Product Transfers and Additional Loan Products Available ...

PTAL Issue 195 Effective from 3rd February 2023

Product Transfers and Additional Loan Products Available for Existing Borrowers

OUR MORTGAGE PRODUCTS This guide provides the main features of the mortgage products available for Existing Borrower Transfers (page 2 - 7), Portability top ups (page 8) and Additional Loans (page 9), as well as other important information (pages 10-14). This guide does not however contain all the details you need to choose a product. Please refer to the relevant Mortgage Illustration or any offer that may be issued for full details.

TO FIND OUT MORE OR APPLY To find out more about any of the products in this factsheet, for information about how to apply or if you'd simply like to discuss what your options are, please contact our Existing Customer Team on 0345 120 0891, our staff will be happy to help you. Please note that these products may be taken on a capital and interest, interest only or part and part basis and may be withdrawn at short notice.

ABBREVIATIONS USED SVR - Accord Mortgages' Standard Variable Rate - currently 6.99% BoE - Bank of England Base Rate - currently 4.00% LTV - Loan to Value

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Page 1 of 15

PTAL Issue 195 Effective from 3rd February 2023

LTV

Product

2 year fixed rate 2 year fixed rate 2 year fixed rate Offset 2 year fixed 2 year fixed rate Offset 2 year fixed

EXISTING BORROWERS - FULL STATUS Please Note: Procuration Fees of 0.30% are payable on these products

Initial Interest

Rate

4.44% 4.59% 4.93% 4.89% 5.03% 5.23%

Initial Rate Period Until

Reverting to the

following rate for the remaining

term

The overall cost for

comparison is

Product Cashback Early Repayment

Fee

*

Charges

Fixed Rates - Transfer Products (minimum loan ?3,000)

10%, 50% or Partial overpayments allowed

Product Code

6.3% APRC

?1495*

60449

6.4% APRC

?995*

10%

60442

31/05/25

6.5% APRC 6.4% APRC

None ?995*

2.5% to 31/05/24 1.5% to 31/05/25

Partial

60429 60444

6.5% APRC

None

50%

60441

6.5% APRC

None

Partial

60431

65%

3 year fixed rate

4.82%

31/05/26

Currently 6.99% variable

(our SVR)

6.3% APRC

None

3% to 31/05/24

2.5% to 31/05/25

1.5% to 31/05/26

5 year fixed rate

4.23%

5.6% APRC

?1495*

5 year fixed rate

4.30%

5.6% APRC

?995*

5 year fixed rate 5 year fixed rate Offset 5 year fixed

4.39% 4.48% 4.60%

31/05/28

5.7% APRC 5.8% APRC 5.8% APRC

?495* None ?995*

5% to 31/05/24

4% to 31/05/25 3% to 31/05/26

2.5% to 31/05/27

1.5% to 31/05/28

Offset 5 year fixed rate

4.78%

5.9% APRC

None

10% 10% Partial

60400

60451 60446 60453 60433 60448

60435

* The fee is payable in full when you return your Offer Acceptance Form and the funds must be cleared before we can complete your product transfer. You may request the fee to be added to your loan, which will increase both the amount borrowed and your monthly payments.

* Please see page 13 for further information about our range of incentives.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Page 2 of 15

PTAL Issue 195 Effective from 3rd February 2023

EXISTING BORROWERS - FULL STATUS Please Note: Procuration Fees of 0.30% are payable on these products

LTV

Product

2 year fixed rate 2 year fixed rate 2 year fixed rate Offset 2 year fixed Offset 2 year fixed

Initial Interest Rate

4.74% 4.83% 4.99% 5.13% 5.29%

Initial Rate Period Until

Reverting to the following rate for the remaining term

The overall cost for

comparison is

Product Fee

Cashback *

Early Repayment Charges

10%, 50% or Partial overpayments allowed

Product Code

Fixed Rates - Transfer Products (minimum loan ?3,000)

6.4% APRC

?1495*

60450

31/05/25

6.4% APRC

?995*

6.5% APRC

None

2.5% to 31/05/24 1.5% to 31/05/25

6.5% APRC

?995*

10% Partial

60443 60430 60445

6.6% APRC

None

Partial

60432

75%

3 year fixed rate

4.84%

31/05/26

Currently 6.99% variable

(our SVR)

6.3% APRC

None

3% to 31/05/24

2.5% to 31/05/25

1.5% to 31/05/26

60401

5 year fixed rate

5 year fixed rate

5 year fixed rate Offset 5 year fixed

rate

4.28% 4.40% 4.54% 4.84%

31/05/28

5.6% APRC

?1495*

5.7% APRC

?995*

5% to 31/05/24 4% to 31/05/25

5.8% APRC

None

3% to 31/05/26

2.5% to 31/05/27

1.5% to 31/05/28

5.9% APRC

None

10% Partial

60452 60447 60434 60436

* The fee is payable in full when you return your Offer Acceptance Form and the funds must be cleared before we can complete your product transfer. You may request the fee to be added to your loan, which will increase both the amount borrowed and your monthly

payments.

* Please see page 13 for further information about our range of incentives.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Page 3 of 15

PTAL Issue 195 Effective from 3rd February 2023

LTV

Product

2 year fixed rate 2 year fixed rate 2 year fixed rate Offset 2 year fixed

Initial Interest

Rate

4.84% 4.92% 5.12% 5.42%

EXISTING BORROWERS - FULL STATUS Please Note: Procuration Fees of 0.30% are payable on these products

Initial Rate Period Until

Reverting to the following rate for the

remaining term

The overall cost for

comparison is

Product Cashback

Fee

*

Early Repayment Charges

Fixed Rates - Transfer Products (minimum loan ?3,000)

6.4% APRC

?1495*

31/05/25

6.5% APRC

?995*

2.5% to 31/05/24

1.5% to 31/05/25

6.6% APRC

None

6.6% APRC

None

10%, 50% or Partial overpayments allowed

10%

Partial

Product Code

60424 60423 60459 60419

80%

Currently

6.99% variable

3% to 31/05/24

3 year fixed rate

5.04%

31/05/26

(our SVR)

6.4% APRC

None

2.5% to 31/05/25

1.5% to 31/05/26

60421

5 year fixed rate 5 year fixed rate 5 year fixed rate

4.45% 4.55% 4.79%

31/05/28

5.7% APRC

?1495*

10% 60425

5% to 31/05/24

5.8% APRC

?995*

4% to 31/05/25 3% to 31/05/26

60426

2.5% to 31/05/27

5.9% APRC

None

1.5% to 31/05/28

60420

* Please see page 13 for further information about our range of incentives.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Page 4 of 15

LTV

Product

85%

90%

2 year fixed rate 2 year fixed rate 2 year fixed rate Offset 2 year fixed 3 year fixed rate 5 year fixed rate 5 year fixed rate 5 year fixed rate 2 year fixed rate 2 year fixed rate

5 year fixed rate

2 year fixed rate

3 year fixed rate

5 year fixed rate

2 year fixed rate 2 year fixed rate

100%

Initial Interest

Rate

4.89% 4.97% 5.17% 5.47% 5.09% 4.50% 4.60% 4.86% 4.92% 5.50%

4.96%

5.56%

5.45%

5.15%

5.74%

5.84%

PTAL Issue 195 Effective from 3rd February 2023

EXISTING BORROWERS - FULL STATUS Please Note: Procuration Fees of 0.30% are payable on these products

Initial Rate Period Until

Reverting to the following rate for the

remaining term

The overall cost for

comparison is

Product Fee

Cashback *

Early Repayment Charges

Fixed Rates - Transfer Products (minimum loan ?3,000)

6.4% APRC

?1495*

31/05/25

6.5% APRC

?995*

2.5% to 31/05/24

6.6% APRC

None

1.5% to 31/05/25

6.6% APRC

None

31/05/26

6.4% APRC

None

3% to 31/05/24

2.5% to 31/05/25

1.5% to 31/05/26

31/05/28

5.7% APRC

?1495*

5% to 31/05/24

4% to 31/05/25

5.8% APRC

?995*

3% to 31/05/26

2.5% to 31/05/27

6.0% APRC

None

1.5% to 31/05/28

10%, 50% or Partial overpayments allowed

10%

Partial 10%

10%

Product Code

60412 60411 60458 60406

60409

60413 60414 60407

31/05/25

6.5% APRC

?1495*

2.5% to 31/05/24

1.5% to 31/05/25

10%

6.7% APRC

None

60415 60405

Currently

5% to 31/05/24

6.99% variable

4% to 31/05/25

31/05/28

(our SVR)

6.0% APRC

None

3% to 31/05/26

10%

2.5% to 31/05/27

1.5% to 31/05/28

60408

31/05/25

6.7% APRC

None

2.5% to 31/05/24

1.5% to 31/05/25

60417

31/05/26 31/05/28 31/05/25

6.5% APRC

None

3% to 31/05/24

2.5% to 31/05/25

10%

6.1% APRC

None

5% to 31/05/24

4% to 31/05/25

3% to 31/05/26

2.5% to 31/05/27

1.5% to 31/05/28

6.7% APRC

None

2.5% to 31/05/24

1.5% to 31/05/25

10%

60416 60418 60398

31/05/25

6.7% APRC

None

2.5% to 31/05/24 1.5% to 31/05/25

10%

60399

* The fee is payable in full when you return your Offer Acceptance Form and the funds must be cleared before we can complete your product transfer. You may request the fee to be added to your loan, which will increase both the amount

borrowed and your monthly payments.

100% +

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

* Please see page 13 for further information about our range of incentives.

Page 5 of 15

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