Smart Core 1. Context 2. Our transformation journey 2010-2018
*Source: Brand Finance, February 2017; WSJ, November 2017 1. Improve BMO’s regulatory compliance in the context of an expanding number of key regulations 2. Meet rising customer expectations shaped by leading digital brands 3. Prepare for new potential entrants with superior data & analytics capabilities –e.g., fin tech, commerce platforms ................
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