The



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( “Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.” (

CXXVI Edition January 2010

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Motor Fuel Marketing Practices Act of Florida (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Now that the New Year is here and looking back we have a lot of work to do

Join the Gasoline Retailers Association of Florida and be part of the team and protect your investment and life savings. Don’t expect someone else to explain your side of the issues in the gasoline industry to our elected officials; you can be sure that the someone else will be the Wal-Mart, Sam’s Club, Costco, BJ’s, oil companies etc. Together your voice should be loud and clear. Wal-Mart & Murphy Oil will be at it again to repeal Motor Fuel Marketing Practices Act of Florida (Below Cost). We have to inform our legislators, especially the newly elected ones.

Pat Moricca

Many member benefits; health insurance, worker compensation dividend (7% dividend on paid premiums last year), insurance, gasoline suppliers to mention a few. For information check our web site

Dues are less than $1 a day.

Join the Gasoline Retailers Association of Florida and help Keep Below Cost law

Membership!

To fully understand the importance of membership for our elected officials, let’s look back upon the successes of the last few years. The Gasoline Retailers Association of Florida in partnership with the Florida Petroleum Marketers Association successfully lobbied against a law that would allow Below Cost Selling.  Permitting Below Cost Selling would have cost each of you thousands of dollars and put many of you out of businesses.

In Florida, almost every year Wal-Mart / Murphy Oil along with the Hypermarketers, Big Box retailers and the Oil Companies have been trying to repeal Motor Fuel Marketing Practices

Act of Florida (Below Cost).

Our voices in Tallahassee must be loud and clear to inform our legislators that without Below Cost; gasoline prices will increase with less competition and small gasoline station owners will be forced out of business. It takes a lot of time, energy and money to battle Wal-Mart / Murphy Oil and others (Oil Companies etc.) to keep the Motor Fuel Marketing Practices Act of Florida (Below Cost) law in Florida.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the Motor Fuel Marketing Practices Act of Florida (Below Cost) Law. Make an important investment in your business future and join the Gasoline Retailers Association of Florida (dues are less than $1 a day).

Underground gasoline storage tank Deadline 

By early December, 84-85% of the state's 8,814 gas stations had the work completed, the Department Environmental Protection (DEP) Burns said. But that means 1,397 stations are not yet verified as upgraded.

"This is not as good as we hoped it would be," Burns said. "We think a lot of it has to do with the economy. We thought we would have 90-95% compliance."

Industry experts predict 5-18% of stations won't be legally selling gas on Jan. 1. The state law is aimed at protecting the state's groundwater supply from pollution.

Florida gasoline station owners are rushing to get their underground fuel storage tanks replaced with double-walled tanks by the Florida Department of Environmental Protection's Dec. 31 deadline in an effort to avoid fines or a court-ordered shutdown of their gasoline pumps. If station owners have a binding contract and complete the upgrade by March 31, then the fines will not be enforced, noted Bill Burns, environmental administrator at the DEP.

Those who waited until the last minute face a deadline in the midst of a tough economy where it's hard to make a profit because of increased overall expenses is making it hard to gain financing. Loans of $100,000 to $300,000 don't make sense for marginal stations to upgrade and rural areas, where customers need them most, are most likely to close due to lack of funds.

Stations in violation will be in trouble beginning Jan. 4, when the DEP will check on gasoline stations not known to have upgraded their tanks. The state could levy fines of up to $10,000 per violation, and ultimately a court could order a station to shut off its pumps. "We will seek whatever means necessary to get them into compliance," Burns said. If the work is not completed, under way or under contract by the deadline, tanks must be drained and the operator has two years to remove them.

Federal Gas Tax Hike on Front Burner?

Five-cent increase "essential," says House Transportation Committee chairman

Washington -- Sentiment is growing at the federal level that raising the gasoline tax by at least five cents a gallon and indexing it to inflation is vital to getting long-delayed projects off the ground, reported The Fort Worth Star-Telegram. But for now, the hard part is just getting an audience in Congress, the report said.

The Obama administration favors reforming transportation funding and increasing investment in new projects such as high-speed rail but wants to delay the matter by 18 months, said the report. Members of the House Transportation & Infrastructure Committee are balking at that delay and demanding a debate now.

U.S. Representative Corrine Brown (D-Fla.), a committee member, predicted that new highway funding sources would be made available "in the next couple of months." One possibility is another round of stimulus money for transportation projects. "We have finally gotten the Senate and the administration to understand that transportation is key, and it's bipartisan," Brown said Monday after giving a speech to Irving leaders, according to the newspaper.

 U.S. Rep. James Oberstar (D-Minn.), the committee's chairman, has said during previous visits to Dallas-Fort Worth that a gasoline tax increase of at least five cents would be essential, said the report. Oberstar is the author of a six-year transportation bill (H.R. 3617, the Surface Transportation Authorization Act of 2009), introduced in June, that, if approved by Congress, would authorize spending $550 billion on transportation needs and would double the amount available for new road work, the report said.

Oberstar has said funding for the six-year program would fall about $140 billion short if the 18.4-cent federal tax remains the same, added a report by The Star-Ledger in New Jersey.

The 18.4-cent-per-gallon federal gasoline tax has not been increased since 1993.

Texas Eyes Gasoline Taxes 

A 10-cent per gallon state motor fuels tax increase would be the state’s first increase since 1991.

Fort Worth, TX – The momentum to push for a Texas 10 cents per gallon state motor fuels tax increase is building, the Star-Telegram reports.

Texas currently taxes gasoline at 20 cents per gallon, a tax unchanged since 1991.

One proposal has the state tax indexing to the state's inflation rate, meaning that it would increase in tandem with a selected measure of the overall cost of living. Such a move would prevent the erosion of its buying power, which state officials maintain has been diminished currently by nearly one-third.

The current state tax is projected to generate $6.3 billion during the next two years, with nearly $1.6 billion going to state agencies for purposes other than road maintenance. Another proposal would look to devote more money to transportation, which would come via higher state gasoline taxes.

Any tax increase would face significant state opposition, including Governor Rick Perry. His expected opponent in next year's Republican primary, U.S. Sen. Kay Bailey Hutchison, has not offered a transportation plan.

By 2012, the state Transportation Department is expected to run out of money other than what it can borrow to build new roads, a significant obstacle to diverting funds from the state tax.

'Big Oil' vs. the 'Little Guys'

Dealers anxious over majors' practice of selling off retail outlets

New York -- "Big Oil" is having trouble with some of its "little guys," according to The Wall Street Journal. Dozens of gas station dealers are lodging complaints with the major petroleum refiners over changes big producers want to make in the way they do business, it said.

Some oil companies including ExxonMobil, BP and Shell want to stop owning and leasing their own retail outlets, which some of them have said they regard as a low-profit business. They have been selling the properties, often to fuel distributors, who are becoming the dealers' new franchisers.

But many of the small-business dealers who run those stations are worried about their livelihoods, said the report. Under the previous business model, refiners often gave dealers allowances and rebates on fuel prices. But when the station is sold to a third party, such as a fuel distributor, the distributor may mark up the price of fuel in order to recoup costs, it said. The station is contractually obligated to sell only their refiner's brand of fuel, so it has no choice but to buy it from the distributor who owns that brand's supply contracts and is now frequently also his franchiser (called captive buyer).

The price they pay for fuel is among the dealers' chief concerns, the report said. Two Chicago-area station operators, Robert W. Juckniess and Nrupesh Desai, who bought 17 stations from BP in the Chicago-northern Indiana market, recently sued BP, alleging they did not disclose before they bought the station franchises that BP might transfer their fuel-supply contracts to jobbers, or distributor middlemen, which it subsequently did. The result, the plaintiffs allege in their federal district-court filing in Chicago, was marked-up fuel prices that made them less competitive and their profit projections unrealistic, forcing them on many days "to lose money on every gallon of gasoline sold at the pump...in order to remain reasonably competitive on the street." The dealers' attorney, Carmen Caruso of Stahl Cowen Crowley Addis LLC in Chicago, told the paper that the lawsuit is "a matter of survival" for the station operators, who committed themselves to a 20-year franchises that prevent them from changing brands.

In court papers BP denied all of the allegations but declined further comment, said the report. ExxonMobil was named in another fuel-pricing lawsuit brought in New Jersey earlier this month. It alleges that the refiner deliberately manipulates the prices its New Jersey dealers pay for its gasoline, so as to increase revenues to the detriment of the dealers. The complaint also says that some dealers pay more for gasoline than others, depending on what part of the state they are in (that’s called zone pricing).The Exxon spokesperson told the paper that "ExxonMobil sets its wholesale price on a number of factors that are designed to allow our dealers to compete with competitors in their local trade area." As to the lawsuit, the spokesperson said Exxon does not comment on pending litigation other than to say they will defend themselves "vigorously."

Marc J. Gross, an attorney with Greenbaum, Rowe, Smith & Davis LLP, Roseland, N.J., who filed the lawsuit on behalf of nearly 100 Exxon franchisees-dealers, said such suits present a risk to the small-business people bringing them. Besides taking on a deep-pockets adversary able to carry on court battles for years, "it's like biting the hand that feeds you," he told the paper.

The issue in L.M.P. Service, Inc. v. Shell Oil Co. was whether the supplier could impose a long-term supply agreement to the franchisee as a condition to its offer of sale. The court's answer was a resounding "no".

Eastern Withdrawal for Chevron

Following review, company will shift focus from East to West Coast, Southeast

San Ramon, Calif. -- After review of its U.S. portfolio, Chevron has decided to withdraw its motor fuels operations in some areas of the eastern United States, including Delaware, Indiana, Kentucky, North Carolina, New Jersey, Maryland, Ohio, Pennsylvania, South Carolina, Virginia, West Virginia, Washington, D.C., and parts of Tennessee. Approximately 1,100 independently owned and operated retail stations will be debranded.

The San Ramon, Calif.-based company said that it expect all of the stations to continue operating under other brands and to have programs in place to assist retailers with the transition. It expected to complete the planned market exits by mid-year 2010.

Circle K Launches Franchise Program in Florida

Tampa, Fla. -- Circle K is breaking new ground this year by offering franchise opportunities to business owners in Florida who recognize the value of the Circle K brand. Circle K currently boasts more than 450 convenience stores in Florida, which the retailer said bring convenience and quality products to the marketplace, offering a one-of-a kind shopping experience designed for today's on-the-go consumer.

In a news release issued, Circle K noted its stores have established a long-standing tradition of convenience and quality that drives traffic, creates customer loyalty and provides an unparalleled retail opportunity for potential franchisees.

"Circle K is committed to building long-term value for franchisees by offering one of the most competitive retailing systems in the world," Lisa Geyer, director of franchise development and operations for the company, said in a statement.

According to the franchisor, Circle K's leading position in the Florida market creates a host of efficiencies, such as marketing, financing, support and training for franchisees. Franchising with Circle K provides c-store operators brand recognition and superior buying power. In addition, the Circle K Franchise Program offers proven business systems, extensive training and effective promotional tools. The ongoing business support and expertise of the Circle K staff, combined with the heritage of more than half a century in the c-store industry, bring franchisees "the Circle K advantage."

United Refining Reports Fiscal 2009 Year-End Results

Very interesting; net sales down, gross profit up!

Warren, Pa. -- United Refining Co., a leading regional refiner and marketer of petroleum products, has reported results for the company's fiscal year ended Aug. 31, 2009. Net sales for the year ended Aug. 31, 2009, and Aug. 31, 2008, were $2.4 billion and $3.2 billion, respectively, which was a decrease of $.8 billion from the prior year.

Decreases in net sales for the year ended Aug. 31, 2009, were due primarily to a 25% decrease in wholesale prices and a corresponding 29% decrease in retail selling prices reflecting the overall price decline in world oil markets. Gross profit for the year ended Aug. 31, 2009, was $252.7 million, an increase of $143.8 million from $108.9 million for the year ended Aug. 31, 2008. The gross profit of the company was favorably impacted by a 31% decrease in the cost of purchased crude and a 45% increase in retail petroleum margins.

Earnings before interest, taxes, depreciation and amortization (EBITDA) for the fiscal year ended Aug. 31, 2009, was $114.1 million, an increase of $139.6 million from a loss of $25.5 million for the year ended Aug. 31, 2008.

Warren, Pa.-based United Refining operates a 70,000-barrels-per-day refinery in Warren. In addition to its wholesale markets, the company also operates 367 Kwik Fill/Red Apple and Country Fair retail gasoline and convenience stores located primarily in western New York and western Pennsylvania.

A Christmas Present From BIG OIL & OPEC!!!

On Dec. 23 Big Oil increased wholesale gasoline approximately 9 cents a gallon, Dec. 24, 5 cents a gallon Dec. 28, 3 cents a gallon Dec. 29, 3 cents a gallon and on Dec. 31 another 3 cents for a total of 23 cents a gallon at the same time crude oil increased approximately $7 a barrel. From Dec. 31 08 to Dec. 31 09, wholesale gasoline increased approximately $1.07 a gallon, a 50% increase.

The consumer should send a thank you to BIG OIL & OPEC and tell them to keep their present and send a New Year message to BIG OIL & OPEC; drive less! The only message they understand is the Bottom Line.

Refineries are closing, demand is down is not a recipe for increases. Once again, greed has popped up and no oversight on the commodities exchange buying and selling crude oil.

Low Gas Demand Sparks Uncertain Future for Refiners

New York -- The decline in gasoline demand this year has contributed to the closings of five oil refineries in the U.S. this year, including plants in Delaware, New Jersey, California and New Mexico -- a signal that the business of oil refining is mired in a deep crisis according to a report by The New York Times.

Gasoline demand, which some analysts had long expected to keep rising for decades, is down sharply in the recession, and some refiners are convinced that even after the economy recovers, demand will not grow as it had due to the rise of alternative fuel supplies and tougher efficiency standards for vehicles, the report stated. Some energy experts have said gasoline consumption most likely peaked in 2007 and government mandates for ethanol are expected to grow through 2022, while biofuel supplies are expected to reach 15 billion gallons in 2012 and 36 billion gallons in 2022, the report stated. The recent drop in gasoline demand could result in more refineries being closed in the coming year, analysts told the newspaper.

"We have too much capacity," Lynn D. Westfall, the chief economist at the Tesoro Corp. told the Times. Westfall also estimated the industry's capacity of 18 million barrels a day must be cut 5 percent to 8 percent. "We need refineries to be shut down." The 2009 refinery closings mark the end of a period from roughly 2004 to 2008, when demand soared, refineries operated near capacity and profits swelled. But for drivers, gasoline prices stood at $3 or $4 a gallon, especially when refining capacity on the Gulf Coast was shuttered due to hurricanes, the Times reported.

The number of U.S. refineries fell to roughly 150 in recent years, from more than 300 in 1982. Meanwhile, the nation's refining capacity grew by approximately 13 percent, as the most efficient refineries were expanded, the report stated.

But recent shutdowns are so rapid the country is losing capacity as refiners struggle to match output to falling demand. But even as demand for gasoline falls, the product is still pricey due to high oil prices. Gasoline prices dipped and many analysts predicting further declines this winter as all of these factors leave refiners with difficult choices.

Oil Speculation

The Commodity Markets Oversight Coalition (CMOC)) continue to try to push through legislation to address this issue. We have seen significant push back on our efforts primarily led by Goldman Sachs. It has been said that they have set aside $200 million dollars to defeat our efforts. We spent over an hour on a phone conference listening to representatives from the Chicago Mercantile Exchange. That entire conference can be summed up by telling you that they don’t believe that speculation or manipulation had anything to do with price run-ups of crude oil last year. There is clearly a problem with reality. Meanwhile, we continue to try and get the language by Representative Peterson of Minnesota through the House without having it bogged down by the financial services bill of Chairman Barney Frank. The same type of effort is being made in the Senate with Senator Maria Cantwell leading the way. Finally, December the 9th from 1 until 5 PM, the Commodity Futures Trading Commission (CFTC) held a meeting with their Global Markets Advisory Committee. Our issue will no doubt be part of their discussions. As a side note, you need to know that the CFTC has been extremely supportive of our effort to rein in oil speculators. We will be at the mercy of the speculators as long as oil is traded as a commodity.

Oil Refineries

Oil Companies have taken too many rigs off line so that the stockpile will show a "drop" in volume. The drop won't be from consumption, it will be because they are not maintaining the volume. Speculators will hear a drop in volume, assume demand is up and jack up the price.

The $70 line isn't the magic, it is the speculating that keeps it that high and it doesn't have a thing to do with supply and demand. This is all a big game to these speculators.

State legislators’ eye gasoline price controls for Alaska refineries

Anchorage, Alaska -- Alaska's small, isolated gasoline marketplace might be best suited to accommodate few suppliers and, with that, higher gasoline prices than other states. But some state lawmakers are following through on year-old calls of price gouging by refineries and calling for limited state control over wholesale prices, a move that could make Alaska the only state regulating gasoline, reported The Daily News-Miner.

Retail gas stations in Alaska are served largely by two in-state refineries. Drivers see the highest gasoline prices in the country, according to the report. That price gap between Alaska and most other states grew pronounced following a spike in energy prices two years ago. It also produced public interest in two related questions: "Why do petroleum-rich Alaskans pay more and could the situation change?"

A pair of studies last winter, however, produced the same general conclusions as similar work a decade before, said the newspaper with only two gasoline-producing refineries, each of which faces high business costs and a limited market for buyers, it is natural that Alaska would see prices higher than states connected to larger gasoline supply networks.

"The price of many consumer goods in Alaska is higher than the price you would pay in Seattle or another large metropolitan area. Gasoline is no different," said the state attorney general's office in January 2009 as it investigated Alaska's gasoline market for signs of illegal price fixing.

According to the report, neither that study nor a similar investigation 10 years ago reported finding evidence the two refineries one owned by Tesoro in Nikiski, the other Flint Hills Resources in North Pole worked together to hold prices artificially high.

But State Representative Scott Kawasaki, one of nine co-sponsors of two related bills, said the group's plan would require profit disclosures from refineries if gasoline prices are more than 110% of prices in Washington State.

The markup in Alaska's gasoline market largely occurs at the refinery level, said the report, not at retail gasoline stations. The two refineries operate differently and produce different amounts of different products. The bills, however, deal with both at once, calling the justification for 2007 and 2008 price markups "questionable."

Four state senators, including Joe Thomas, have sponsored a companion bill in the Senate.

Early 2009 reports from the Alaska attorney general and House Judiciary Committee peg Alaska's gasoline markets as fairly unique, the report added. Both prominently recognize that the state has only two gasoline-producing refineries, each of which generally serves its surrounding region and thus holds some ability to affect the price retail gasoline stations pay. (Southeast imports its gasoline.) Competition does not exist in Alaska, so without government regulating the price of gasoline, refineries have more room when finding gasoline prices retailers will bear, the paper said.

Gilbarco POS System Receives PA-DSS Validation

Passport passes certification by PCI Security Standards Council

Greensboro, N.C. -- The Payment Card Industry Security Standards Council (PCI SSC) has validated the Gilbarco Veeder-Root Passport Point of Sale system's Enhanced Dispenser Hub (EDH) V01.XX, included with Passport Version 8.02, as compliant with the Payment Application Data Security Standard (PA-DSS).

Passport application software, which will be released for the following networks over the coming months, are now included on the PCI SSC's List of Validated Payment Applications:

Chevron. Concord (Generics, Gulf, Sinclair, Sunoco and Valero). ExxonMobil. NBS (Cenex). Shell.

The list identifies payment applications that have been audited by an independent assessor, found to be compliant with the industry's most stringent set of comprehensive standards designed to protect consumer card and PIN data, then approved by the PCI SSC. These applications prevent storage of sensitive data, such as full magnetic stripe, CVV2 or PIN data, use designated data encryption methods, require strong passwords, and other protections.

"Passport's breakthrough architecture isolates the PCI system requirements from the value-added POS functions that help retailers compete and become more profitable," said Mikey Kindler, director of POS marketing for Gilbarco Veeder-Root. "This unique design means retailers get valuable new features faster and have a competitive advantage for the long term. Any future changes to PA-DSS requirements can be handled efficiently without impacting the POS functionality roadmap."

Visa requires retailers to replace noncompliant systems with systems certified by PCI by July 2010. Many processing networks have announced they will refuse service to non-compliant systems on that date.

Gas Station Property Owners

Reporting Requirements: It’s been reported that some district office inspectors of the DEP require you to file a “Discharge Reporting Form” (DRF) before they have investigated any release. That is incorrect. You have the option of filing an “Incident Notification Form” (INF) that will provide you the time to assess whether you had a discharge and whether or not it was 25 gallons or more. If it was more than 25 gallons, you can file the DRF. The reason for following this INF procedure is it may eliminate additional expenses you would incur if you try to sell the property in the future. That DRF will remain attached to the property in perpetuity.

Luis Konski, P.A. Petroleum Marketing Practices Act Federal Statute (PMPA)

Fowler Rodriguez Valdés-Fauli Motor Fuels Marketing Practices Act Florida Statute (MFMPA)

355 Alhambra Circle, Suite 801

Coral Gables, FL 33134 Direct: 786.364.8418

lkonski@frvf- Fax: 786.364.8401

Barry S. Balmuth, P.A.

Centurion Tower-Eleventh Floor

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401

For complete information go to

or contact toll free 866-452-9400

Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking of their property.

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact:

Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

7% Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

Wayne Dresser Gasoline Station Maintenance and Repair

Wayne Services Group (WSG) is an Authorized Service Organization that provides maintenance and repairs for Wayne dispensers and POS systems at retail gasoline stations throughout Southeast Florida for many years.

Working on both Wayne and non-Wayne equipment Wayne Services Group of dedicated and certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

WSG is certified on all Wayne dispensers and POS systems and many other manufactured products used by today’s service stations.

Pricing and monthly service contracts, contact Chris Brown at: 954-742-1735.

chris.brown@

Gilbarco Veeder Root Gasoline Station Maintenance and Repair

Guardian Fueling Technologies is an Authorized Service Organization that provides maintenance and repairs for Gilbarco Veeder Root and POS systems at retail gasoline stations.

Working on Gilbarco Veeder Root and non- Gilbarco Veeder Root Equipment and Project Sales Guardian Fueling Technologies certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

For information contact Carlos Fox at: 954-432-0622 Cell: 954-536-6145

cfox@

Affordable ‘Health Insurance’ Program LOOK

Our partnership with Benefits Now LLC is based on the mutual goal of bringing value and service to participating Gasoline Retailers including automotive repair shops, automotive suppliers and specialty business, tire dealers, towing operators’ truck stops and associates throughout the state of Florida and their employees.

I am confident that you will find Benefits Now LLC programs and services beneficial to you.

For Information, contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 212 or Pat Moricca @ 407-774-9700

American Equipment Finance

258 King George Road

Warren, NJ 07059

American Equipment Finance LLC is an innovative and rapidly expanding commercial finance company, operating in multiple locations across the United States to serve your needs. American Equipment Finance LLC provides instant access to capital for businesses - both large and small seeking to acquire assets necessary to expand and grow.

In addition AEFLLC develop, implement, and manage Customer Finance Programs (CFP’s) for Manufacturers, Dealers and Distributors that wish to offer their customers instant access to funds for the purchase of their products and services (finance underground tanks, dispensers, POS systems & the related construction costs that go along with an upgrade, renovation or re-imaging of a service station or a C-store?)

For information contact Len Baccaro @ (800) 785-3060 ext 202

E mail lbaccaro@ Web site

Pump Calibration LL

P.O. 138426 Clearmont, Florida 34713

Florida-New Jersey-Connecticut-Maryland-Pennsylvania

Simple Pump Calibration Identify Bad Meter

*Stop Losing Money!

*Why is WatchDog Different From All The Rest

*What is “Real Time” Calibration?

*What is The Definition of Calibration?

*Why is “Real Time” Pump Calibration Important?

*Does Simple Pump Calibration Identify Bad meters?

*Calibration is NOT new, it is the high cost of fuel that’s new!

*How Much is Your Station Losing

The Solution! Contact Kevin Madison 800-322-0106 e mail Kevin@ www,

U.S. Department of the Treasury

Financial Crimes Enforcement Network

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FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-

mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the

Financial Crimes Enforcement Network at the address fincenupdates@. To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

Contact Larry G. Schmaltz, P.E. @ 813-248-8558, ext 305

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

Benefits Now LLC Health Ins. for information contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 200

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance

Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701 407-332-8311

A2L Technologies Inc. For information e mail upgradehelp@ Larry G. Schmaltz 813-248-8558 ext 305

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

American Equipment Finance 258 King George Road Warren, NJ 07059 Len Baccaro @ (800) 785-3060 ext 202

WatchDog Pump Calibration LLC P.O. 138426 Clearmont, Florida 34713 Contact Kevin Madison 800-322-0106

Wayne Services Group (WSG) Wayne Dispensers 5150 NW 109th Ave Suite 1 Sunrise, Florida 33351 Chris Brown 954-742-1735

Guardian Fueling Technologies Gilbarco Dispensers 1883 W. State Road 84 Suite 106 Ft. Lauderdale, FL 33315

Carlos Fox (954) 432-0622

Petrofuse ZP Tank Systems Roger J Rolewicz 813-240-1560

GASOLINE SUPPLIERS

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

Tampa/Orlando: Ryan Firth

561-756-5203

South Florida: Kathy Staats

561-756-5185

N. Florida: Rusty Kennedy

912-218-5156

Carlos Troche

Unbranded Gasoline Supplier

Sandcastle Petroleum

1420 Celebration Blvd.

Celebration, FL 34747

407-566-2748



Eduardo Rodriguez

Macmillan Oil Company Inc.

2955 east 11 avenue

Hialeah, Fl. 33013

Office (305) 691-7814

Cell (305) 283-8580

Compatible Software Systems of Florida

*How would you like to raise the ACTUAL PROFIT in your store by 10%?

*How would you like to know EXACTLY how much you are making in your store every day?

*How would you like to be able to say good-bye to monthly accounting fees?

*How would you like to do all of this and more and have it pay for itself in just 90 days?

We are your complete service station and convenience store back room scanning systems provider. Let us show you how easy these things can be.

For more information contact Kevin Headlee today.

E mail: cssfl@ or 941-650-8920

INVESTIGATIVE SERVICES

Corporate Defense Strategies Inc. / Information Research Specialist Inc.

Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

Fax - (407) 324-9856

e-mail- CDSInvest@

Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICE

Cars New

Trucks Wholesale

For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease.

No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@

Equipment for Sale

All items except the water filter are used but in good condition.

1. Wall mounted Elkay water coolers Model EBFSA81D

2. 3 Head Bunn Cappuccino Machine Black Cabinet Model FMD3

3. Qty 5 Coffee Air pots with stands Luxus 1 Gallon Model L35-10

4. Creamiser 2 product refrigerated cream dispenser Model 200

5. Countertop Stainless Steel Cup Dispenser with cup holder tubes

6. Bunn 2 flavor Gourmet Ice frozen slush dispenser Model CDS 2----Sold

7. Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup!

Combination system provides quality ingredient water for fountain, coffee and ice machines.

New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.

System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.

Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.

Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPM

Certifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.

Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521

creekwoodbp@

GASOLINE RETAILERS ASSOCIATION of FLORIDA

WELCOMES ALL NEW MEMBERS

MEMBERSHIP DOES NOT COST, IT PAYS

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

Fr. Tom Smith’s

“Angels Among Us”

With 27 Unique Special Angels of all Ages

Katie Byrnes Terry McDonald

Katie Moricca Eileen Jefferson

Joe Nasehi Chris Kenney

Meggan Van Loon Eddie Penedo

Kristin Costanzo Lisa Ramos

Shawn Seaver Nataly Hernandez

Angel Resende Kimberly Culley

Courtney Coil Adriana Kenney

John Ferry Brett Jones

Patti Wittick Dustin Parramore

Jaylo Lomba Charbel Elkhoury

David Chernega Tammy Schlier

John Paul Keen-Sabio Dean Light

Eden Fulmer

CAST Father Tom

Diane Della Piazza

Lisa Cioffi - Frank Corso

Produced and Directed by

Elsie Doughty

A must-see!

For information, please contact

Fr Tom Smith @ (407) 695-1720

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much

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