UNION BANK OF INDIA



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UNION BANK OF INDIA

Annexure B-4

Name of the Applicant (s) ……………………………………………………………

INTERVIEW-CUM-APPRAISAL FORM

FOR HORTICULTURAL AND PLANTATION CROPS

1) Location of the Area Name of Crop Survey/Khasra No.

in which crops being cultivated/

to be cultivated

2) Particulars of Proposed Area Cost per acre Total cost

investment

i) New planting

ii) Replanting

iii) Maintenance cost (year-wise)

till bearing stage

iv) Fencing

v) Creation of irrigation facilities

vi) Others (specify)

Total :

3) What are the arrangement for

a) procuring grafts / plantinging material

b) procuring inputs / such as Farm Yard Manure / Fertilizers/insecticides

c) marketing of produce

4) Give details of

- Crop Variety

a) Saplings to be obtained from

b) No. of saplings per acre

c) Spacing to be adopted-

5) Whether arrangements for storing, transport and marketing of produce are adequate ?

6) What are the other crops grown including inter corp by the farmer and how the working expenses on them will be met.

7) Repayment – Loan of Rs. …………………… to be repaid in …………………. Annual / HY / Quarterly / monthly instalments of Rs. …………………. Each plus interest due.

Signatures of the Appraising Officer Signature/Thumb impression of the Applicant(s)

Place

Date

For Office Use

Memorandum for sanction for Term Loan for Horticulture / Plantation Crops

Observations of Appraising Officer :

1. The applicant(s) is / are genuine agriculturist/s and is/are capable of successfully pursuing the activity. Y/N

2. The farm has the necessary technical facilities / infrastructure to support the activity proposed by availing the loan. Y/N

3. The techno economic viability of the proposal has been found satisfactory. Y/N

Recommendations of the appraising Officer :

The relevant land record / documents have been obtained and verified and found correct. The farm was visited by me on …………………………….. (Give date).

a) Loan recommended : Rs.

b) Security proposed : (I) Hypothecation of ……………………………

ii) Mortgage / charge on land measuring acres

iii) Guarantee of

a) Shri__________________________

s/o________________________

(b)Shri__________________________

s/o________________________

c) Repayment Schedule : _________ (Number of instalments) Monthly/Quarterly/Half yearly / Yearly

d) Gestation period : _________________ (Number of months)

Therefore, the first instalment will become due on ……………….

e) Insurance, wherever applicable :

Place Signature of Appraising Officer with name and designation

Date

Sanctioned

Place Branch Manager / Manager of Division

Date

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