Conventional Fixed
30 Year Fixed Rate 30 Year Fixed Rate 20 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate 15 Year Fixed Rate
Program
30 Year Fixed Rate 30 Year Fixed Rate
Program
Program FHA 30 Year Fixed Rate VA 30 Yr Fixed
Program Smart Saver Mortgage Smart Saver Jumbo Mortgage MH FHA 30 Yr Fixed Standard FHA High Balance 30 Yr Fixed Reverse Mortgage
8.00% 7.00% 6.00% 5.00% 4.00% 3.00% 2.00%
February 3, 2023
Conventional Fixed
Rate*
Points P&I per $100,000 APR** 1st Adj Rate 1st Adj Payment
6.375%
0.000 $
623.87 6.463%
N/A
N/A
5.875%
1.000 $
591.54 6.053%
N/A
N/A
6.625%
0.000 $
752.95 6.743%
N/A
N/A
6.625%
1.000 $
752.95 6.874%
N/A
N/A
6.000%
0.000 $
843.86 6.141%
N/A
N/A
6.000%
1.000 $
843.86 6.301%
N/A
N/A
High Balance
Rate*
Points P&I per $100,000 APR** 1st Adj Rate 1st Adj Payment
7.000%
0.000 $
665.30 7.064%
N/A
N/A
6.500%
1.000 $
632.07 6.658%
N/A
N/A
Government
Rate*
Points P&I per $100,000 APR** 1st Adj Rate 1st Adj Payment
6.375%
0.000 $
623.87 6.463%
N/A
N/A
6.625%
0.000 $
640.31 6.715%
N/A
N/A
Specialty - Call for Pricing - 888.369.2207
Description
Smart Saver Mortgage offers 100% financing with no PMI
Smart Saver Mortgage offers 95% financing with no PMI
FHA 30 year fixed on Manufactured Housing
FHA 30 year fixed with loan amount higher than county loan limit
Senior program to take equity out of their home
Mortgage Rate Trends
15-Year FRM 30-Year FRM 5/1 ARM
Essential Federal Credit Union 2370 Towne Center Blvd. Baton Rouge, LA 70806
Rates effective 02/03/2023 are subject to change without notice, and use the following assumptions: Conventional Fixed - An owner occupied $437,500 purchase with a $350,000 loan amount, credit score of 740 locked for 45 days High Balance - An owner occupied $812,500 purchase with a $650,000 loan amount, credit score of 740 locked for 45 days. Government - An owner occupied $437,500 purchase with a $350,000 loan amount, credit score of 740 locked for 45 days.
Apply by phone (888) 369-2207
Online Application:
1/30/2023
* Payment examples do not include cost of property taxes, insurance or mortgage insurance, so the actual payment obligation will be greater than monthly principal and interest only
Payment
**APR = Annual Percentage Rate. All loan programs, rates, APR, points and terms listed are subject to change without notice. All loans are subject to credit approval. Rates and fees are subject to Loan Level Pricing Adjustments based on borrower and property qualifications and guidelines.
Applicants must meet all products and investor guidelines for program eligibility.
***The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional loans delivered to Fannie Mae. These include baseline and highcost area loan limits; high-cost areas vary by geographic location. 1 Unit $726,200, 2 Units $929,850, 3 Units $1,123,900, 4 Units $1,396,800
****HUD FHA County Loan Limits can be looked up here
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- conventional fixed high balance government navpros
- usda guaranteed rural housing streamlined refinance 30 year fixed rate
- current mortgage rates for october 21 2022
- improving the 30 year fixed rate mortgage wayne passmore and alexander
- athene maxrate 3 5 7 annuityadvisors
- interest rates for the 30 year fixed rate mortgages originating in 2018
- interest rates on domestic deposits axis bank
- lincoln fixed annuity rates annuity educator
- agcarolina farm credit aca third quarter 2021
- non refundable annualized bpmi lpmi rates 30 year term arch mortgage
Related searches
- conventional renovation loan
- no appraisal refinance conventional mortgage
- 100 percent financing conventional loan
- 5 conventional loan requirements
- conventional loan rates
- conventional mortgage programs
- average conventional mortgage rate today
- 30 year conventional mortgage rates
- conventional mortgage rates today
- 3 down payment conventional mortgage
- 30 year fixed conventional mortgage rates today
- upfront pmi conventional loan