Exclusive rates for your Barclays mortgage clients
Rates effective from 10 November 2022 (For intermediary use only)
Exclusive rates for your 2Yr Fixed 1.49% (JBU9a5)rclays mortgage clients
We offer three distinct ranges exclusively available to the following customers:
1. Residential mortgage customers (maximum total aggregate lending up to ?2m) 2. Residential mortgage customers (total aggregate lending between ?2m and ?10m) 3. Buy-to-Let mortgage customers
Your existing Barclays mortgage clients can benefit from a variety of fee and rate discounts, plus extended maximum LTV limits & loan sizes.
Exclusively available for: Rate switch (Product transfer)
Further advance (minimum loan ?5,000)
Applications for home purchase, unencumbered remortgage or remortgage from another lender aren't eligible for Existing Mortgage Customer (EMC) Reward rates. In these scenarios all customers are offered Barclays new lending rates.
For more information on Barclays new lending mortgage rates available for purchase and remortgage, please refer to the published rate sheets available by visiting barclays.co.uk/intermediaries
Reward rates explained
The following terms are used in the rate tables:-
? Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. BEBR is currently 3.00%.
? Loan to Value (LTV) is calculated based on the client's total aggregate lending secured on the property. Loan to Value for rate switch is based on the automated property valuation that will be confirmed on receipt of a Customer Information Request.
? Aggregate lending is the total your client has outstanding on the existing Barclays mortgage accounts secured against the property and includes the Mortgage Current Account overdraft limit, if they have one.
This information is intended for intermediary use only and is not intended, nor has it been approved, as a qualifying credit promotion.
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 November 2022 (For intermediary use only)
Residential mortgage customers
Residential - maximum total aggregate lending up to ?2m
1, 2 & 3 year fixed rates available for rate switch and further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Fixed
Maximum LTV
EMC Reward 1 Year Fixed
75%
Product Fee
?0
Initial Rate
5.88%
Fixed until 31/03/24
Follow On Rate
6.49% variable BEBR (currently 3.00%) +3.49% for the term
Early Repayment Charge (ERC)
1% of the balance repaid until 31/03/24
BRM KA61
WTrad KA62
OPFM KA63
60%
EMC Reward 2 Year Fixed
75% 85%
Over 85%
?999 ?0
?999 ?0
?999 ?0 ?0
5.43%
5.83%
5.52% 5.88% 5.62%
Fixed until 31/03/25
6.49% variable BEBR (currently 3.00%) +3.49% for the term
5.98%
6.03%
1% of the balance repaid until 31/03/25
KA64 KA67 KA70 KA73 KA76 KA79 KA82
KA65 KA68 KA71 KA74 KA77 KA80 KA83
KA66 KA69 KA72 KA75 KA78 KA81 KA84
EMC Reward 3 Year Fixed
60% 85%
?999 ?0
?999 ?0
5.60%
5.76% 5.80%
Fixed until 31/03/26
6.49% variable BEBR (currently 3.00%) +3.49% for the term
6.02%
2% of the balance repaid until 31/03/26
KA85 KA88 KA91 KA94
KA86 KA89 KA92 KA95
KA87 KA90 KA93 KA96
Early Repayment Charges
Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge. The allowance for fixed rates is 10% per annum and 25% per annum for trackers. For Offset mortgages early repayment charges are incurred on full redemption only.
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 November 2022 (For intermediary use only)
Residential mortgage customers
Residential - maximum total aggregate lending up to ?2m
5, 7 & 10 year fixed rates available for rate switch & further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Fixed
EMC Reward 5 Year Fixed
EMC Reward 7 Year Fixed
Maximum Product
LTV
Fee
60% 75% 85% Over 85%
?999 ?0
?999 ?0
?999 ?0 ?0
75%
?749 ?0
Initial Rate
5.45% 5.66% 5.53% 5.76% 5.64% 5.87% 6.03%
Fixed until 31/03/28
5.48% 5.60%
Fixed until 31/03/30
EMC Reward 10 Year Fixed
75%
?749 ?0
5.35% 5.42%
Fixed until 31/03/33
Follow On Rate
6.49% variable BEBR (currently
3.00%)
+3.49% for the term
6.49% variable BEBR (currently
3.00%)
+3.49% for the term
6.49% variable BEBR (currently
3.00%)
+3.49% for the term
Early Repayment Charge (ERC)
2% of the balance repaid until 31/03/28
3% of the balance repaid until 31/03/30
5% of the balance repaid until 31/03/33
BRM
KA97 KC92 KB03 KB06 KB09 KB12 KB15 KB18 KB21 KB24
KC95
WTrad OPFM
KA98 KC93 KB04 KB07 KB10 KB13 KB16
KB19
KA99 KC94 KB05 KB08 KB11 KB14 KB17
KB20
KB22
KB23
KB25
KB26
KC96 KC97
Did you know? Further Advance
Exclusive
Reward Rates available for
further borrowing
Up to
80%
Loan to Value
Maximum 80% if consolidating debt
We pay an uncapped
0.3%
Proc fee, for further advance completions*
*refer to your club or network for exact procuration fee value
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 November 2022
Residential mortgage customers
(For intermediary use only)
Residential - maximum total aggregate lending up to ?2m
Tracker & Offset rates for rate switch and further advance only
Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)
Product type Tracker
EMC Reward 2 Year Tracker
EMC Reward 5 Year Tracker
EMC Reward Offset
2 Year Tracker EMC Reward
Offset 5 Year Tracker
Maximum LTV 60%
75% 80% 90% 60% 85%
80%
Product Fee ?999 ?0 ?999 ?0 ?99 ?999 ?0 ?999 ?999
?1,749
?499
Initial Rate
3.60% 3.99% 3.75% 4.00% 5.64% 4.00% 4.45% 3.60% 4.00% 4.22%
5.00%
BEBR +0.60% for 2 years
BEBR +0.99% for 2 years
BEBR +0.75% for 2 years
BEBR +1.00% for 2 years
BEBR +2.64% for 2 years
BEBR +1.00% for 2 years
BEBR +1.45% for 2 years
BEBR +0.60% for 5 years
BEBR +1.00% for 5 years
BEBR +1.22% for 2 years
BEBR +2.00% for 2 years
?1749
4.25%
BEBR +1.25% for 5 years
Did you know?
No underwriting required
Follow On Rate
6.49% variable BEBR (currently
3.00%)
+3.49% for the term
Early Repayment Charge (ERC)
No ERC 1% of the balance repaid for 2 years
No ERC 1% of the balance repaid for 2 years
No ERC
No ERC 1% of the balance repaid for 2 years
No ERC
No ERC
BRM WTrad
KC98 KC99 HW63 HW64 KD01 KD02 HW69 HW70 FA48 FA49 KD04 KD05 JY75 JY76 KD07 KD08 KD10 KD11
Full redemption only N/A
N/A
6.49% variable
1% of original
BEBR (currently
3.00%)
balance for 2 yrs
N/A N/A
+3.49% for the
term
Full redemption only
1% of original
N/A N/A
balance for 5 yrs
Rate Switch
We pay an uncapped
0.2%
Retention fee, for rate switch completions*
OPFM KD00 HW65 KD03 HW71 FA50 KD06 JY77 KD09 KD12 JC03
FS20
JC04
Exclusive Reward Rates for rate switch
& further borrowing
Quick, simple process via our
Secure Mail system
No proof of income required
*refer to your club or network for exact procuration fee value
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
Rates effective from 10 November 2022 (For intermediary use only)
Residential mortgage customers
Residential - total aggregate lending between ?2m and ?10m
Rates available for rate switch and further advance only
Further borrowing: min loan ?5,000, (max 70% LTV if aggregate borrowing exceeds ?2m)
Product type
Fixed EMC Reward
2 Year Fixed
Maximum Product
LTV
Fee
Initial Rate
70%
?1999
5.44%
Fixed until 31/03/25
Follow On Rate
6.49% variable BEBR (currently 3.00%) +3.49% for the term
Early Repayment Charge (ERC)
1% of the balance repaid until 31/03/25
BRM KB30
OPFM KB31
EMC Reward 5 Year Fixed
70%
?1999
5.40%
Fixed until 31/03/28
6.49% variable BEBR (currently 3.00%) +3.49% for the term
2% of the balance repaid until 31/03/28
KB32
KB33
EMC Reward 10 Year Fixed
Tracker
EMC Reward 2 Year Tracker
70% 70%
Offset
EMC Reward Offset
2 Year Tracker
70%
?1,999
5.45%
Fixed until 31/03/33
6.49% variable BEBR (currently 3.00%) +3.49% for the term
5% of the balance repaid until 31/03/33
KB34
KB35
?1999
3.98%
BEBR+0.98% for 2 years
6.49% variable BEBR (currently 3.00%) +3.49% for the term
No ERC
HE42 HE43
?1,999
4.90%
BEBR+1.90% for 2 years
6.49% variable BEBR (currently 3.00%) +3.49% for the term
Full redemption only
1% of original balance for 2 yrs
N/A
FL53
Rate switch only ? LTV above 70%
Total aggregate lending between ?2m and ?10m
EMC Reward 2 Year Fixed
Over 70%
?1,999
5.45%
Fixed until 31/03/25
EMC Reward 5 Year Fixed
Over 70%
?1,999
5.62%
Fixed until 31/03/28
6.49% variable BEBR (currently 3.00%) +3.49% for the term
6.49% variable BEBR (currently 3.00%) +3.49% for the term
1% of the balance repaid until 31/03/25
2% of the balance repaid until 31/03/28
KB36 KB38
KB37 KB39
Our maturity letters You can pre-book a new . . . and, we've paid a
encourage the client to
contact you Product type
Fixed
Maximum Loan to Value
Product Fee
rate for your client up to 3 Imnitiaol Rnatte hs in advFoallownOcneRate
retention fee for rate swRepiEataycrmlyhenet s siAnPRcCe 20ILP04 TRINITY
Charge (ERC)
EMC Reward
EarBlyuy-Rtoe-pletaymeOnvterC7h5%arges ?0
2 Year Fixed
3.35%
Fixed until 31/10/19
4.74% variable BEBR (currently 0.25%)
+ 4.49% for the term
3% of the balance repaid until 31/10/19
Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge.
TFohE5reMBYOuaCeyalfR-lrftoesoFwwe-ixlaeteartddmncoertfOgovaregrfei7xs5e%edarralyterse?pi0sa1y0m%e3n.p9te9c%rhaanrngueF3smi0xa/e(1rd5e1u/%ni2nt3iclfourrr1e0dByB+orB4nRf4.4i.x(f79cue4%u%ldrlrfeorrvneraattdrtlhiyeaee0bsmt.l)e2epr5am%tnido) n25oub%nnalt3lyaipl%n.3ec0oer/fr1ateh1npe/an2idu3 m for trackers.
Rates available for Buy-to-Let rate switch only (not available for further advance)
These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability
anEd xmiasy tbienchganMgedoorr twgithadgrawenCatuansyttiomme weithrou(tEnMoticCe. )ChRaregews aandrdinte?resBt ruatyes mtoay Lvaerytand are correct at the time of going to print.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority
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