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- Interest rate per period, 6% compounded monthly ( i = .06 / 12 = .005, i = r/m. I - Interest earned. APY - Annual Percentage Yield or effective annual interest rate or true annual interest rate. For Periodic Compounding, For Continuous Compounding, APY = er – 1. e - Base of the natural logarithm system, e = 2.718281828459. An ................
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