AUTO LOANS CREDIT SCORE 780 + 740-779 700-739 675-699 640 …
Loan rates effective July 1, 2017 - Rates are subject to change and are dependent upon credit approval. For current mortgage rates, please contact the Credit Union.
AUTO LOANS
Model Year Term
2016-17
12-36
37-60
61-84
2013-15
12-36
37-60
61-84
2009-12
12-36
37-60
61-72
2008 & Older 12-36
37-60
CREDIT SCORE 780 + 740-779 700-739 675-699 640-674 600-639 550-599
1.79
2.29
2.79
3.79
5.79
6.79
9.79
2.19
2.69
3.19
4.19
6.19
7.19 10.19
2.89
3.39
3.89
4.89
6.89
7.89 10.89
2.19
2.69
3.19
4.19
6.19
7.19 10.19
2.79
3.29
3.79
4.79
6.79
7.79 10.79
3.39
3.89
4.39
5.39
7.39
8.39 11.39
3.10
3.60
4.10
5.10
7.10
8.10 11.10
3.59
4.09
4.59
5.59
7.59
8.59 11.59
4.39
4.89
5.39
6.39
8.39
9.39 12.39
4.59
5.09
5.59
6.59
8.59
9.59 12.59
5.29
5.79
6.29
7.29
9.29
10.29 13.29
RV LOANS
Model Year 2016-17
2012-15
2011 & Older
Term 12-36 37-72 73-144 12-36 37-72 73-144 12-36 37-72
CREDIT SCORE 780 + 740-779 700-739 675-699 640-674 600-639
3.50
3.75
4.50
5.50
7.50
N/A
3.90
4.15
4.90
5.90
7.90
N/A
4.65
4.90
5.65
6.65
8.65
N/A
4.99
5.24
5.99
6.99
8.99
N/A
5.69
5.94
6.69
7.69
9.69
N/A
6.20
6.45
7.20
8.20
10.20
N/A
6.25
6.50
7.25
8.25
10.25
N/A
6.55
6.80
7.55
8.55
10.55
N/A
PERSONAL LOANS
Term
780 +
12-24
6.95
25-48
7.65
49-60
8.05
MAX
$ 15,000
CREDIT SCORE 740-779 700-739 675-699
7.20 7.90 8.30 $ 15,000
7.70 8.40 8.80 $ 7,500
9.70 10.40 10.80 $ 5,000
640-674
11.70 12.40 12.80 $ 5,000
600-639
12.70 13.40 13.80 $ 3,000
550-599
15.70 16.40 16.80 $ 1,000
VISA CREDIT CARDS Classic
12.75
Platinum 11.75
CHECKING/OVERDRAFT Line of Credit Credit Limit up to $1,500
15.00
SHARE SECURED By Shares 3.75
By CD CD + 2%
Loan rates effective July 1, 2017 - Rates are subject to change and are dependent upon credit approval. For current mortgage rates, please contact the Credit Union.
HOME EQUITY LOANS Up to 80% LTV CREDIT SCORE
780 + 740-779 700-739 675-699 640-674
Term 12-60
3.99
4.24
4.49
4.99
5.24
61-120
4.40
4.65
4.90
5.40
5.65
121-180
4.80
5.05
5.30
5.80
6.05
600-639
5.49 5.90 6.30
550-599
N/A N/A N/A
HOME EQUITY LOANS Up to 90% LTV Max Loan $75,000
CREDIT SCORE
780 + 740-779 700-739 675-699 640-674
Term
12-60
4.49
4.74
4.99
5.49
5.74
61-120
4.95
5.20
5.45
5.95
6.20
121-180
5.30
5.55
5.80
6.30
6.55
600-639
6.24 6.70 7.05
550-599
N/A N/A N/A
HOME EQUITY LOANS
Term 12-60 61-120 121-180
780 +
4.99 5.49 5.99
Second Homes Up to 75% LTV Max Loan $75,000 CREDIT SCORE
740-779 700-739 675-699 640-674 600-639
5.24
5.49
5.99
6.24
6.74
5.74
5.99
6.49
6.74
7.24
6.24
6.49
6.99
7.24
7.74
550-599
N/A N/A N/A
HOME EQUITY LINE OF CREDIT Up to 80% LTV
Credit Score
740 + 700 - 739 675 - 699 640 - 674 600 - 639 550 - 599
Rate
Prime + 0 Prime + .25 Prime + .50 Prime + 1.00 Prime + 1.75 N/A
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