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Welcome to Ria Financial Services? (“Ria”) website, . Protecting your privacy is very important to us. This Privacy Policy is available to inform you about our collection and use of your personal and nonpersonal information. This Privacy Policy is applicable to all Ria consumers and visitors who visit our website. PERSONAL INFORMATIONIn order to provide services, Ria collects and may disclose certain personal and nonpersonal information about you and the beneficiary of the fund transfer, such as name, address, and phone number. In addition, depending on die Dienstleistungs requested and/or the amount of your money transfer, Ria may also collect and may disclose personal and nonpersonal information, such as date of birth, Social Security number or other identifying number (including type, issuer, and expiration date), credit card information (including type, number and expiration date), and any other information necessary to verify and process the request.In addition, web log information is automatically gathered every time you visit the website. It gathers nonpersonal identifying information such as Internet browser type, IP address, and the pages you visited (see the use of “cookies” below).USE OF INFORMATIONRia does not disclose nonpublic personal information about its consumers or former consumers to anyone, except as permitted by law. The law permits disclosure of nonpublic personal information, for example, where it is necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with the servicing or processing of a financial product or service requested or authorized by the consumer. The law also permits such sharing where it is released to protect the confidentiality or security of our records pertaining to our consumers, die Dienstleistungs or products we offer, or the transactions we process or handle. The law also allows for the release of nonpublic personal information to protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability, as well as for resolving consumer disputes or inquiries. The law further allows the release and/or disclosure of nonpublic personal information to comply with federal, state or local laws or regulations or other legal requirements, such as subpoenas or other legal processes. This list of examples of the types of sharing of information that is permitted by law is not meant to be comprehensive, but provides you with some basic information on some of the types of sharing permitted by law.Ria does not sell or exchange consumer lists or consumer information.SAFEGUARDS TO PROTECT PRIVACYRia takes precautions to protect the information of its consumers. We maintain physical, electronic and procedural safeguards in an effort to secure your nonpublic personal information. When you enter sensitive or private consumer information, the information is encrypted and protected. Ria?s database of consumer information resides on Ria?s servers behind various firewalls to protect against loss, misuse, theft, and unauthorized modification, deletion, or alteration of the information contained in the database.Ria has taken preventative measures to restrict access to sensitive data and private information. Only those employees and agents who need to know that information to provide services related to the processing of fund transfers are granted access to personal information. Although Ria measures conform to those of the industry, Ria makes no claim or warranty as to the security or impenetrability of Ria?s system under unusual circumstances or its resilience to future sophisticated attacks.PRIVACY PRACTICES OF THIRD PARTIESOur website may feature links to third party sites that offer goods, services, or information. We are not responsible for content or privacy policies or practices of any linked sites of any third parties. We encourage you to review each privacy policy before providing any personal information.NUTZER ACCESS, CHANGE OR DELETION OF PRIVATE INFORMATIONConsumers using Ria?s website can change, edit, delete or update their private information at any time by going to the Ria website, logging in, and clicking on “Member Services.”INFORMATION OF MINORS AND CHILDRENFrom our website, we do not knowingly target, collect or use personal information from children under 13. Children under 13 should not use this site. If Nutzer is under 18, they should get permission from a parent before using our services or site.For more information about the Children?s Online Privacy Protection Act (COPPA), visit the FTC website: .SAFE HARBOR PRINCIPLESRia adheres to the Safe Harbor Principles issued by the United States Department of Commerce and accepted by European Data Protection Authorities for the protection of personally identifiable information and personal data received from the European Union. For further information on Safe Harbor, please go to safeharbor.QUESTIONSIf you have any questions regarding this Privacy Policy, please contact:Phone: 1-800-500-3994 ................
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