 months

$7,501 - $25,0002 6.50% APR1

61 to 84 months

1 APR: Annual Percentage Rate. The APR shown above has been discounted by 1.0% and applies to borrowers who have HomePlus on-bill payments through Satilla REMC.

? Term 24 months; estimated monthly payment of $45.19 per $1,000 borrowed.

? Term 60 months; estimated monthly payment of $20.24 per $1,000 borrowed.

? Term 84 months; estimated monthly payment of $14.86 per $1,000 borrowed.

Loan closing cost is $65, payable at loan closing.

Loan qualification is subject to assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, forms, and conditions are subject to change at any time without notice. Subject to certain conditions, loan default rate may be 16.9% APR. Please speak to your GEMC FCU loan representative for available term options.

2 Using collateral under Article 9, Uniform Commercial Code.

Improvements eligible for financing include: ? Energy Star rated Heating and Cooling systems ? Energy Star Rated windows ? Insulation for home attics, walls, crawl spaces and basements ? Weatherization items ? weather-stripping, caulking, duct work sealing

and insulation

The loan process can begin by contacting Crystal Gill with Satilla REMC at 912-632-3452.

Satilla REMC Energy Efficiency Loan Program

Loan Amount

Minimum Rate

Term:

$500 - $3,000

7.9% APR1

Up to 24 months

$3,001 - $7,500

7.9% APR1

25 to 60 months

$7,501 - $25,0002 6.50% APR1

61 to 84 months

1 APR: Annual Percentage Rate. The APR shown above has been discounted by 1.0% and applies to borrowers who have HomePlus on-bill payments through Satilla REMC.

? Term 24 months; estimated monthly payment of $45.19 per $1,000 borrowed.

? Term 60 months; estimated monthly payment of $20.24 per $1,000 borrowed.

? Term 84 months; estimated monthly payment of $14.86 per $1,000 borrowed.

Loan closing cost is $65, payable at loan closing.

Loan qualification is subject to assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, forms, and conditions are subject to change at any time without notice. Subject to certain conditions, loan default rate may be 16.9% APR. Please speak to your GEMC FCU loan representative for available term options.

2 Using collateral under Article 9, Uniform Commercial Code.

Improvements eligible for financing include: ? Energy Star rated Heating and Cooling systems ? Energy Star Rated windows ? Insulation for home attics, walls, crawl spaces and basements ? Weatherization items ? weather-stripping, caulking, duct work sealing

and insulation

The loan process can begin by contacting Crystal Gill with Satilla REMC at 912-632-3452.

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