Non-Negotiable
and Asian Americans paid rates of 10 to 30 basis points (0.10% to 0.30% percentage points) higher than whites with similar credit backgrounds.13 On a typical new car loan of $26,500 with a 4.5% interest rate and loan term of 60 months, a 30 basis point increase would result in an additional $216 for a minority consumer. ................
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