Marriage & Money Survey

Marriage & Money Survey

Attitudes towards money, marriage and retirement

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TABLE OF CONTENTS

MARRIED LIFE ................................................ 3 FINANCIAL HABITS .......................................... 6 RET IRING T O G ET HER ...................... .... .... ... ... 11 APPENDIX ........................ ..... ... ... ...... ..... ... ...... 17

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Married Life

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Almost 4 in 10 (37%) Married Americans report paying more attention to their finances as a result of getting married

? Three in 10 Married Americans report starting to save more money (30%) and worry more about the future (27%) ? in both cases, men are more likely than women to agree with each statement

Which of the following happened to you, financially, when you got married?

Married

%

I started paying more attention to our finances

Married 37

I started saving more money I started to worry more about the future

I started spending more money

30 Male: 33%; Female: 28% 27 Male: 32%; Female: 22% 18

I started spending less money

10

I started saving less money

9

I became more risk averse

8 Male: 11%; Female: 6%

I started to worry less about the future

6

I became less risk averse

5

I stopped working

5 Male: 1%; Female: 8%

My spouse stopped working I started working

4 Male: 7%; Female: 2% 4

My spouse started working

3

I started paying less attention to our finances

2

None of the above

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Q215. Base: All Married n=1,011; Married Males (n=471), Married Females (n=540)

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Three in 10 Married Americans say that the moral support that keeps each other on track is the biggest financial benefit of getting married

And which of the following do you think is the single biggest financial benefit to getting married?

%

'Moral support'/keeping each other on track/on budget

Unmarried

Married 17

Splitting the household bills One partner may be able to stop work to provide childcare or be an

adult caregiver (i.e. less need for hired help) More tax benefits

Shared health insurance Easier to save money

More social security options Easier to pay off debt

Lower car insurance premiums

5

4 7

5 6

2 3 3 3

1 0

13

12 13

11

None of the above

15

0

5

10

15

20

30 26

Male: 23%; Female: 29%

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25

30

35

Q205. Base: All Married n=1,011; All Unmarried n=1,008; Unmarried Males (n=389), Unmarried Females (n=619) Arrows indicate a significant difference between Married and Unmarried at 95% confidence

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