ALLSTATE COMMERCIAL INTEREST RATES GREEN FULL DOC ALTDOC 08-Mar-22
ACL: 384512 GPO Box 268, Brisbane Qld 4001 Ph: 1800 101 368
.au Electronic Applications:
ALLSTATE COMMERCIAL INTEREST RATES
GREEN FULL DOC
LVR
OO P&I App Fee INV P&I
Max Term
ALTDOC
08-Mar-22
LVR
OO P&I App Fee INV P&I
Max Term
Interest Claw Only back
GREEN Commercial
50%
n/a
65%
n/a
70%
n/a
Excl GST 1.25% 1.25% 1.25%
4.23% 4.51% 4.76%
25 yrs 25 yrs 25 yrs
add n/a Nil
Min. Loan: $100K Max. Loan: $3.0M 1.25x Debt Service Cover Ratio required. Child Care Centres, cafes, restaurants, gyms are acceptable security.
Non-Code loan only for the promotion. No Offset account. No loading for Interest Only.
GREEN Leasedoc
65%
n/a
70%
n/a
Excl GST 1.25% 1.25%
5.06% 5.31%
25 yrs 25 yrs
Min. Loan: $100K Max. Loan: $2.0M No Reviews. Cash Out is available to 25% of loan amount. Must have a lease with min. 2 years to run & be an arm's length transaction. Gross Rent must demonstrate min. 1.50 times Interest Cover. We need lease & proof of the last 6 mths lease payments to verify income. No Offset account. Child Care Centres, cafes, restaurants, gyms are acceptable security. No Revaluations, No Fixed & Floating Charges. Interest Only is available on this product up to 5 years.
GREEN SMSF
65%
n/a
70%
n/a
Excl GST 1.25% 1.25%
5.31% 5.56%
25 yrs 25 yrs
Min. Loan: $100K Max. Loan: $1.0M Fixed rate options are available. Early Repayment Fee (ERF) is payable if loan is discharged in first 3 yrs. 1.25x Debt Service Cover Ratio required. Resi SMSF (corporate trustee) can be processed under this product. No Offset account. Interest Only is not available on SMSF.
n/a Nil add n/a Nil
ACL: 384512 GPO Box 268, Brisbane Qld 4001 Ph: 1800 101 368
.au Electronic Applications:
ALLSTATE COMMERCIAL INTEREST RATES
OCEAN FULL DOC
LVR
OO P&I App Fee INV P&I
Max Term
OCEAN ALTDOC
LVR
OO P&I App Fee INV P&I
Max Term
08-Mar-22
Interest Claw Only Back
OCEAN Best Use
Excl GST
65%
5.30% 1.50% 5.30%
75%
5.30% 1.50% 5.30%
Min. Loan: $100K Max. Loan: $2.0M
30 yrs 30 yrs
OCEAN Best Use Altdoc Excl GST
65% 5.30% 1.50% 5.30% 75% 5.30% 1.50% 5.30% Min. Loan $100K Max. Loan: $2.0M
30 yrs add 0.30% 30 yrs add 0.30% Nil
Max. 65% for vacant land (max. 1 acre). 0.50% rate loading for terms ................
................
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