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( “Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.” (

CIL Edition December 2011

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Florida Motor Fuel Marketing Practices Act (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Have a safe and Happy Holidays

Merry Christmas &

Happy New Year 2012

Notice

AFLAC has been added to our ‘Benefits’ program!

Gasoline Tax Hikes are on the Political Agenda

Congress must pass a new 5-year Federal Aid Highway Bill by April 1, 2012!

Supporters of a major tax increase say that the Highway Trust Fund will go broke within a year if new monies are not raised. Proposals are being circulated to raise the Federal motor fuel tax rate to between 36¢ to $1.00 per gallon.

Supporters to raise the Federal motor fuel tax rate significantly include the nation’s governors, state highway transportation officials, and the powerful highway lobby.

On the Federal level, numerous reports assert that the Nation’s roads, bridges, and infrastructure are in serious need of repairs. They argue that we have not made the investment over the years that was needed. And while the nation faces

a challenged economy, many are calling for a huge investment in our transportation system.

While the diversion of fuel tax revenues on the Federal level is not as great as it is in the state level, we are approaching

25% of the money from the Highway Trust Fund now going for non-highway purposes.

As well-oiled lobby groups and political leaders push for motor fuel tax increases, there are too many groups that need to become more vocal to block the hikes. The trucking industry has been especially hurt by the economy. Most goods are delivered by trucks.

The impact on the trucking industry has increased the price of most services and goods. Rising gasoline prices have hurt the average family. Is this really the right time to increase the cost of gasoline? And what about distributors and service

station dealers? This will increase your inventory and credit card fees.

Don’t Let This Happen Again!

Crude oil prices have increased 22% since the beginning of October hovering near $100.00 a barrel. Conserve, conserve, conserve.

Marathon Petroleum Reports Strong Q3 Profits

As Marathon Petroleum cuts costs, fuel prices continue to climb, resulting in high Q3 profits.

Marathon Petroleum Corp., which split from Marathon Oil Corp. earlier this year, reported soaring third quarter profits this week, according to Bloomberg Businessweek.

Earnings totaled $1.13 billion, for the three months ended Sept. 30, more than four times the $277 million, it earned for the same part of 2010. Revenue increased 30% to $20.65 billion in the quarter. The increase came as Marathon’s refineries used relatively cheap oil while prices rose for the fuel it sold. Retail gasoline prices increased 33%, diesel prices rose 32% and jet fuel prices grew 46% in the quarter.

Murphy Oil Q3 Earnings

Murphy Oil Corp.’s net income in the third quarter of 2011 totaled $406.1 million, which was double the net income of $202.8 million in the third quarter of 2010.

Wholesale Gasoline Costs Tumbling on Weak Demand

Even as the U.S. crude price benchmark comes within pennies of $100 barrel, wholesale gasoline costs moved sharply lower, down by double digits in numerous major metropolitan markets across the country during the second full week of November. Partly explaining the disconnect is weak demand for gasoline, which recently sunk to near an eight-year low when considering weekly data from the Energy Information Administration.

Gasoline costs are tumbling just as costs for diesel fuel are surging amid what analysts call a tight global market for distillates. Also in contrast to gasoline, demand for diesel fuel has surged recently while exports from the U.S. hover near one million barrels per day.

Meantime, EIA anticipates on-highway diesel fuel retail prices will average $3.84 gallon this year, four cents higher than October’s estimate and 85 cents higher than the 2010 average of $2.99 gallon.

The wholesale gasoline price changed up or down 19 times in November.

ALERT!!!

Feds: Group stole card numbers with 'skimmers'

Federal authorities have accused owners of an Orlando mobile-phone business of using stolen credit-card numbers — obtained via "skimming" devices implanted at gas stations — to buy hundreds of thousands of dollars of merchandise at area stores.

Robin Miguel Corrales Castro, 35, and Silvio Leon, 38, co-owners of Simple Mobile, were arrested Tuesday on charges of conspiring to produce, use or traffic in one or more counterfeit devices, following a several month U.S. Secret Service investigation. Three others are also accused of participating in the credit-card scheme, according to a criminal complaint filed in Orlando federal court this week: Ivan Malagon, Lazaro J. Corrales Castro and Federico Martinez.

Agents say the group obtained credit-card numbers from skimming devices that were installed on Central Florida gas-station pumps, and then used equipment to manufacture credit cards, debit cards and gift cards with the stolen numbers.

A confidential source told authorities he saw Robin Corrales use a card reader/encoder to re-encode cards with stolen credit-card numbers. The source also told authorities he saw about 1,000 Target gift cards on a single visit to Corrales' house. Those fraudulent cards were then sold at Simple Mobile, the source told authorities.

Throughout their investigation, agents identified hundreds of thousands of dollars in fraudulent credit card purchases made at Target, Best Buy, Home Depot and other stores. The group was already on the radar of Target asset-protection investigators when the Secret Service started its inquiry. Target's investigators documented the fraudulent charges and

identified the vehicles the suspects drove during their visits to the stores through surveillance video.

American Express identified about $125,565 worth of fraudulent charges at Target related to the case, and Discover identified about $30,220, court documents said. American Express said the credit-card numbers were stolen at a Hess gas station in Winter Springs. The Secret Service accuses the group of using more than 175 fraudulent credit cards between January and October.

On Oct. 19, a U.S. Customs officer intercepted a package en route to Simple Mobile, which contained an embossing machine, which are often used to manufacture credit cards. Corrales and Leon are being held at the Seminole County Jail. A detention hearing will be held in their case.

Big Banks Bail on Debit Card Fees

SunTrust, Wells Fargo, Chase undoing "swipe recouping" plans in wake of BofA backlash

ATLANTA -- SunTrust Banks Inc. said on Monday that it will stop charging a $5-per-month fee for using debit cards and return the fees that it has collected since June to its customers. The bank followed larger rivals such as Chase and Wells Fargo in backing off the fees, reported the Associated Press.

Last month, Charlotte, N.C.-based Bank of America announced plans to charge $5 per month for using debit cards for purchases. Large financial institutions threatened such fee increases in the wake of interchange fee reform created by the Durbin Amendment to the Dodd-Frank Wall Street Reform & Consumer Protection Act that went into effect October 1 as a way to recoup their losses.

The retail banking division of New York City-based JPMorgan Chase & Co. let news leak that it will not expand the $3 monthly fees it is charging in tests in Wisconsin and Georgia when they end in November. Wells Fargo & Co. followed with an official announcement that it is ending tests, begun October 14, of a $3 fee in five states.

While not ending the fees, Bank of America also said it plans to offer ways to avoid the fees through use of services like direct deposit and or maintaining certain balances, but the bank has not officially laid out its policy.

Atlanta-based SunTrust announced that it has eliminated the monthly check card fee on its Everyday Checking account. The fee will no longer be charged beginning Wednesday, November 2, 2011, but all clients who incur--or have previously incurred the fee prior to that date will receive a full refund, it said.

Wawa To Enter Florida

Some 100 Wawa c-stores are planned for Florida over the next five years.

Wawa, which operates more than 580 c-stores in New Jersey, Pennsylvania, Delaware, Maryland and Virginia, is set to begin construction on its first Florida convenience store across from SeaWorld at International Drive and Central Florida Parkway, in Orlando, Fla., the Orlando Sentinel reported.

The 5,000-square-foot store is expected to open in July, and was designed by Cuhaci & Peterson Architects of Orlando. After the first Florida Wawa opens its doors, four more locations are expected to follow.

The new stores are planned for the following locations:

•  Hoffner Avenue and South Goldenrod Road in Orlando,

• John Young Parkway and Silver Star Road in Orlando,

• U.S. Highway 192 and Simpson Road in Kissimmee

• Orange Blossom Trail and on East Donegan Avenue in Kissimmee

Wawa aims to open 100 Orlando-area stores in the next five years. Orlando Mayor Buddy Dyer is expected to attend a groundbreaking event.

ATM Council Files Antitrust Lawsuit

Visa and MasterCard to face litigation on antitrust charges.

The National ATM Council, a group representing operators of automated teller machines (ATMs), filed a lawsuit against Visa and MasterCard accusing the credit and debit card issuers of violating antitrust laws by fixing the price of ATM access fees, the Huffington Post reported.

The lawsuit was filed on Wednesday in the U.S. District Court for the District of Columbia on behalf of the National ATM Council and independent ATM operators. Its allegations include restraint of trade, and that Visa and MasterCard network rules prohibit ATM operators from offering lower prices for transactions over PIN-debit networks that are not affiliated with Visa or MasterCard.

The lawsuit also claims the price fixing artificially raises the price consumers pay for ATM services, limits ATM operator revenue, and violates antitrust laws, and that rules by card issuers prevent an operator from offering consumers a discount for ATM transactions not completed over Visa or MasterCard networks, according to the Huffington Post.

“Visa and MasterCard are the ringleaders, organizers, and enforcers of a conspiracy among U.S. banks to fix the price of ATM access fees in order to keep the competition at bay,” Jonathan Rubin, of the Rubin PLLC law firm which represents the plaintiffs, said in a statement.

 If the case be granted class action status, the plaintiffs would be comprised of independent operators of some 200,000 ATMs in the U.S., according to Rubin.

Royal Dutch Will Not Create a 'Shell' Company

THE HAGUE, Netherlands -- Royal Dutch Shell plc has no intention of splitting into two separate companies, its CEO, Peter Voser, told the Wall Street Journal.

Spinning off the refineries part of the business has been a popular approach taken by several of its competitors, including ConocoPhillips and Marathon Oil Corp. However, as Convenience Store News previously reported, Chevron also resisted the temptation to make such a move.

As for Shell, Voser told the newspaper he values the company's refineries as part of its overall business. He added that it gives Shell a leg up in developing its Canadian oil sands. If Shell were to split into two companies, "you have the risk that others will optimize the value chain," said Voser.

He told the Journal there is another benefit to remaining a single company: Shell has an advantage when courting government-owned oil companies, which experts say have strong access to oil reserves but little ability to extract it from the ground or market the products.

"For us to be the right partner to national oil companies, we have to be integrated," Voser said.

ExxonMobil Offers Image Incentive Bonus to Marketers

Company executives are also advising its marketers not to rush to sign brand conversion agreements with dealers whose performance is already sub-par.

IRVING, TEXAS -- ExxonMobil will offer its marketers cash bonuses in the form of a cafeteria-style image incentive program next year. The initiative, now in the final planning stages, is part of an effort by the major to upgrade the appearance of retailer-operated retail outlets and encourage the construction of more.

Traditionally, major oil companies reward retailers who meet their image standards with cents-per-gallon payments, usually spread over three or more years. The new bonus offers from ExxonMobil will be in addition to the company’s existing incentives, sources say. Currently, ExxonMobil pays 1 to 2 cents per gallon for image work at retail, depending on the type of projects and length of payout time.    

ExxonMobil executives outlined their plan at the company’s national marketer meeting in New Orleans earlier this month. The program, to be formally introduced early next year, will allow marketers to choose one payment from a menu of three additional offers for each station they operate:

• A $5,000 payment for high-rise sign repairs or upgrades,

• $5,000 for LED canopy lighting, or

• $500 per dispenser for new decals, which may be capped per station.

Additionally, the company will pay marketers a $10,000 bonus if they bring a new store online by January 31, a payment that will increase to $12,000 per store for three or Retailer comments related to the new program were largely positive.

ExxonMobil executives also reassured attendees that the company does not plan to spin off its retail marketing business, as ConocoPhillips has done. It is in the process of selling its retail real estate and supply business to jobbers and expects that its stores will be 100% jobber-operated by year-end 2012.

Executives also offered marketers looking to grow their business a piece of advice:  Don’t rush to sign brand conversion agreements with dealers whose performance is already sub-par. They said it’s one of the top mistakes they see with marketers: “Jobbers tend to jump at any new business they’re offered, even to their own detriment. They said we have to learn to walk away from new business if the dealer who is offering it cannot take care of the business he has already.”

Nearly 50% of Small Merchants Not PCI Compliant

Forty-eight percent of small businesses reported they were either “unsure” of or “not at all familiar” with PCI and its data security standards.

IRVINE, CA – A new survey reveals a large security gap between how small and mid- to large-sized businesses approach PCI compliance, Bank Systems & Technology reports.

Conducted by PCI security services firm ControlScan and payment processing firm Merchant Warehouse, the survey results show 48 percent of merchants with 10 or fewer employees were either “unsure” of or “not at all familiar” with the Payment Card Industry Data Security Standard.

By contrast, 77 percent of level 4 merchants (those employing 51 or more employees) said they were “very” or “somewhat” familiar with the PCI DSS, with 79 percent saying data security is a high priority and 82 percent understanding that PCI compliance is mandatory.

"For many smaller merchants, PCI compliance is not something they are aware of," said Heather Foster, VP of marketing for ControlScan, adding that when it comes to data security, small business has the mentality that "somebody else should be worrying about this."

Foster added that while the compliance level of level 4 merchants is much higher than it was three years ago when it conducted its first survey, "the level of awareness for level 4 merchants is still not as high as we would like."

“Many merchants think PCI compliance is a one-time event and then they're done, but there is a lot of ongoing education that has to take place."

U.S. Beer Consumption Continues to Decline 

Overall the total beer industry is down, while craft brews and imports continue resonating with consumers.

NORWALK, CT – According to the Beverage Information Group’s (BIG) 2011 Beer Handbook, the U.S. beer industry suffered its fourth-consecutive annual sales decline, losing 1.9% to total 2.8 billion cases.

BIG attributed the loss to continued declines in the light beer segment, which weighed heavily on the final numbers.

On the positive side, craft beers registered strong gains, while imports were up slightly by 0.9%, though still 11.1% lower than pre-recessionary levels

“Consumers are gravitating toward premium products with exciting and new flavors something the craft segment has done well in providing,” said Eric Schmidt, BIG’s manager of information services.

The handbook predicts a dim short-term future for the beer industry, with rising fuel costs and high unemployment rates among its core consumer’s two primary factors in its decline. However, BIG expects the super premium, craft/specialty and flavored malt beverage segments to show positive growth in the next five years, while premium, light, popular, ice and the malt liquor segments are likely to decline.

New Hampshire Tax Cut Effect

Four months in, a state cigarette tax reduction hasn't produced the desired results

Tobacco E-News

CONCORD, N.H. --A 10-cent reduction in New Hampshire cigarette taxes hasn't boosted revenue in the first four months of the financial year, but more information about the results is anticipated in December.

Through the first four months of the financial year, the tax brought in $77.5 million, which was $3.5 million or 4.3% less than legislative budget writers predicted, according to the Nashua Telegraph. The state took in $84 million during the first four months last year.

The New Hampshire Legislature cut the tax to $1.58 a pack after economists working for the New Hampshire Grocers Association predicted the tax cut would lead to $13 million more in cigarette tax revenue. (Anti-tobacco groups hired economic experts who argued the cut would cause a $9 million decline in tobacco taxes this year.)

7-Eleven Hits Growth Spurt

DALLAS -- 7-Eleven Inc. will open about 650 U.S. stores this year, more than double the number of new stores it opened in 2010, according to a published report.

The Dallas-based company saw an increase in acquisition opportunities, while also having organic store growth, Sean Duffy, senior vice president of development, told the Dallas Business Journal. "We had opportunities with the ExxonMobil stores that were for sale and lot of the older companies selling their assets," Duffy said.

In August, 7-Eleven acquired 51 north Texas ExxonMobil On the Run stores. Duffy said those stores will be converted in January. The company also acquired 183 ExxonMobil stores in Florida and 188 Wilson Farms locations in June.

The remaining Wilson Farms stores are expected to be converted in 2012.

According to the 2011 Convenience Store News Top 100 report, 7-Eleven was the fastest-growing convenience store chain in the United States during the one-year period that ended April 30, 2011.

7-Eleven's expansion goals include Canada, as well; also reported last month that the retailer plans to open up to 200 new stores in Ontario from 2012 to 2016, with the bulk of this growth focused on the Toronto area.

The expansion would significantly boost 7-Eleven's presence in Toronto. It currently operates 467 locations in Canada

A Mysterious Connection

A U.K. gasoline station appears to strand some vehicles that stop to fill up.

CLIFTON MOOR, England – Some motorists at a Tesco store in Clifton Moor have found themselves stranded not because of they’ve run out of gas, but because their cars won’t restart, the Yorkshire Post reports.

The electrical problem appears to be mysteriously fixed when the vehicles are pushed away from the gasoline pumps and onto the Drivers with cars that have keyless entry systems are the ones affected by the problem, which has been happening for six weeks. Martyn Lamb has run into problems since September when gassing up his Ford Focus at the station. “This is the only place I am having this problem. It lets me in, but then I get a display on the dashboard saying ‘key not detected,’” said Lamb.

A deliveryman had witnessed at least eight vehicles incapacitated last week, which blocked the pumps and station. “I had to push one woman's car off the forecourt and clear of the canopy and then it worked fine,” he said.

A Tesco spokesman said they were looking into the problem and checking equipment, but no obvious cause was immediately apparent. He added that the machinery had not been changed recently, too. The mystery continues to baffle motorists and Tesco alike.

Seattle Considers Ban on Plastic Bags

The proposal would prohibit plastic carryout bags and would charge a nickel for paper bags.

SEATTLE – Seattle is poised to become the latest locality to ban plastic bags at retailers, the Seattle Times reports. On Monday, Councilman Mike O’Brien introduced the measure, which has seven of the nine members already on board.

Hilex Poly, the biggest maker of plastic bags in the country, called the plan “simplistic. While we expect the proposed ban to unfortunately be approved, we strongly believe that punishing consumers is the wrong approach to reducing plastics litter. In your rush to pass a ban, Seattle is missing an opportunity to lead the way in reducing plastics litter and creating green jobs,” wrote Mark Daniels, Hilex Poly vice president for sustainability and environmental policy, in a letter to the council. The company would prefer a statewide proposal that would promote and enlarge recycling of plastics.

Two years ago, Seattle voters shot down a proposal that would have banned plastic bags. California has many cities that ban plastic bags, including Santa Cruz, Long Beach, Oakland, Palo Alto, San Francisco and Santa Monica. Portland, Ore., also now forbids plastic bags at retailers. Irish retailers are upset that a bag tax is harming their business.

California to Ban Styrofoam Containers?

Restaurant owners balk at proposal

SACRAMENTO, Calif. -- Restaurant owner Gary Honeycutt says a push in California's state Legislature to ban the plastic foam containers he uses to serve up takeout meals could cost him thousands of dollars in an industry where profit margins already are razor thin, according to a report from Associated Press.

BJ's Kountry Kitchen, in the heart of California's farm country, uses about 26,000 of the 9-inch foam clamshells a year, mostly for takeout by the customers who come in for the restaurant's popular breakfast omelets.

"We put cheese on those omelets. And when we put the cheese on, it's really hot and bubbly and it goes right through the biodegradable stuff," he told AP. He expects his costs would more than double if the state requires him to use only biodegradable cartons.

The bill by Democratic state Sen. Alan Lowenthal, would prohibit restaurants, grocery stores and other vendors from dispensing food in expanded polystyrene containers, commonly known as Styrofoam, beginning in 2016. If signed into law, the measure would make California the first to institute a statewide ban on such containers. More than 50 California cities and counties already have similar bans. Lowenthal said litter from the foam containers is one of the most abundant forms of debris found in city streets, sewers and beaches.

"It's not biodegradable, it's not compostable, and if it's in the water for a long time, it breaks up into small beads and lasts for thousands of years. It costs millions to clean up beaches," he said.

Opponents of the bill say it fails to address the root cause of litter: the litterers themselves. Litterbugs will toss out the containers whether they're made of polystyrene or biodegradable cardboard, said Michael Westerfield, corporate director of recycling for Dart Container. "At the end of the day, people that litter don't care what type of product they're littering," he said.

Barry’s goal!

To provide high quality legal services in a timely fashion. We consider the representation of our clients a privilege and we promise you we will work hard to get the best possible result for you. We welcome the opportunity to discuss how we can help you with no cost or obligation.* Please contact us @ 561-242-9400 or toll-free at 866-452-9400 or e-mail at balmuthlaw@alum.emory.edu

My staff and I welcome you to our Web site .

On this site, there is more information on my education, experience, qualifications, and area of practice as well as links to other informative sites. We hope you will find our site informative and useful.

Attorney

Barry S. Balmuth, P.A.                                    

Centurion Tower-Eleventh Floor *Petroleum Marketing Practices Act Federal (PMPA)

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401 *Motor Fuels Marketing Practices Act Florida (MFMPA)

Toll free at 866-452-9400

e mail-balmuthlaw@alum.emory.edu

AV RATED FLORIDA BAR BOARD CERTIFIED CIVIL TRIAL AND BUSINESS LITIGATION LAWYER PRACTICING SINCE 1990

Many years of experience in the gasoline industry representing dealers in PMPA matters and franchise disputes!

Barry Balmuth, litigates in eminent domain and can represent you at no cost and help you in obtaining compensation for business damages and for property loss when the government or Barry Balmuth a utility takes a portion of the property on which your station operates for a road project.  Government agencies and utilities must pay full compensation and, in many situations, business damages as well as attorney’s fees and costs when they use the power of eminent domain to acquire property. 

For complete information go to or call toll free at 866-452-9400.

CHOKSHI ACCOUNTING & TAX SERVICES, INC.

Enrolled to practice before the IRS

Prompt and Reliable Services

682 Maitland Ave. *****************Accounting

Altamonte Springs, FL 32701****************Payroll & Income Tax

407-332-8311***********************Electronic Filing

Dinesh Chokshi

Enrolled Agent

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact:

Cindy Winternitz 321-356-5724 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

We are pleased to announce that the Gasoline Retailers Association of Florida Inc. proudly endorses AFLAC for all our supplemental insurance into our “Benefit Program”.

Contact: Randy Weber @ 407-908-4262 dh2_enterprises_inc@us.

Insurance Office of America

Insurance Recommendations, the last minute policy renewal quotes:

By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs and a complete insurance package to meet your business responsibility. Contact Glen Esbjorn @ (800) 242-6899 ext 14114 (407) 788-3000

We would like to make you aware that Insurance Office of America (IOA) owns a subsidiary called Payroll Office of America (POA). POA offers state-of-the art payroll, tax and HRIS system solutions. They are a full service company providing all the same services as other national providers. Contact Cindy Antor @ (800) 242-6899 ext 15046

Health Insurance

For many years we have been searching for a Health Insurance provider to meet the needs for you and your employees.

I am pleased to announce the endorsement of Insurance Office of America as the preferred Health Insurance program provider for the Gasoline Retailers Association of Florida. Low premiums for individual.

For information contact Glen Esbjorn:

931 North State Road 434

Altamonte Springs, FL 32714

Toll free: 800-243-6899 ext 14114

IOA Official Partnerships

Pump Calibration LL

P.O. 647 Minneola, Florida 34755

Florida-New Jersey-Connecticut-Maryland-Pennsylvania

Simple Pump Calibration Identify Bad Meter

*Stop Losing Money!

*Why is WatchDog Different From All The Rest

*What is “Real Time” Calibration?

*What is The Definition of Calibration?

*Why is “Real Time” Pump Calibration Important?

*Does Simple Pump Calibration Identify Bad meters?

*Calibration is NOT new, it is the high cost of fuel that’s new!

How Much is Your Station Losing

Special motor fuel storage tank locking caps

Protect your motor fuel storage tanks from thieves who are stealing gasoline and diesel from gasoline stations while open or closed.

Contact Kevin Madison 800-322-0106 e mail Kevin@ www,

Schiffkey Consultants Inc.

Jerrold Schiff

Land: (407) 772-2081 Mobile: (407) 619-8441

mailto:jerrold@



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Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

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For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease.

No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@

Equipment for Sale

All items are used but in good condition.

Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup!

Combination system provides quality ingredient water for fountain, coffee and ice machines.

New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.

System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.

Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.

Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPM

Certifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.

Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521

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Corrosion Protection & Solutions LLC

Protects all pump Dispenser electric and Computer Boards.  

NON-FLAMMABLE

A SYNTHETIC COATING SOLUTION

Not a Waxy Substance 

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Super Corr  will not run or harden, effective for all extreme tempertures.

Super Corr  is a Self Healing Material ! 

SUPER CORR's Anti-Corrosion Inhibitors Protect:

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For use on wiring, connectors, circuitry, all avionics, nano-circuitry, and mechanical part applications for civilian and military applications. Superior in marine applications.

Field Service Representative: Frank Lapnieewski Telephone: 813-447-1026 

 email: Frank@

Contact Robert Kay or Ronald Knight @813-831-4006 Fax 813-831-1238 e mail rk@

Web-site

U.S. Department of the Treasury

Financial Crimes Enforcement Network

[pic][pic]

FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the

Financial Crimes Enforcement Network at the address fincenupdates@.

To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program

Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance

Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701

407-332-8311

A2L Technologies Inc. For information e mail upgradehelp@

Larry G. Schmaltz 813-248-8558 ext 305

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

Corrosion Protection & Solutions LLC Contact Ronald Knight or Robert Kay @ 813-831-1238

Watch Dog Pump Calibration LLC Contact Kevin Madison P.O. 138426 Clearmont, Florida 34713

(800) 322-0106

GASOLINE SUPPLIER

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

Florida: Ryan Firth

561-756-5203

Gasoline Retailers Association of Florida

Welcomes All New Members

Membership Does Not Cost, It Pays

Consumer Advocates, LLC

Amy Cottrill, Owner

Titilayo “T” Cogdell, Manager

321-352-0607

941-773-8758

E mail acottrill4@

A Medwaiver provider for companion, respite, PCA and in home support services. "Our passion is to help individuals with disabilities and the elderly".

Serving Seminole, Orange, Osceola and Brevard.

For information contact: Amy Cottrill or Titilayo “T” Cogdell @ 321-352-0607 or 941-773-8758

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information

contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

‘Angels Among Us’

Presents

Fr. Tom Smith’s

‘Angels and saints’

With 25 Unique Special Angels of all Ages

Cast Father Tom

Lisa Cioffi - Frank Corso

Gerry Kelly - Debbie Karleskint

Produced and Directed by

Elsie Doughty

A must-see!

For information, please contact

Elsie Doughty @ (407) 252-0957 or

Pat Moricca @ 407-774-9700

‘Angels and Saints’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you

feel better as a human being; A classic and much more.

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$10____ $15____

$20____ $50____

$100____other____

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