E. Curtis Carter, SRA
嚜激. Curtis Carter, SRA
500 West Lake Drive Athens, Georgia 30606
Georgia Certified General Appraiser #000331
SUMMARY OF CREDENTIALS
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Graduate of University of Georgia (BBA, Real Estate & Urban Development)
Thirty-five years of experience in the real estate field as Realtor?, General Contractor/Builder, home renovator, and
appraiser; thirty-five years as owner of Carter Appraisal Services, Inc.
SRA designated member of the Appraisal Institute
Georgia licensed real estate broker
Georgia Real Estate Appraisal Board-Approved Instructor for 90-hour appraiser licensure course; teaching prelicensing at University of Georgia＊s Center for Continuing Education, January 2008
Appointed to State Attorney General＊s Task Force for Mortgage Fraud, 2006
Founding member of the Athens Area Council of Real Estate Appraisers; five-time President
Certified for Federal Land Acquisition appraisals
Designated by Georgia Department of Revenue as Statewide Binding Arbitrator
EDUCATION
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University of Georgia, Athens, GA. BBA Degree, Real Estate and Urban Development, Graduated 1976
Abraham Baldwin College, Tifton, GA. A.S. in Business Degree, Graduated 1974
Ware County High School, Waycross, GA. Graduated 1969
EMPLOYMENT
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1986 每 Present
Owner/Senior Appraiser, Carter Appraisal Services, Inc. Manage three staff appraisers serving northeast Georgia
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1986
Assistant Branch Manager, Daniel Karski and Associates, Athens, GA. Managed seven staff appraisers
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1984-1986
Branch Manager, Tri-State Appraisal Services, Decatur, GA. and Athens, GA
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1984 每 Present
Principal Broker/Owner, Car-Ver Company Realtors
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1980 每 1984
Principal Broker, Power Realty, Inc. and West Broad Realty Group, Inc. Managed sales staff and performed
appraisals
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1976 每 1980
Sales Agent for three brokers
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1970 每 1972
United States Marine Corps, Engineers, honorably discharged 1972
PROFESSIONAL EXPERIENCE
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1984 - Present
Agricultural, Residential, and Commercial appraiser throughout northeast Georgia; responsible as appraiser or
review appraiser for over 35,000 appraisals
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1974 每 1995
General contractor/builder for twenty-two new home constructions and forty remodeling/renovation projects
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1978 每 Present
Licensed real estate Broker?, Principal Broker for three firms
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1974 - 1978
Licensed real estate agent
PROFESSIONAL ORGANIZATIONS/DESIGNATIONS
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Appraisal Institute, SRA designation, 1993. Member from 1991 to present
FHA designated appraiser #2294
Georgia Pre-license Instructor 2007 - 2008
Athens Area Council of Real Estate Appraisers. Charter Member (1987), Chairman of Ethics Committee (1988,
1992, 1994 - 97, 2002, 2008 每 2009), Secretary-Treasurer (1989,1995), Vice-President (1990, 1995, 1998, 2002),
President (1991, 1996, 1999, 2003)
Certified for Federal Land Acquisition appraisals
Local, State, and National affiliations,Board of Realtors, since 1972
SAMPLE LIST OF CLIENTS
University of Georgia
Wells Fargo
USDA
Athens-Clarke County Unified Gov＊t
Georgia Department of Transportation
Resolution Trust Corporation (RTC)
Bank of America
Small Business Administration
Federal Housing Administration (FHA)
Waynesboro City Government
Athens Land Trust
Lincoln County Government
Fannie Mae (FNMA)
City National Bank
Prudential
Regions Bank
United Community Bank
Ameris Bank
State Farm Insurance Company
Atlanta Postal Credit Union
Wachovia
Chestatee State Bank
FDIC
Athens First Savings Bank
Georgia National Bank
First American Bank
BB&T
Oconee State Bank
Georgia Power Company
Chattahoochee Land Trust
Oconee River Land Trust
Coweta County Government
US Treasury Department
SunTrust Bank
Synovus Financial
Brand Mortgage
Robins Financial
Delta Community Credit Union
Bank South
COURT APPEARANCES
Qualified as an expert witness in Clarke, Madison, Oconee, Barrow, Gwinnett, and DeKalb Counties; also Cook County,
Illinois. Qualified as expert witness for Federal Bankruptcy Court for Eastern Regional United States, Washington, DC
and Macon, Georgia.
SCOPE OF WORK
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Appraisal of residential, 1-4 family properties, commercial properties, as well as complex agricultural & residential
properties
Numerous court appearances involving bankruptcy, divorce, rights-of-way (for both taking authority and property
owners)
Consultant to local probate court.
SAMPLES OF WORK ORDERS
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Clarke County SPLOST program, assignments for landfill takings
Clarke County SPLOST program, assignments for multiple acquisitions for Athens Greenway Project
Bear Creek Reservoir Authority, assignments for multiple acquisitions for water line rights-of-way
Appraisal of proposed 120-unit condominium project in downtown Athens
Appraisal of 480-acre lake site for proposed resort/waterpark/golf//residential community
Numerous Conservation Easements for USDA, Athens Land Trust, Oconee River Land Trust, Chattahoochee Land
Trust, Stewart County Government
Rights-of-way for park/sidewalk improvements in Clarke County, City of Waynesboro, City of Hartwell
Acquisition for parcels for water treatment facility, Franklin County Government
Numerous subdivision and multi-use parcel appraisals/feasibility analyses for various clients.
Numerous Market Studies (supply/demand analyses) for proposed apartment projects, condominium projects, and
mixed use (residential/retail/office) developments.
COMMUNITY AND CIVIC ACTIVITIES
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North High Shoals City Council, 1994-2002
Board of Directors, Kelly Workshop, 1991-1996 (Vice-Chairman of Board 1996)
Board of Directors, Housing and Leadership Partners, 1996-2008 (Secretary/Treasurer 2003, Board Chairman 2006
- 2008)
Board of Directors, Athens Board of Realtors＊ Multiple Listing Service, 2003
Local and State participation in Athens Jaycees and Georgia Jaycees (several local offices including President;
State offices of District and Region Director, State Staff; and Commander of the Honorary Corps within State
organization)
CONTINUING EDUCATION
Professional Standards
Demo Report Writing
Depreciation Analysis
FHA Recertification
R.E. Appraisal Principles
Basic Valuation Procedures
Residential Valuation
Standards of Prof. Practice
Course 101 (exempted)
Course 102 (exempted)
Cap Theory and Techniques-A
Cap Theory and Techniques-B
Appraisal Regulations of the Federal Banking Agencies
Appraiser Recertification
Fair Value Seminar
Principles of Agricultural & Residential Appraisal
Agricultural & Residential Appraisal Overview
Future of the Appraisal Profession
Sales Comparison Approach
The Home Inspection
Appraising High Value Homes
Standards of Professional Practice A and B
Consult 2000 Construction Practices
Income Capitalization
Appraising 2-4 Family
New USPAP guidelines
HUD Appraisal Standards Update
Income and Cost Approaches
Valuation of Partial Interests
Appraiser as Expert Witness
Real Estate Fraud and Appraiser＊s Role
Appraising the Oddball: Nonconforming Properties
Appraiser Liability
Estate and Tax Benefits of Land Conservation
National USPAP Update Equivalent
Information Technology and the Appraiser
Appraising Manufactured Housing
Residential Property Construction and Inspection
National USPAP Update
Appraiser Liability
Real Estate Fraud and the Appraiser＊s Role
Income & Cost Approaches/Valuation of Partial Interest
HUD Appraisal Standards Update
Online Business Practices and Ethics
Appraising for the Secondary Market
Information Technology & The Appraiser
Financial Strategies for Landowners: Estate & Tax Benefits
Appraising the Oddball: Nonconforming & Difficult Properties
The Appraiser as Expert Witness
HUD Appraisal Standards Update
Georgia Instructor Training
Subdivision Analysis
USPAP Update
Course Instructor for Subdivision Appraisal
Sponsoring Org.
SRA
AIREA
SRA
FHA
AIREA
AIREA
AIREA
AIREA
SRA
SRA
Appraisal Institute
Appraisal Institute
App. Inst./OTS
Appraisal Institute
Appraisal Institute
Dargan, Mattox
Recertification
Ga. App. Coalition
Lee and Grant
William Sharp
Appraisal Institute
Appraisal Institute
Wm. Sharpe
McKissock Data
McKissock Data
Atlantic School
Lincoln Graduate Center
Atlantic School of RE
Atlantic School of RE
McKissock Data Systems
McKissock Data Systems
McKissock Data Systems
McKissock Data Systems
Carolina Mtn Land Cons.
McKissock Data Systems
McKissock Data Systems
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Appraisal Institute
Ga Real Estate Educators
Appraisal Institute
Bramlett School
Lorman Educational Svc
Date(s)
1989
1989
1988
1987-1996
1987
1988
1987
1987
1989
1989
1991
1991
1992
1992
1992
1992
1993
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2003
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2004
2004
2004
2004
2004
2004
2004
2004
2005
2006
2006
Course Instructor for Conservation Easements
Lorman Educational Svc
Georgia Instructor Training
Ga Real Estate Educators
Uniform Appraisal Standards for Federal Land Acquisitions
Appraisal Institute
40-Hour Certification Course, Valuation of Conservation Easements- Appraisal Institute/Land Trust
FHA Update
Appraisal Institute
USPAP Update 2010
Bailey Academy
Fannie Mae Guidelines
GA Appraiser School
USPAP Update 2011
Bailey Academy
UAD Compliance
Bailey Academy
Uniform Appraisal Dataset
Bailey Academy
Foreclosures and Short Sales
Bramblett School
Hearing Officer Training
GREAB
USPAP Update
Bailey Academy
Conservation Easements
Appraisal Institute
FHA Protocol
GA Appraiser School
Internet Search Strategies
Appraisal Institute
Business Practices and Ethics
Appraisal Institute
Current Appraisal Topics
GA Appraiser School
FHA Handbook 4000.1
McKissock
Residential Property Inspection
McKissock
The Sales Comparison Approach
McKissock
GA Appraiser Law, Rules, Regulations
GA Appraiser School
The Cost Approach
McKissock
The Dirty Dozen
McKissock
FHA Handbook Update
McKissock
FNMA Appraisal Guidelines
McKissock
Business Practices and Ethics
Appraisal Institute
Basics of Firearms
GA Appraiser School
USPAP Update
GA Appraiser School
2006
2007
2007
2008
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2011
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2015
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2020
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