One-Year Term Rates - Insurance and Employee Benefits

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One-Year Term Rates

This chart provides current premium rates per $1,000 of insurance protection charged by General American Life Insurance Company (Gen Am) and Metropolitan Life Insurance Company (MLIC) for initial issue one-year term life insurance available to all standard risks.

Gen Am

MLIC*

Policy Name Form Number Issue Ages Minimum Size

One-Year Term 1N0YT 15?85,

Non-renewable $25,000

Level One-Year Term 53R-87 21?85,

Renewable for five years $50,000

Premiums

Standard, unisex, rates vary by issue age. Premiums must be paid annually.

Standard, unisex, rates vary by issue age. Premiums must be paid annually.

Convertibility Riders Commissions

Non-convertible None None

Non-convertible None None

*NOTE -- MLIC Level One-Year Term is a different product than MetLife One Year Term (OYT). As of 2017, MLIC no longer issues MetLife OYT.

For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.

Attained Age

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

Rates per thousand of face amount

Gen Am

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.57

MLIC

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.61

Table 2001 Rates

0.70 0.41 0.27 0.19 0.13 0.13 0.14 0.15 0.16 0.16 0.16 0.19 0.24 0.28 0.33 0.38 0.52 0.57 0.59 0.61 0.62 0.62 0.64 0.66 0.68 0.71 0.73 0.76 0.80 0.83 0.87 0.90 0.93 0.96 0.98 0.99 1.01 1.04 1.06 1.07 1.10

For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.

Attained Age

41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

Rates per thousand of face amount

Gen Am

0.61 0.66 0.71 0.78 0.84 0.92 1.00 1.07 1.15 1.22 1.30 1.37 1.48 1.60 1.73 1.88 2.03 2.13 2.23 2.32 2.42 2.52 2.80 3.11 3.45 3.83 4.25 4.68 5.16 5.68 6.24 6.84 7.48 8.19 8.97 9.84 10.79 11.84 12.98 14.21

MLIC

0.66 0.69 0.74 0.80 0.85 0.90 0.96 1.03 1.10 1.18 1.26 1.35 1.45 1.56 1.67 1.86 2.06 2.27 2.48 2.73 3.01 3.35 3.77 4.25 4.79 5.25 5.73 6.23 6.76 7.36 8.01 8.74 9.56 10.43 11.37 12.87 14.10 15.40 16.77 18.24

Table 2001 Rates

1.13 1.20 1.29 1.40 1.53 1.67 1.83 1.98 2.13 2.30 2.52 2.81 3.20 3.65 4.15 4.68 5.20 5.66 6.06 6.51 7.11 7.96 9.08 10.41 11.90 13.51 15.20 16.92 18.70 20.62 22.72 25.07 27.57 30.18 33.05 36.33 40.17 44.33 49.23 54.56

For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.

Attained Age

81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99

Rates per thousand of face amount

Gen Am

15.53 16.92 18.41 20.03 21.82 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

MLIC

23.38 30.09 34.46 39.24 44.49 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Table 2001 Rates

60.51 66.74 73.07 80.35 88.76 99.16 110.40 121.85 133.40 144.30 155.80 168.75 186.44 206.70 228.35 250.01 265.09 270.11 281.05

For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.



MetLife, its affiliates and representatives do not provide tax advice. Customers should confer with their qualified legal and tax advisors for such advice including whether to use our rates or Table 2001 rates when computing the imputed income associated with certain split dollar arrangements and life insurance owned inside a qualified plan.

GenAm One-Year Term is issued by General American Life Insurance Company, St. Louis, MO 63128. MLIC Level One-Year Term Life is issued by Metropolitan Life Insurance Company, New York, NY 10166.

Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166

1703 795960 L0517494861[0519][All States][GU,MP] ? 2017 METLIFE, INC.

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