Elements of Consumer Math - Continental Academy
Elements of
Consumer Math
By: Leon Kriston
v 1.0
Elements of Consumer Mathematics
INSTRUCTIONS
Welcome to your Continental Academy course ¡°Elements of Consumer Math¡±. It is
made up of 11 individual lessons, as listed in the Table of Contents. Each lesson
includes practice questions with answers. You will progress through this course
one lesson at a time, at your own pace.
First, study the lesson thoroughly. Then, complete the lesson reviews at the end of
the lesson and carefully check your answers. Sometimes, those answers will
contain information that you will need on the graded lesson assignments. When
you are ready, complete the 10-question, multiple choice lesson assignment. At
the end of each lesson, you will find notes to help you prepare for the online
assignments.
All lesson assignments are open-book. Continue working on the lessons at your
own pace until you have finished all lesson assignments for this course.
When you have completed and passed all lesson assignments for this course,
complete the End of Course Examination.
If you need help understanding any part of the lesson, practice questions, or
this procedure:
? Click on the ¡°Send a Message¡± link on the left side of the home page
? Select ¡°Academic Guidance¡± in the ¡°To¡± field
? Type your question in the field provided
2
?
Then, click on the ¡°Send¡± button
?
You will receive a response within ONE BUSINESS DAY
Elements of Consumer Mathematics
About the Author¡
Leon Kriston is a true Midwesterner. He was a Chicago suburb resident whose
education was also received in the mid west. He has a B.S. in Mathematics from
Purdue University and a J.D. degree from Illinois Institute of Technology / ChicagoKent College of Law. Mr. Kriston taught for 30+ years at Bloom Township High
School, where he became a Dean. He also taught both Mathematics and Law courses
at Prairie State and South Suburban colleges. While he did all this, Mr. Kriston
managed a career in the practice of Real Estate Law.
He then retired and moved to South Florida where he currently resides and tutors
math students.
Elements of Consumer Math
Editor: Leon Kriston
MA30
Copyright 2008 Home School of America, Inc.
ALL RIGHTS RESERVED
The Continental Academy National Standard Curriculum Series
Published by:
Continental Academy
3241 Executive Way
Miramar, FL 33025
3
Elements of Consumer Mathematics
Development of skills in problem solving, communication, reasoning, and
connections as related to consumer services and personal financial
management.
? Student will understand numbers, ways of representing numbers,
relationships among numbers, and number systems
? Students will compute fluently and make reasonable estimates
? Students will solve problems the arise in mathematics and in arguments
about its relationship
? Student will know how to apply transformations and use symmetry
? Student will understand patterns, relations, and functions
? Student will use the language of mathematics to express mathematical
ideas precisely
? Students will solve problems that arise in mathematics and in other
contexts
4
Elements of Consumer Mathematics
TABLE OF CONTENTS
Lesson
Page
Lesson 1: Personal Finance
7
Lesson 2: Personal Income/Tax
15
Lesson 3: Retirement
27
Lesson 4: Budgeting
33
Lesson 5: Purchase and Sale of Goods and Services
41
Lesson 6:
Cost of Credit
51
Lesson 7:
Banking Services
61
Lesson 8:
Investments
75
Lesson 9:
Insurance
89
Lesson 10: Housing¡ªRental & Ownership
Lesson 11: Automobile Ownership and Leasing
99
115
5
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