CHECKLIST

1819W.PINHOOKROAD,SUITE100|LAFAYETTE,LOUISIANA70508 P337.235.0047|F337.234.7477|

HOME BUYER'S

CHECKLIST

STEP 1

DetermineWhatYouCanAfford

Assess your savings to determinewhatyoucan spendonadownpayment and other upfront costs.

Shop around for a reputable lender and a loan product thatworksforyou.

Provideyourlenderwithall the required financial informationandreceivea pre-approvalletter determiningyourbuying power.

STEP 4

Take Care of Business

Getahomeinspection.

Obtainanappraisal,which is typically required by the lender to approve the loan. Oftentimes,yourlenderwill pay for your appraisal.

Getfinalapprovalfrom the lender on your loan.

Scheduleyourclosingwith PrimeTitle.THISISYOUR CHOICE!

STEP 2

ShopForAHome

Doyourownresearchto decidewhatyouwantina home.TheInternetisa phemoninalresource whenitcomestohome shoppingwithwebsitesand , Trulia,andZillow.

Findtherightrealestate agentwhohasaccessto informationnoteasily accessible to the public, andwhoseknowledgeofthe homebuyingprocessand negotiating skills can be extremelyvaluable.

STEP 5

Prepare For Closing

Lineupyourhomeowner's insurance and utilities prior to the closing date.

Requestanowner'stitle insurancepolicyfrom your PrimeTitleclosingattorney.

Review the lender'sClosing Disclosure,whichshouldbe provided to you 3+ days before closing.

Scheduleafinalwalk through.

STEP 3

ChooseAHome

Findthehomeofyour dreamsandmakeanoffer.

WorkwithyourPrimeTitle closing attorney or real estate agent to negotiate a purchaseagreement that is in your best interest.

Sign the purchase agreement.Apurchase agreementaretheterms betweenyou,thebuyer,and the seller.

STEP 6

CloseAndMoveIn

Attend closing to sign final documents-bringcurrent photo identification and certified funds.

Review theclosing documentswithyourPrime Title closing attorney who willanswerany questions.

Signtheclosingdocuments.

You'reahomeowner!!!

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