FHA DISCLOSURE MATRIX - Compliance
FHA DISCLOSURE MATRIX
Legal Disclaimer: Docutech, LLC and its affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo and Docutech are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ? 2020 First American Financial Corporation and/or its affiliates. All rights reserved.
Last Updated: May 2019
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 1
FHA
(Package Type)
Proper Name of Disclosure
Generic Cx Number
Initial Disclosure
FHA Amendatory Clause/Real Estate
Certification
Cx38
Initial Disclosure Initial Disclosure
Informed Consumer Choice Disclosure
Notice
Notice to Homeowner ? Assumption of FHA Insured Mortgages
Cx41 Cx1566
Initial Disclosure
Verification of VA Benefits
Cx3952
Initial Disclosure
Request for Certificate of Veteran
Status
Cx3953
Loan Program Type Purchase transaction
All loans Assumptions
All loans All loans involving a
veteran
Timing
Legal Reference
Specific Language Required
Before closing
No later than 3 business days after the
mortgagee receives the loan application
Before settlement
Not specified, but practically at or before
the underwriting process
Not specified, but practically at the time
of determining eligibility
24 C.F.R. ? 203.15 (West 2015); FHA
Single Family Handbook 4000.1 Pt. II, ch. A.1.a.i.(E)(1)(a) &
A.7.d.ii.(C) 24 C.F.R. ? 203.10 (West 2015); FHA
Single Family Handbook 4000.1 Pt. II, ch. A.1.a.ii.(A).(1) 24 C.F.R. ? 203.258
(West 2015); FHA Single Family Handbook 4000.1 Pt. III, A.3.a.vi & A.3.b.ii 24 C.F.R. ? 203.33
(West 2015); FHA Single Family Handbook 4000.1 Pt. II, A.4.c.xii.(A).(2).(b) & A.5.b.xii.(A).(2).(b)
24 C.F.R. ? 203.18(b)(3) (West 2015); FHA ML 2004-
24
Partial Handbook
Informed Consumer Choice
Notice to Homeowner: Release of Personal Liability for Assumptions
VA Form 26-8937
VA Form 26-8261a
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 2
FHA
(Package Type)
Proper Name of Disclosure
Generic Cx Number
Initial Disclosure
New Construction Subterranean Termite
Soil Treatment Record ? HUD-NPMA-
99-B
Cx3969
Loan Program Type New Construction
Initial Disclosure
Subterranean Termite Soil Treatment
Builder's Guarantee ? HUD-NPMA-99A
Cx3970
New Construction
Initial Disclosure
Builders Certification ? HUD-92541
Cx3971
New Construction
Initial Disclosure Initial Disclosure
Borrower Notification
Cx 9348 (upon request)
Social Security
Cx5579 (upon
Number Verification
request)
New Construction All loans
Timing
Legal Reference
Not specified
Not specified
Not specified, but practically when the
case binder is submitted for endorsement
With the Builders Certification
Not specified, but practically before
processing
24 C.F.R. ? 200.926d(b)(3) (West
2015); FHA Single Family Handbook 4000.1 Pt. II, A.7.d.ii.(C) and
A.8.i.iii & iv 24 C.F.R. ? 200.926d(b)(3) (West
2015); FHA Single Family Handbook 4000.1 Pt. II, A.7.d.ii.(C) and
A.8.i.iii & iv 24 C.F.R. ? 203.12(b)(2) (West
2015); FHA Single Family Handbook 4000.1 Pt. II, A.5.d.ix.(A).(2).(b), A.7.d.ii.(C), A.8.i.iii ? v,
B.1.b, & B.3.c.v
HUD 4145.1 ch. 63(C)(1) & (2)
24 C.F.R. ? 203.35 (West 2015);
FHA Single Family Handbook 4000.1 Pt.
II, A.1.a.i.(C).(1).(a)
Specific Language Required
HUD-NPMA-99-B
HUD-NPMA-99-A
HUD-92541 No
Form SSA-89
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 3
FHA
(Package Type) Initial Disclosure Initial Disclosure Initial Disclosure
Initial Disclosure Initial Disclosure Initial Disclosure
Initial Disclosure
Proper Name of Disclosure
Generic Cx Number
Mortgagor's Certificate
Cx6592 (upon request)
FHA Identity of Interest Certification
Request for Acceptance of
Changes in Approved Drawings and Specifications
Cx14285 (upon request)
Cx14872 (upon request)
Consultant's Identityof-Interest Certification
Cx15426 (upon request)
FHA Lock-in Agreement
FHA Non-Purchasing Spouse (NPE) Authorization
Cx19817 Cx19872
Hold-Harmless Agreement
Upon Request
Loan Program Type Section 234(d) loans
(condominiums) Purchase loans
Section 203(k) loans
Section 203(k) loans
All loans All loans
All purchase loans involving HUD-owned
property
Timing
Legal Reference
At closing
Not specified
When changes to the construction work order are proposed
After preparing/reviewing the Work Write-Up and
Cost Estimate
Before charging lockin and rate lock fees Not specified, but practically before the processing of the loan
Not specified
FHA Single Family Handbook 4580.1
CHG-4:5-3 FHA Single Family Handbook 4000.1 Pt.
II, A.2.b.ii
FHA Single Family Handbook 4000.1 Pt.
II, A.8.a.xviii.(B).(2), A.9.j, & A.9.k.iv
FHA Single Family Handbook 4000.1 Pt.
II, A.7.d.ii.(C), A.8.a.xiv.(A).(1).(a), &
A.9.k.i FHA Single Family Handbook 4000.1 Pt.
II, A.6.a.x.(B).(3) FHA Single Family Handbook 4000.1, Pt. II, A.1.a.i.(C).(1).(a) 24 C.F.R. ? 203.673(c)
(West 2015); FHA Single Family Handbook 4310.5 REV-2, ch. 2, Sec.
VIII:2-30
Specific Language Required
FHA-3212-A No
HUD-92577
Handbook No No
HUD-9538
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 4
FHA
(Package Type)
Initial Disclosure
Proper Name of Disclosure
HUD Employee/Relative
Home Purchase Certification HUD-
50001
Generic Cx Number
Upon Request
Allow Any
FHA Loan Underwriting and Transmittal Summary
Cx13513
Initial Disclosure and Closing
Certification and Authorization
Cx13
Initial Disclosure and Closing
Important Notice to Homebuyers
Cx40
Loan Program Type All purchase loans
All loans
All loans All loans
Timing
Legal Reference
Specific Language Required
Prior to bidding on a HUD-owned single
family home
FHA Single Family Notices H 2011-19
During the underwriting process
Not specified, but practically before the processing of the loan
At application
FHA Single Family Handbook 4000.1 Pt.
II, A.1.b.ii.(B), A.4.a.iv.(B), A.4.d.iii.(G).(3), A.4.e.i.(A), A.5.c.iii.(G).(3), A.5.d.x.(B).(1), A.7.b.ii, A.7.b.iii, A.7.b.xi, A.7.d.ii.(C), A.8.a.xv.(A).(2), A.8.a.xvi, A.8.c.iv.(D), A.8.c.vii, & A.1.n.ii 12 U.S.C.A. ? 2609(b) (West 2015); FHA Single Family Handbook 4000.1 Pt. II, A.1.a.i.(C).(1) & (D) and A.7.d.ii.(C) 24 C.F.R. ? 203.9 (West 2015); FHA Single Family Handbook 4000.1 Pt. II, A.1.a.ii.(A).(2)
HUD-50001 HUD-92900-LT
No HUD-92900-B
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 5
FHA
(Package Type)
Proper Name of Disclosure
Generic Cx Number
Initial Disclosure and Closing
Initial Disclosure and Closing
Warranty of Completion of Construction ? HUD-
92544
203(k) ? Borrowers Identity of Interest
Certification
Cx47
Cx2072 (upon request)
Loan Program Type New Construction Section 203(k) Loans
Initial Disclosure & PreDisclosure
For Your Protection Get a Home Inspection
Cx2283
All purchase loans
Initial Disclosure and 4506-T (Copy of Tax
Closing
Form)
Cx3095
All loans
Initial Disclosure & Closing
203(k) Borrower's Acknowledgment
Cx3406 (upon request)
Section 203(k) loans
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Timing
Legal Reference
Not specified, but practically before submission of the case
binder Not specified, but practically before
underwriting
At first contact
At the time the final URLA is executed
At application
24 C.F.R. ? 203.14 (West 2015);
FHA Single Family Handbook 4000.1 Pt. II, A.7.d.ii.(C) & A.8.i.iii
FHA Single Family Handbook 4000.1 Pt.
II, A.7.d.ii.(C) & A.8.a.xiv.(A).(1) 24 C.F.R. ? 35.88(a)(1)
(West 2015); FHA Single Family Handbook 4000.1 Pt. II, A.1.a.ii.(A).(4), A.8.a.xiv.(B).(3), &
A.9.k.ii 24 C.F.R. ? 203.33
(West 2015); FHA Single Family Handbook 4000.1 Pt.
II, A.1.a.i.(C).(3), A.4.c.ii.(C).(3),
A.4.c.ix.(C), A.4.c.x.(C).(1), A.5.b.ii.(C).(3), A.5.b.ix.(C), & A.5.b.x.(C).(1) FHA Single Family Handbook 4000.1 Pt. II, A.7.d.ii.(C), A.8.a.iv, & A.8.a.xiv.(A).(4)
Specific Language Required
HUD-92544 Handbook HUD-92564-CN
Official Form
HUD-92700-A Page 6
FHA
(Package Type)
Initial Disclosure, Processing,
Underwriting, & Closing
Initial Disclosure, Processing,
Underwriting, and Closing
Initial Disclosure, Processing,
Underwriting, and Closing
Proper Name of Disclosure
Generic Cx Number
Loan Program Type
HUD FHA/VA Addendum
Cx3981
All loans
1003 Uniform Residential Loan
Application
Cx4193 (upon request)
All loans
Subordinate financing disclosed
on 1003 Uniform Residential Loan
Application
On Cx4193 (upon request)
All loan transactions involving subordinate
financing
Timing
Legal Reference
Before underwriting the mortgage application
Before origination
At the time of application
24 C.F.R. Pt. 203 (West 2015);
FHA Single Family Handbook 4000.1 Pt. II, A.1.a.i.(A).(3), (B).(1), & (C).(2), A.1.a.iii.(B),
A.1.b.iii.(A).(3), A.4.e.i.(C),
A.5.d.x.(B).(3) & (C), A.6.a.iv, vii, & xiii.(A),
A.7.b.iii & vii, A.7.d.ii.(C), & A.8.i.viii
FHA Single Family Handbook 4000.1 Pt. II, A.1.a, A.1.a.i.(A).(3),
A.1.a.i.(B).(1), A.1.a.iii.(B), A.1.b.iii.(A).(3), A.4.e.ii, A.5.d.x.(C), A.6.a.xiii.(A), A.7.b.iii, iv, & vi, A.7.d.ii.(C), & A.8.d.vi.(C).(5).(b) FHA Single Family Handbook 4000.1 Pt. II, A.4.d.iii.(J).(1).(b), (J).(2).(b), (J).(3).(a), & (J).(4).(b) and A.5.c.iii.(J).(1).(b), (J).(2).(b), (J).(3).(a), &
(J).(4).(b)
Specific Language Required
HUD-92900-A
FNMA Form 1003
FNMA Form 1003
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 7
FHA
(Package Type)
Initial Disclosure & Closing
Initial Disclosure & Closing
Initial Disclosure & Closing
Initial Disclosure & Closing
Initial Disclosure & Closing
Initial Disclosure & Closing
Processing
Proper Name of Disclosure
Section 184 ? Request For Case
Number Section 184 ? Underwriting Submission Checklist ? Refinance
Generic Cx Number
Cx7910 (upon request)
Cx7931 (upon request)
Section 184 ?
Cx18403 (upon
Addendum to URLA
request)
Loan Program Type Section 184 loans Section 184 loans Section 184 loans
Timing
When requesting a program case number
During the underwriting process
Not specified, but practically given in connection with the
application
ARM Disclosure ? Investor & Lender
Cx13457 & Cx14089 (both upon request)
Section 257 loans
At mortgage application
FHA Negative Equity Positions Borrower
Certification
Section 184 Important Notice to
Homebuyers Supplemental Notice
Compliance Inspection Report
Cx15175
Refinance of Borrowers in Negative Equity Positions
Program (Short Refi)
Cx19126
Section 184 loans
Cx14697 (upon request)
All loans in which repairs to the property before closing are present
Must be included in the FHA case binder
submitted for endorsement Not specified, but practically when form HUD-92900-B is
provided After incomplete repairs have been
satisfactorily completed
Legal Reference
24 C.F.R. ? 203.49(h) (West 2015);
FHA Single Family Handbook 4000.1 Pt.
II, A.8.f.ii FHA Single Family Handbook 4000.1 Pt.
II, A.7.d.ii.(C) & A.8.e.ii.(A).(1)
79 FR 60492 (2014)
FHA Single Family Handbook 4000.1 Pt.
II, A.6.a.viii.(B) & A.7.b.xvi
Specific Language Required
HUD-50131
HUD-50128
HUD-50111
12 C.F.R. Pt. 1026, Supp. I, Paragraph
19(b)(2)(xi) - 1
HUD-92918
No
HUD-92051
? 2020 First American Financial Corporation and/or its affiliates. All rights reserved. Version 2019.05
Page 8
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- fha disclosure matrix compliance
- hud update to single family housing policy handbook
- product suppor t bulletin
- single family housing policy handbook 4000 1
- navigating the new fha origination handbook
- fha single family housing policy handbook
- reserved for future use continue to comply with all
- u s department of housing and urban development
- hud handbook 4000 1 fha single family housing policy handbook
- fha catalyst claims module
Related searches
- starbucks subpoena compliance address
- sba small business compliance guide
- customs compliance job description
- wage and hour compliance checklist
- ffmia compliance requirements
- healthcare compliance best practices
- healthcare compliance hot topics 2019
- starbucks compliance program
- cdisc compliance requirement fda submission
- healthcare compliance newsletter topics
- top 10 healthcare compliance issues
- department of labor compliance checklist