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To find the EAR, we use the EAR formula: EAR = [1 + (APR / m)]m – 1 EAR = (1 + .30)12 – 1 = 2,229.81%. Notice that we didn’t need to divide the APR by the number of compounding periods per year. We do this division to get the interest rate per period, but in … ................
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