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Your mobile phone number should not be used by telemarketers, but as we all know, this happens. Moreover, if you have a number that used to belong to someone else, you may end up getting a bunch of calls that you don't need. Damn, maybe you slammed the ex-employee. If you have an Android phone, help is at your fingertips in the form of WhoAreYou, a free app that provides a visual caller ID and blocks unwanted calls. When a call arrives, the app quickly and automatically surveys more than 200 million numbers in the reverse search database. Then a window will appear with the name (if available), the number and even the city / state of the person calling. As always, you can answer a call or send it directly to your voicemail, but WhoAreYou also gives you the option to snatch a call. This is the terminology of the lock app, and all future calls from that number will be immediately sent to voicemail. (The app keeps a blacklist of thrown subscribers and you can easily bend by pressing and holding the number.) There is another feature of WhoAreYou, and this is a reverse number search: you can manually enter the phone number, and the application will return any information it has (as on the WhoAreYou website). If necessary, you can add or update your own information to improve your results when you call others. In my quick tests, the app worked the way it advertised. The caller ID information appeared when the phone rang, without noticeable delay. And blocked subscribers were really blocked to pass. Visually WhoAreYou is a little weak, not much in the way of the interface to complain. But if you're looking for an easy way to identify and/or block subscribers, this free app is pretty hard to beat. Note: When you buy something after clicking links in our articles, we can earn a small commission. Read our affiliate links policy for more details. I was walking around San Francisco when my phone was buzzing. No caller ID, but the phone number was local, so I took it. Calling a man at the other end of the irate would be an understatement. Stop it. Challenge. I. He bit off every word in anger. I did an eloquence: Excuse me? You keep calling me from that number, he said. Stop it. I knew what had happened, but it took five minutes to convince George (not his real name) that I wasn't telemarketing, which kept calling him using my number. He has already filed a complaint with the Federal Trade Commission, and I let him know that I will do the same. A simple old phone has become a significant security issue. While security experts tend to focus on online fraud, phone fraud has soothed dramatically. In 2014, 54 percent of complaints to the Federal Trade Commission concerned companies that contacted consumers over the phone, up from 40 percent in 2013. Theft attempts to collect fraudulent debts and scammers pretending to be someone else are the main types of fraud, according to the FTC report. Via ip address scammers and criminals from anywhere in the world can reach out and talk to anyone. In addition, they can easily hide their identity, or pretend to be someone else. Since many consumer service companies and government agencies use a phone call as a way to verify identity, this poses a serious problem. Police officers regularly manage to deal with fake calls calling in emergencies such as hostage situations and shooting, leading to SWAT teams appearing at the victim's home. A rash of so-called swipes has target popular video gamers who broadcast their game live on the Internet. At the heart of the vicious prank is the ability of the attacker to subdue their number and disguise as a victim. The subtext has also led to numerous scams against consumers and financial institutions, as well as the fact that hackers sometimes abuse the password recovery functions of online services and control the victim's accounts. Syed is not all bad, so the function remains. A domestic violence victim may want to hide her or her whereabouts or phone number. Other cases include a business owner who wishes to make his, or her, mobile phone appear as a primary business number to protect his privacy, according to Amanda Pietrokol, director of customer success at TelTech Systems, which provides the SpoofCard service. We have always worked to ensure that all customers use it ethically, she said. Marketers do not break the law if they comply with our terms of service and the Truth Act in Caller ID. Consumers have little weapon to fight Caller ID spoofing. While services like Pindrop allow companies to determine if a call from their number is likely, there is no such customer service. Intruders who send SWAT teams to the victims' residences are caught infrequently. 1. Don't trust Caller ID The first line of defense is a healthy distrust of Caller ID, said David Dewey, director or research at Pindrop Security, which helps call centers and banks determine if a phone call is fraudulent. About 1 in 300 calls are fraudulent, according to the company. The best advice I can give on the consumer side is to trust anyone, he said. No matter who the caller ID says the call is from, you can't trust it. Only provide information over the phone to someone you know, not someone who seems to be calling from your bank, Internal Revenue Service, or any other company or agency. 2. Ask for a number to call a person, as the FTC data shows, an increasing number of frauds are targeting consumers through their phone. Internet scammers, for example, are increasingly adding the phone component to their schemes as a way to appear more authentic. Consumers should never simply call the number by email and assume that the number is real. Except if the caller asks for your information, ask for a number to call them. Explore them online and then, if you feel confident, call them and recover Note: When you buy something after clicking links in our articles, we can earn a small commission. Read our affiliate links policy for more details. We all know or read people who have been victims of phone scams. Maybe they were deceived to pay money or give up their personal information. Thieves continue to flee this sinister behavior because they are intelligent and know how to change over time. Staying one step ahead of honest consumers is their ticket to make money. When it comes to unwanted phone calls, first of all, always trust your instincts. If something doesn't sound right, if it doesn't feel right, if it sounds too good to be true, it's probably a scam - and should be avoided like a plague. Here we look at the last 10 phone scams, how they played out, and how to protect yourself, your money and your personality. 1. Calls that look like they are from someone you know they can make themselves look like someone they want. | Fizkes/iStock/Getty Images Plus This scam is the proverb of a wolf in sheep's clothing. Have you ever seen a familiar number appear on your caller ID, only to answer and realize that this is not what you expected it to be? Sometimes calls from phone scammers are displayed with their own area code and a threedigit prefix. This makes it look like someone is calling right out of your area. Once answered, however, you'll find it's not a friend at all, but someone is looking for your information or money ? or both. This is the easiest trick in a book to pull. Any fraudster can use SpoofCard, a tool that allows you to change your phone number to a person's caller ID. Just give SpoofCard your number, the number you want to call, and the number you want to display in the caller ID; SpoofCard takes care of the rest, the company's website brags. This type of scam worked well for unsuspecting people when what appeared to be the Bank of Hawaii made calls about a credit card offer. The victims shared personal information and credit card numbers. But their information really fell into the hands of thieves. Next: Beware of even saying one word. 2. Can you hear me now? Scammers They will use your record for other purposes. | Louise Gulyamaki/AFP/Getty Images If you answer your phone and meet: Can you hear me now? It is important to know that this is probably not a very good funny caller. And that's definitely not the guy from Verizon's commercials. Whatever you do, don't say so. Some unscrupulous scammers record your voice with the words yes and then use the recording to authorize charges from your bank flags as suspicious. The Federal Trade Commission has heard from hundreds of people who have received such calls. FTC tips? Do not answer questions, and hang right away. Next: This could be the biggest consumer scam today. 3. Scams Technical Support Scams support have been popular in recent years. As it unfolds frequently, you will receive an unwanted call from with microsoft or Windows technical support. They report that viruses have been detected on your computer. To fix this, they say you should go to a specific website and follow its instructions. But these instructions will detect malware installed on your computer. As a result, a fraudster can steal your usernames and passwords - and even use a webcam to spy on you. According to Microsoft, in 2015 about 3.3. millions of people, many of them the elderly, have fallen victim to these types of technical support cons. Cost? A whopping $1.5 billion. How to cope with it? Hang up. Neither Microsoft nor our partners make unwanted phone calls, said Courtney Gregoire, an attorney with Microsoft's digital crime unit. Next: This terrible trick makes your cell phone useless. 4. Cell phone theft They can trick customer service into being instead of you. | iStock/Getty Images If you use your mobile phone for things like email, social media and online banking, you run the risk of being hacked or robbed. Unscrupulous people who only have your name and phone number can sometimes convince an unsuspecting cell phone customer service rep that they are you. If the rep falls for it, they can give them access to your account. From there, the thief can freely forward his/her phone number to their phone so that they can freely access your online banking, files, social media accounts, etc. How do you protect yourself from this most outrageous consumer crime? Set up a password in your mobile account. Without it, the thief may not be able to talk to customer service to help him. Also configure biometric authentication. This means that your phone only logs you after scanning your fingerprint or iris using sensors. Next: It's better not to even say hi 5. Silent calls Do not answer calls from unknown numbers. | Ondine32/iStock/Getty Images Have you ever answered a call from an unknown number and no one is at the other end? This is a new type of robocall where the automated system makes tens of thousands of calls to try to reach real people. He then uses numbers where real people responded to target for theft. These robocals are on the rise as internet phones make scammers easy and cheap to make such calls from anywhere in the world, NPR reported. How do you handle these calls? Like many phone scams discussed in this article, the best solution is to screen your calls and not select if the number on the caller ID is unfamiliar. This can help reduce the number of calls you receive from unscrupulous parties in the first place. Next: This scam even got its new name. 6. Vishing Robo Challenge very convincing. | iStock/Getty Images We've all probably heard of phishing scams where thieves send emails to people claiming to be a bank and ask users to click on links and provide personal information. Ishing is the same criminal activity, except for what happens according to voice technologies. It can be carried out with the help of VoIP (voice via IP), or landline / mobile phone. A person receives a call, often created by a computer generation of human speech, ironically claiming that suspicious activity took place on a credit card or bank account. The victim is instructed to call the specified phone number and confirm his identity. What should I do if I receive such a call? If you think there is a possibility that this is legal, instead of calling the phone number provided, call your bank or credit card directly and ask if they have contacted you. Most likely, they will say no. Next: Quite a similar technique, but made by different means 7. Scammers can receive your information. | loveischiangrai/iStock/Getty Images Follow this reportedly seven times more often than phishing these days. This is called smishing (or SMS phishing) and it uses cell phone text messages to entern consumers to share their information. A link and/or phone number of the person who clicks or calls will be sent in the text message. In fraudulent scammers, the sender's phone number will often be a 5000 number, not an actual phone number. Don't reply to inflating messages. Next: When charitable dollars fund anything but high salaries 8. Charitable Inquiries Do not sacrifice by phone. | iStock/Getty Images We are all likely to have received unwanted calls from a seemingly well-besied man who claims to represent a charity we are not familiar with. This could be a predictable cancer research organization or a firefighter's fund. The best thing to do is say no ? and save money on donating to a charity you know and trust, or a charity effort held by your place of worship. A recent case helps illustrate why it is important not to blindly give money to someone who claims to be a charity. In 2016, the FTC accused four national cancer charities of deceiving consumers of $187 million. They were the Cancer Foundation of America, Cancer Support Service, Children's Cancer Foundation of America, and Breast Cancer Society. Directors reportedly earned high salaries, and recipients of charitable assistance received only 1%-2% of all money raised. Next: Lesser known phone scam to be aware of 9. Utility payment fraud Do not stress, call your utility if you are seriously concerned. | roshinio/iStock/Getty Images Not only can you hear from scammers who misused your bank or credit card company, but now you can also receive calls from thieves who are evaders from a utility company. It was recently reported that the fraudster phoned Tucson Water customers, threatening water outages if they did not receive payment. Tucson Water later confirmed he was not behind the call. Keep utilities usually do not ask for payment or financial information from customers by phone. Rather, they tend to provide written notice in case the bill is late. If you receive a similar call, never provide your information or at the other end of the call. Hurry, hang right away. If you are concerned that the call may be legal, call the phone number provided in your utility bill to check. Next: A frequently overlooked form of identity theft is 10. Theft of medical identity Imagine the complete shock of finding out thieves used information about your health insurance to get drugs, doctor's services or even surgery. These days, it's not just your credit card and bank information that scammers are after. If you can be tricked into providing a caller with health insurance information or a Medicare number over the phone, criminals can use it to make fraudulent claims. If you are a victim of identity theft, it may negatively affect your credit report and your savings. Be vigilant without providing such information by phone, and always pay attention to the medical certificates received by mail. We ate a cheat sheet on Facebook! Facebook!

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