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*Common Banking Terms****______________________________Debit Card : A plastic card issued by banks tocustomers to withdraw money electronically fromtheir accounts. When you purchase things on thebasis of Debit Card the amount due is debitedimmediately to the account . Many banks issueDebit-Cum-ATM Cards.Debtor : A person who takes some money on loanfrom another person.Demand Deposits : Deposits which are withdrawnon demand by customers.E.g. savings bank andcurrent account deposits.Demat Account : Demat Account concept hasrevolutionized the capital market of India. When adepository company takes paper shares from aninvestor and converts them in electronic formthrough the concerned company, it is calledDematerialization of Shares. These converted ShareCertificates in Electronic form are kept in a DematAccount by the Depository Company, like a bankkeeps money in a deposit account. Investor canwithdraw the shares or purchase more sharesthrough this demat Account.Dishonour of Cheque : Non-payment of a chequeby the paying banker with a return memo givingreasons for the non-payment.<<<India develops new tactical missile 'Pragati'>>>...........................................................................i. India has developed a new tactical surface-to-surface missile 'Pragati' with a range between 60-170 km and will offer it to friendly countries.......ii. The new missile, now on display at a defence exhibition in South Korea, is based on the Prahaar missile developed by the DRDO for the Army and can be termed as its export variant with minor differences, a DRDO official said today......iii. The government has approved that it may be offered to friendly countries if anyone shows interest in it, he said......iv. The missile is the main exhibit of the DRDO which is showcasing an array of indigenous weapons at the Seoul International Aerospace and Defense Exhibition (ADEX 2013).....India is called a tropical country mainly on account of its ?Answer: Latitudinal Extent2. The marshy and forested land in northern part of Uttar Pradesh is ?Answer: Terai3. Which river is called a river between the two mountains ? Answer: Narmada4. Which state is called the agricultural epitome of India ? Answer: Uttar Pradesh5. Which region of India has a larger female population than the male population ?a. west bengal b. Mizoram c. Nagaland d. Puducherry Answer: Puducherry6. Who was the first propounder of the doctrine of 'Passive Resistance' ? Answer: Aurobindo Ghosh7. In which five year plan University Grants Commission was set up for promoting and strengthening higher education ? Answer: First Five Year Plan8. Who is known as the father of Renaissance of Western India ? Answer: M.G Ranade9. The longest River in Peninsular India ? Answer: Godavari10. The largest producer of rice in India ? a. Kerala b. Andhara Pradesh c. Tamil Nadu d. Gujarat Answer: Andhara Pradesh11. The national animal of kerala ? Answer: Elephant12. The southern most river in Kerala ? Answer: Neyyar13. The largest national park in Kerala ? Answer: Eravikulam14. First dam in Kerala ? Answer: Mullapperiyar15. The most populated district in Kerala as per 2001 census ? Answer: Malappuram___________________________________1. Density of water is maximum at which temperature ? Answer: 4 oC2. Which is the most abundant noble gas in atmosphere? Answer: Argon3. Which of the following is used to remove rust stain from clothes?a) lime water b) alcohol c) Oxalic acid d) Kerosine Answer: Oxalic acid4. Which Union territory of India has four districts which don't have common border ?answer: Puducherry* 5. Which state in ancient India was known as Gauda ? Answer: Bengal* 6. How many languages are listed in 8th schedule of Indian constitution ? Answer: 22* 7. Which is the oldest sports in the world ? Answer: Archery* 8. What is the national sports of Bhutan? Answer: Archery* 9. Which is the longest mountain range in the world ? Answer: Andes* 10. Who was the first ruling British Monarch to visit India ? Answer: George V* 11. Which country gifted statue of liberty to USA ? Answer: France~*~ 50 Expected Economy/Banking Current Affairs MCQs ~*~-----------------------------------------------------------------------1) The Reserve Bank set up a three-member committee headed by whom to scrutinise applications for new bank licences in Oct 2013?(A) Arvind Mayaram (B) Urijit Patel(C) Bimal Jalan (D) B. SambamurthyAns. (C) Bimal Jalan2) Which state Government launched Video Chat in Prisons in July 2013?(A) Gujarat (B) Haryana(C) Himachal Pradesh (D) Uttar PradeshAns. (C) Himachal Pradesh3) Who took over as the new Chairman and Managing Director of Corporation Bank in Oct 2013?(A) Ashok Reddy Nukala (B) S.R. Bansal(C) Rajendra Kumar Saraf (D) Umesh Chand AsawaAns. (B) S.R. Bansal4) Which Indian City become the first city of North India where ATM facility will be available for people maintaining accounts in co-operative banks recently?(A) Allahabad (B) Lukhnow(C) Rampur (D) KanpurAns. (C) Rampur5) Who has been awarded the Asian Business Leaders Award 2013 for his “impressive business credentials” and service to society by London-based Asia House in July 2013?(A) Azim Premji (B) Ratan Tata(C) Adi Godrej (D) N R Narayana MurthyAns. (A) Azim Premji6) India and _________ have launched major co-operation in power sector with the launch of two projects – a 500 MW grid and 1320 megawatt Maitri MW Thermal station in Oct 2013.(A) Nepal (B) Bhutan(C) Bangladesh (D) MyanmarAns. (C) Bangladesh7) Who was formally inducted into the prestigious National Academy of Engineering in the US for his “outstanding contributions” to industrial development in India and the world over as announced in Oct 2013?(A) N R Narayana Mutrhy (B) Ratan Tata (C) Azim Premji (D) Adi GodrejAns. (B) Ratan Tata?The Supreme Court has proposed a three-member panel headed by whom to examine and probe the IPL spot-fixing scandal in Oct 2013?(A) Arvind Mayaram (B) Bimal Jalan (C) Mukul Mudgal (D) A.P. ShahAns. (C) Mukul Mudgal9) The Supreme Court has directed Central and the state governments to provide _________ jobs to the disabled persons in Oct 2013.(A) 3% (B) 4% (C) 5% (D) 6%Ans. (A) 3%10) Which Indian Airport was renamed as “Kempegowda” International Airport in July 2013?(A) Mangalore (B) Bengaluru (C) Mysore (D) KochinAns. (B) Bengaluru11) Who has been appointed as the Chairman and Managing Director of Power Finance Corporation Ltd (PFC) by the Government of Indian in Sep 2013?(A) Satnam Singh (B) BN Talukdar (C) M.K. Goel (D) Nishi VasudevaAns. (C) M.K. Goel12) Who has been selected to head Hindustan Petroleum Corp Ltd (HPCL) in August 2013 and with this she becomes the first woman ever to head a Navranta PSU?(A) Nishi Vasudeva (B) Shubhalakshmi Panse (C) Arundhati Bhattacharya(D) Archana BhargavaAns. (A) Nishi Vasudeva13) Who has been appointed as Chairman & Managing Director of India Infrastructure Finance Company Ltd (IIFCL) in Oct 2013?(A) S Varadarajan (B) SB Nayar (C) R K Singhon (D) B AshokAns. (B) SB Nayar14) China and the _________ have signed a currency swap agreement worth 350 bn yuan (USD 57 billion) in oct 2013.(A) Bank of England(B) European Central Bank(C) Federal Reserve(D) None of TheseAns. (B) European Central Bank15) Who has been appointed as the next Secretary, Ministry of Labour and Employment in Oct 2013?(A) Jaimini Bhagwati(B) Arunendra Kumar(C) Ranjan Mathai(D) Gauri KumarAns. (D) Gauri Kumar16) Japan-based Line Corporation, a provider of instant messaging service, has roped in which Bollywood actress as its brand ambassador for India in Oct 2013?(A) Kareena Kapoor(B) Katrina Kaif(C) Deepika Padukone(D) Parineeti ChopraAns. (B) Katrina Kaif17) The International Monetary Fund (IMF) has lowered the growth projection for India to _______ for financial year 2013-14 as announced in Oct 2013?(A) 4.5%(B) 5.6%(C) 3.8%(D) 4.2%Ans.(C) 3.8%18) Which Indian PSU Bank has entered into a bancassurance tie-up with Apollo Munich Health Insurance (AMHI) in Oct 2013?(A) Canara Bank(B) Bank of Baroda(C) Punjab National Bank(D) IDBI BankAns. (A) Canara Bank19) Which PSU bank has bagged the Golden Peacock Award for excellence in corporate governance 2013 in Oct 2013?(A) Punjab National Bank(B) Canara Bank(C) Dena Bank(D) Bank of BarodaAns. (B) Canara Bank20) The Reserve Bank of India has formed a technical committee to examine the feasibility of encrypted SMS-based fund transfers in Oct 2013. Who will head the committee?(A) Arvind Mayaram(B) Urijit Patel(C) Bimal Jalan(D) B. SambamurthyAns. (D) B. Sambamurthy?21) The Reserve Bank set up a three-member committee headed by whom to scrutinise applications for new bank licences in Oct 2013?(A) Arvind Mayaram(B) Urijit Patel(C) Bimal Jalan(D) B. SambamurthyAns. (C) Bimal Jalan22) Which state Government launched Video Chat in Prisons in July 2013?(A) Gujarat(B) Haryana(C) Himachal Pradesh(D) Uttar PradeshAns. (C) Himachal Pradesh23) Who took over as the new Chairman and Managing Director of Corporation Bank in Oct 2013?(A) Ashok Reddy Nukala(B) S.R. Bansal(C) Rajendra Kumar Saraf(D) Umesh Chand AsawaAns. (B) S.R. Bansal24) Which Indian City become the first city of North India where ATM facility will be available for people maintaining accounts in co-operative banks recently?(A) Allahabad(B) Lukhnow(C) Rampur(D) KanpurAns. (C) Rampur25) Who has been awarded the Asian Business Leaders Award 2013 for his “impressive business credentials” and service to society by London-based Asia House in July 2013?(A) Azim Premji(B) Ratan Tata(C) Adi Godrej(D) N R Narayana MurthyAns. (A) Azim Premji26) India and _________ have launched major co-operation in power sector with the launch of two projects – a 500 MW grid and 1320 megawatt Maitri MW Thermal station in Oct 2013.(A) Nepal(B) Bhutan(C) Bangladesh(D) MyanmarAns. (C) Bangladesh27) Who was formally inducted into the prestigious National Academy of Engineering in the US for his “outstanding contributions” to industrial development in India and the world over as announced in Oct 2013?(A) N R Narayana Mutrhy(B) Ratan Tata(C) Azim Premji(D) Adi GodrejAns. (B) Ratan Tata28) The Supreme Court has proposed a three-member panel headed by whom to examine and probe the IPL spot-fixing scandal in Oct 2013?(A) Arvind Mayaram(B) Bimal Jalan(C) Mukul Mudgal(D) A.P. ShahAns. (C) Mukul Mudgal29) The Supreme Court has directed Central and the state governments to provide _________ jobs to the disabled persons in Oct 2013.(A) 3%(B) 4%(C) 5%(D) 6%Ans. (A) 3%30) Which Indian Airport was renamed as “Kempegowda” International Airport in July 2013?(A) Mangalore(B) Bengaluru(C) Mysore(D) KochinAns. (B) Bengaluru31. Which bank(the biggest US bank by assets) said 15 Nov 2013, it has agreed to pay $4.5 billion to settle claims by investors who lost money on mortgage-backed securities before the collapse of the US housing market?(A)JPMorgan Chase & Co(B) Lehman Brothers(C) Goldman Sachs(D) Bank of AmericaAns. (A) JPMorgan Chase & Co32. President Pranab Mukherjee released a postal stamp to commemorate which anniversary of The Times of India in an elegant ceremony at the Rashtrapati Bhawan on 14th Nov 2013?(A) 50th(B) 100th(C) 150th(D) 175thAns. (D) 175th33. Headline inflation at a high percent and rising food prices are definitely not a good sign for the economy. October WPI inflation figure released on 14th November 2013 stands at 8-month high. What is WPI (Wholesale Price Index) for October 2013?(A) 6.2 %(B) 6.6 %(C) 6.9 %(D) 7 %Ans. (D) 7 %34. Global professional services firm Ernst & Young has appointed whom as its new Global Chairman and CEO in July 2013?(A) Gary Kenneth Toomey(B) Mark Weinberger(C) Joe Kaeser(D) Etienne BenetAns. (B) Mark Weinberger35. India has been ranked _______ among 142 countries in the Global Innovation Index 2013 published in July 2013?(A) 61st(B) 66th(C) 68th(D) 70thAns. (B) 66th36. The Inter-ministerial body Telecom Commission has approved to raise foreign direct investment limit in the telecom sector from current 74% to _________ in July 2013.(A) 95%(B) 90%(C) 100%(D) 91%Ans. (C) 100%37. Which Indian state was declared as the first Smoke-free state of the country in July 2013?(A) Haryana(B) Punjab(C) Himachal Pradesh(D) GujaratAns. (C) Himachal Pradesh38. Which country joined the European Union as the 28th member of the Union in July 2013?(A) Norway(B) Latvia(C) Croatia(D) TurkeyAns. (C) Croatia39. Who has been appointed as Director General of Bureau of Indian Standards (BIS) in July 2013?(A) Sujata Singh(B) Sunil Soni(C) K K Paul(D) Sharad GuptaAns. (B) Sunil Soni40. Who has been appointed as Managing Director of UTI Mutual Fund in July 2013?(A) Leo Puri(B) Deepak Parekh(C) Rana Kapoor(D) None of TheseAns. (A) Leo Puri?41. India’s core sector growth stood at ___________ in August as published in Oct 2013)?(A) 3.7%(B) 3.1%(C) 6.5%(D) 2.3%Ans. (A) 3.7%42. Who took over charge as Chairman and Managing Director of Bharat Petroleum Corporation Limited (BPCL) in Oct 2013?(A) SB Nayar(B) S Varadarajan(C) R K Singhon(D) B AshokAns. (B) S Varadarajan43. Which IT Services Company acquired the Equinox Consulting, a financial services consulting firm based in France, in Oct 2013?(A) Cognizant(B) TCS(C) Infosys(D) WiproAns. (A) Cognizant44. Which country has topped the global chart of remittances with a whopping USD 71 billion in remittances in 2013?(A) China(B) Philippines(C) Mexico(D) IndiaAns. (D) India45. ECB has kept its benchmark interest rate on hold at ________ in Oct 2013.(A) 0.5%(B) 0.25%(C) 0.75%(D) 1%Ans. (A) 0.5%46. Who has been appointed chairman of Karnataka Vikas Grameena Bank (KVGB), a regional rural bank sponsored by Syndicate Bank, in Oct 2013?(A) Ashok Reddy Nukala(B) S.R. Bansal(C) Rajendra Kumar Saraf(D) Umesh Chand AsawaAns. (A) Ashok Reddy Nukala47. Which IT Company acquire ValueSource NV, a subsidiary of Belgium-based integrated bank insurance group KBC, as part of a five-year contract with the group in Oct 2013?(A) Cognizant(B) TCS(C) Infosys(D) WiproAns. (A) Cognizant48. India has been ranked at ______ position out of 122 countries on global Human Capital Index published by the World Economic Forum in Oct 2013.(A) 78th(B) 85th(C) 88th(D) 66thAns. (A) 78th49. Government of India has appointed a four member committee headed by whom to clear the ambiguity between Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) terms in Oct 2013?(A) Bimal Jalan(B) Mukul Mudgal(C) Arvind Mayaram(D) A.P. ShahAns. (C) Arvind Mayaram50. The Government of India launched a unique project to put 100 most important Indian heritage sites online in collaboration with which IT/Internet giant in Oct 2013?(A) Google(B) Yahoo(C) Microsoft(D) AmazonAns. (A) GoogleImp GK Questions for SSC & UPSC Exams______________________________________1. Who wrote the song "Sare jahan se acha" ?Answer: Muhammad Iqbal2. Who give music to the song "Sare jahan se acha" ?Answer: Pandit Ravi Shankar3. Which is the worlds oldest news agency ?Answer: AFP (Agence France Presse)4. What is the chemical name of Tear Gas ?Answer: Chloroacetophenone5. Which is the only hobby recognized by the United Nations ?Answer: Ham Radio6. What is the national flower of Pakistan ?Answer: Jasmine7. What is the scientific name of Cockroach ?Answer: Periplaneta americana8. What is the unit of luminous intensity ?Answer: Candela9. Who is the winner of 2012 Us open men's title ?Answer: Andy Murray10. Who is the winner of 2012 Us open women's title ?Answer: Serena Williams11. Which famous writer is known as Father of Snow Golf ?Answer: Rudyard Kipling12. How many Schedules are there in the Indian Constitution ?Answer: 1213. Which planet is known as Red planet ?Answer: Mars14. Which European countries are separated by Market Reef ?Answer: Finland and Sweden15. Who is the author of Panchtantra ?Answer: Vishnu Sharma16. Which is the coldest planet in solar system ?Answer: Neptune17. The Rourkela Steel Plant in Odisha was built with the collaboration of _____ ?Answer: Germany18. The Durgapur Steel Plant in West Bengal was built with the collaboration of _____ ?Answer: Britain19. The Bhilai Steel Plant in Chattisgarh was built with the collaboration of _____ ?Answer: Russia20. Who is the first and only Muslim lady ever to rule the throne of Delhi ?Answer: Razia Sultana21. Who composed the national anthem of Bangladesh (Amar sona bangla) ?Answer: Rabindranath Tagore22. Who wrote the book Planned economy for India ?Answer: M. Visvesvaraya (He is known as father of Indian planning, his birthday September 15 is observed as Engineer's Day in India )23. Which is the oldest sports in the world ?Answer: Archery ( It is the national sports of Bhutan)24. What is the normal duration of Hockey game ?Answer: 70 Minuets25. Which Minor Rock Edict of Asoka describes the conquest of Kalinga by Asoka ?Answer: No. XIII (13)* 26. Who is the author of Joy of Numbers ?Answer: Shakuntala Devi* 27. Who is the creator of the painting The Potato Eaters ?Answer: Vincent van Gogh*28. Folketing is the parliament of which country ?answer: Denmark* 29. What s the chemical name of Lime stone ?Answer: Calcium Carbonate* 30. Zero degree centigrade equal to _________ degree Fahrenheit ?Answer: 32Banking Awareness Questions=======================================Q 1. What will happen if there is an increase in Cash Reserve Ratio (CRR)?14768263-the-wood-question-and-answer-traffic-sign-isolate-on-white-backgroundA. Their will be a decrease in lendable resourcesQ 2. Why Reserve Bank of India (RBI) also known as lender of last resort?A. As RBI is also known as Banker of Banks, it provides emergency advances to the banks during the time of crisis.Q 3. Whenever a bank returns a cheque unpaid, then what that cheque is called?A. Dishonour ChequeQ 4. Which is the third largest public sector bank of India?A. Punjab National Bank (PNB), whereas Bank of Broda stood 2nd and SBI on 1st position.Q 5. What does ASBA stands for?A. Application Supported by Blocked AmountQ 6. In which year RBI announced Banking Ombudsman scheme?A. 1995Q 7. What is the percentage of Foreign Direct Investment (FDI) in private sector banks?A. 74%Q 8. How many directors are associated with reserve Bank of India?A. FifteenQ 9. Which policy is adopted by RBI during Inflation?A. Dear Money PolicyQ 10. What is the main function of World Bank?A. To promote the growth of international tradeQ 11. Which negotiable instruments can be crossed to banks?A. Bill of ExchangeQ 12. Which act is associated with problem of Non Performing Assets?A. Banking Regulation Act, 1949Q 13. Savings account is also known as?A. Common man accountQ 14. What are linked accounts?A. Accounts which are linked together within a same bank fir transferring money electronically.Q 15. Why banking ombudsman scheme launched?A. The scheme was announced to resolve customer complaints with the services of banks.Q 16. Why KYC is launched by RBI?A. RBI announced Know Your Customer (KYC) to ensure the correct identity of the customer.Q 17. Goods and Services Tax would replace which tax?A. Value Added TaxQ 18. What does FRBM stands for?A. Fiscal Responsibility and Budget ManagementImportant General knowledge questions related to Economics********************************************1. Who is the father of Economics ? Answer: Adam Smith2. Who created Population theory ? Answer: Thomas Robert Malthus3. Who is the father of Indian Planning ? Answer: M. Visvesvaraya4. Who is the first Deputy Chairman of Planning Commission ? Answer: Gulsarilal Nanda5. Who is the Present Vice Chairman of Planning Commission ? Answer: Montek Singh Ahluwalia6. First Five year plan give priority to development of ________ sector ? Answer: Agriculture7. Second Five year plan give priority to development of ________ sector ? Answer: Industrial8. Which Five Year Plan is based on Mahalanobis Model ? Answer: Second Five Year Plan9. Which Five Year Plan is based on Harrod - Domer Model ? Answer: First Five Year Plan10. Who is the Father of Indian Budget ? Answer: MahalanobisNEW APPOINTMENTS IN INDIA :1. S Jaishankar appointed as a new Indian envoy to the US replaced Nirupama Rao. S Jaishankar is a former envoy to China.2. Siddhartha Birla to be next FICCI President. He will replace Naina Lal Kidwai.3. Anup Wadhawan appointed as the new Chairman of Pension Fund Regulatory and Development Authority (PFRDA)4. Usha Ananthasubramanian appointed as CMD of Bharatiya Mahila Bank, the first women’s bank.5. T.P. Seetharam appointed new envoy to UAE (United Arab Emirates)6. Krishna Mohan Sahni Appointed Chairman of the National Multi-Commodity Exchange of India7. P.S. Raghavan appointed as the next Russian Ambassador. He replace Ajai Malhotra8. Arup Raha appointed as the next Chief of the Indian Air Force.9. Priyanka Chopra, the Bollywood Actress Became the Global Brand Ambassador of Guess10. Australian Terry Walsh appointed as head coach of the Indian men’s hockey team11. Arunendra Kumar appointed New Chairman, Railway Board. replaced Vinay Mittal.12. J&K Bank reappoints Mushtaq Ahmed as Chairman & CEO.13. LIC Housing Finance Ltd has appointed Sunita Sharma as Managing Director and CEO.14. Anand Mahindra elected as Chairperson of PHFI (Public Health Foundation of India).15. Gireesh B. Pradhan appointed as the new Chairperson of the Central Electricity Regulatory Commission (CERC).16. R. Banumathi Appointed Chief Justice of the Jharkhand High Court17. Justice Abhay Manohar Sapre takes oath as new Chief Justice of Gauhati HC18. Tarun Chugh appointed MD of PNB Metlife19. Justice Rajesh Kumar Agrawal Appointed as the Chief Justice of Madras High Court20. Laxmikanta Mahapatra appointed Chief Justice of Manipur High CourtCurrent Repo rate,Reverse repo rate, Bank rate : updated on November 2013........!!********************************************Repo rate -7.75% (previous 7.5% - changed on october 2013)Reverse repo rate- 6.75% (previous- 6.5% - changed on october 2013)SLR- 23 %CRR- 4%Marginal Standing Facility rate - 8.75% (previous- 9% changed on october 2013 )Bank rate-8.75% (previous- 9% changed on october 2013)Base Rate: 9.8 % -10.25 %----------------------------------------------------------------------What is repo rate ?Ans: Repo rate is the rate at which banks borrow money from the central bank(RBI)What is the full form for SLR? Answer: Statutory Liquidity RatioWhat is the full form for CRR? Answer:Cash Reserve RatioWho is the Present RBI governor ? Answer: Raghuram RajanGk quiz questions related to Supreme Court of India@@*******************************************1. In which year Supreme Court of India came in to force ? Answer: 1950 January 282. Who is the first chief Justice of India ? Answer: Harilal J Kania3. Who is the 39th Chief Justice of India ? Answer: Altamas Kabir (Incumbent)4. Which article in Indian Constitution gives the power of Writ jurisdiction to Supreme court ?Answer: Article 325. Who appoints the judges of supreme court ? Answer: President6. What is the monthly salary of chief Justice of Supreme court ? Answer: 1 lakh7. What is the monthly salary of judge of Supreme court ? Answer: 90,0008. Who is the present (40th) Chief Justice of India ? answer: P. Sathasivam9. Who is the first female supreme court chief justice ? answer: No female CJI yet10. Who is the first female judge of supreme court ? Answer: Fathima BeeviFOUNDERS OF INDIAN SOCIAL INSTITUTIONS \\\\\.................................................................................? Arya Samaj :- Swami Dayanand Saraswati? Athmiya Sabha :- Raja Ram Mohan Roy? Brahma Samaj :- Raja Ram Mohan Roy?? Dharma Sabha :- Radhakantha dev? Indian Brahma Samaj :- Keshav Chandra Sen? Manavadharma Sabha :- Durgaram Manjaram? Prarthana Samaj :- Athmaram Pandurang? Pune Sewa Sadan :- Smt. Ramabhai Ranade, G. K. Devdhar? Ramakrishna Mission :- Swami Vivekananda? Servant of India Society :- Gopal Krishna Gokhale? Sewa Sadan :- Bahuramji M. Malabari? Sewa Samithi :- H. N. Kunsru? Social Service League :- N. M. Joshi? Thathwabodhini Sabha :- Debendranatha Tagore. Justice Ajit Prakash Shah today took over as the new Chairman of the 20th Law Commission of India. The 20th Law Commission of India was constituted with the Order of the Government of India with effect from 1 September 2012.2. Eminent Scientist and Bharat Ratna awardee Prof CNR Rao has become the first Indian scientist to be elected as honorary foreign member of Chinese Academy of Science (CAS).*****Latest Appointments (India)***********1. Justice Ajit Prakash Shah appointed as Chairman of Law Commission of India2. Prof CNR Rao Elected to Chinese Academy of Sciences3. Gurbaksh Singh Sandhu reappointed as India Boxing Coach4. V. Baskaran appointed as Coach of the Senior Men Hockey Team60 Important Committees related to Banking and Finance1. Abid Hussain Committee : On Small Scale Industries2. A C Shah Committee : Reforms Relating To Non Banking Financial Companies (NFBC)3. Aditya Puri Committee : Dissemination of Credit Information4. Anil Kaushal committee : To examine the recommendations made by the TRAI on pricing of Spectrum.5. Arvind Mayaram Panel : Report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)6. Arvind Mayaram Committee : For giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII)7. Athreya Committee : Restructuring Of IDBI8. Basel Committee : Banking Supervision9. Bimal Jalan panel : To scrutinize applications for new bank licenses.10. Bhandari Committee : Reconstruction of RRBs11. B. Mahapatra Committee : To review the existing prudential guidelines on restructuring of advances by banks/financial institutions12. Cook Committee : Capital adequacy of banks.13. C Rangarajan committee : For poverty scale estimates in the country14. C Rangarajan Panel : Recommended the pricing of natural gas by a complex methodology of arriving at an average of International gas hub prices15. Committee On Uttarakhand Floods : The committee headed by AK Ganju16. Damodran Committee : On improvement of customer services in banks17. Dave Committee (2000) : Pension Scheme For Unorganized Sector18. Deepak Parekh committee : For Financing Infrastructure sector19. Janakiraman Committee : To investigate the security transactions of the bank20. JS Mathur committee : To revise Newspaper Advertisement Rates.21. Justice A.P. Shah committee : To head panel on road safety22. Kelkar Committee : Tax Structure Reforms23. Kirit Parikh panel : On fuel pricing has suggested that the diesel prices should be increased by Rs 1-1.50 a litre every month as against the 45-50 paise monthly hike followed currently.24. K M Chandrasekhar committee : For rationalization of foreign investment norms25. K. Ratna Prabha : Committee on indecent depiction of women in media26. K U.B. Rao : The idea of setting up Bullion Bank or Bullion Corporation of India27. K.U.B. Rao Committee : Recommended aligning gold import regulations28. MBN Rao Committee : To prepare the blueprint of India’s first women’s bank29. MB Shah committee : For inspection of illegal mining activities30. Mckinsey Report : Merger Of 7 Associate Banks With SBI31. M. Narasimham Committee : On Banking Sector Reforms32. Mukul Mudgal member panel : To probe IPL spot-fixing33. Mukul Mudgal Committee : To look at process of film clearance34. Mukul Mudgal Committee : Looking into US giant Walmart's lobbying activities to enter India35. Nachiket Mor : Committee on comprehensive financial services for small businesses and low-income households.36. Naresh Chandra committee : 14 member task force on security issues37. Narismhan Committee : Banking Reforms38. N Rangachary committee : To examine taxation policies for I.T. sector39. N R Narayana Murthy committee : For evaluation of corporate sector participation in Higher Education.40. Parthasarathi Shome. : For Tax Administration Reform Commission (TARC), Suggest a system to enforce better tax compliance41. Parthasarathi Shome committee : Implementation of GAAR (General Anti Avoidance Rule)42. Percy Mistry Committee : Making Mumbai An International Financial Center43. Prasad Panel : International Trade And Services44. Pulak Kumar Sinha Committee : To study the feasibility of Aadhaar as an additional factor for authentication of card present transactions45. Raghuram Rajan Committee : On Financial Sector Reforms46. R V Gupta Committee : Small Savings47. Raja Chelliah Committee : Tax Reforms48. Rekhi Committee : Indirect Taxes49. RS Gujral Committee : Suggest measures to boost MSME exports.50. Sitakant Mahapatra committee : For inclusion of Bhojpuri language in eighth schedule of constitution51. Shyamala Gopinath Committee : Suggestions on Post office Small saving schemes52. SK Srivastava Committee : To formulate a policy on public-private partnership model to raise coal output53. S P Talwar Committee : Restructuring Of Weak Public Sector Bank54. SN Verma Committee (1999) : Restructuring The Commercial Banks55. Suma Verma Committee : To update, and revise the Banking Ombudsman Scheme, 200656. UK Sharma Committee : NABARD's Role In RRB57. Urjit Patel Committee : To examine the current monetary policy framework58. Vaghul Committee : Money Market In India59. Vasudev Committee : NBFC (Non Banking Finance Corp) Sector Reforms60. Y B Reddy Committee (2001) : Review Of Income TaxBANKING GK?1. Which is the First Bank in India ? Answer: Bank of Hindustan2. Which is the first Bank managed by Indians ? Answer: Oudh Commercial Bank3. Which is the first bank started with Indian capital (Indian owned bank) ? Answer: Punjab National Bank4. Which is the first foreign Bank in India ? Answer: Chartered Bank5. Which is the first bank to get ISO certificate ? Answer: Canara Bank6. Which is the first bank in India to start its branches outside India ? Answer: Bank of India7. Which is the first bank in India to introduce ATM ? Answer: H.S.B.C bank8. Which is the oldest public bank in India ? Answer: Allahabad Bank9. Which is the paper used for making Indian currency ? Answer: Rag10. The currency of IMF is known as ? Answer: SDR (Special Drawing Rights)11. Which is known as Artificial currency or Paper Gold ? Answer: SDRGeneral Science Questions and Answers==========================1. The flowering plants are collectively called? Answer: Angiosperms2. The reproductive units in Angiosperms is called? Answer: Flower3. The male reproductive organ of the flower? Answer: Androecium4. The female reproductive organ of a flower? Answer: Gynoecium5. Study of flowers? Answer: Anthology6. Fruits developed from the parts of the flower other than a card? Answer: False fruits (Cashew)7. Smallest pollen? Answer: Myosotis8. Largest pollen? Answer: Mirabilis9. Father of angiosperm embryology in India?Answer: P. Maheswari10. Pollination by the agency of water? Answer: Hydrophily*********1882 – ?????????? ??????????? ???????? ??????????????????????.??????? ????????? ?????.???????? ?????????....???????? ?????????.******************************************???????.....1679 – ?????? ???????? ????????? ???? ??????????? ???????????.1846 – ??????? ???? ???????? ??????????????? ????????? ?????? ??? ??? ?????? ?????????? ?????????? ?????? ?????? ??????.?????.......1547 – ??????? ?????????? ??????? ?????????, ????? ?????? ???? ???? ????? ???????? ????????????? ?????? ?????.1624 – ?????????? ???????? ?????????? ????????? ????," ???? ??????" ??? ????? ??????? ????????? ??????????????.1820 – ???????? ???????????? ????????? ????? ???????? ????????? ????????????????? ????????.1909 – ?????????? ?????? ???????????????? ????????? ?????????? ?????? ?????????? ??????? ????????.1918 – ????????????, ??????? ???????????? ??????????????? ????????????.1932 – ?????????? ?????? ??????? ?????? ?????????.1935 – ????????? "??????????????" ???????????????? ????? ???????.1986 – ???????? ???????? ????????? 73???? ?????????? ?????? ?????????? ?????????? ??? ???????????????? ????????????.1987 – ???????????? ??????????????? ??????????? ?????? ?????????????? 86 ????? ????????? ??????? ??????????????.2002 – ????????????? ?????? ??????? ????? ??????? ??????? ????????? 92 ???? ????????.???????? ????????? ?????? ?????.*********************************???????....1925 – ???? ???????, ?????? ???????? ?????? ??????.?????......1853, ???? ????????, ?????????? ???????????? (?. 1895)1922 – ???????? ????, ????? ????? ????? ?????????? (?. 1993)???????? ????????? ??????? ??????? ?????.*********************************************1939 – ????????? ??????, ????? ????? ????? ????? ?????????? (??. 1865)1996 – ????? ??????????, ????? ????? ????? ?????? ?????? (??. 1940).BANKING TERMS:-************1) 'Dead Money' :-A slang term for money invested in a security with minor hopes of appreciation or earning a return. The stock may also be referred as dead money by analysts, as a warning to investors who might purchase the shares.2) 'MAR Ratio' :-A measurement of returns adjusted for risk that can be used to compare the performance of commodity trading advisors, hedge funds and trading strategies. The MAR Ratio is calculated by dividing the compound annual growth rate (CAGR) of a fund or strategy since inception by its biggest drawdown. The higher the ratio, the better the risk-adjusted returns. The MAR Ratio gets its name from the Managed Accounts Report newsletter, which developed this metric.3) 'Tax Arbitrage' :-The practice of profiting from differences between the way transactions are treated for tax purposes. The complexity of tax codes often allows for many incentives which drive individuals to restructure their transactions in the most advantageous way in order to pay the least amount of tax. Some forms of tax arbitrage are legal while others are illegal.4) 'Calmar Ratio' :-A comparison of the average annual compounded rate of return and the maximum drawdown risk of commodity trading advisors and hedge funds. The lower the Calmar Ratio, the worse the investment performed on a risk-adjusted basis over the specified time period; the higher the Calmar Ratio, the better it performed. Generally speaking, the time period used is three years, but this can be higher or lower based on the investment in question.5) 'Z-Bond' :-The final tranche in a series of mortgage-backed securities that is the last one to receive payment. Used in some collateralized mortgage obligations (CMO), Z-bonds pay no coupon payments while principal is being paid on earlier bonds. Interest that would have been paid on Z-bonds is used instead to pay down principal more rapidly on the earlier series of bonds.BITCOIN :-*******1. What is Bitcoin?Bitcoin is a consensus network that enables a new payment system and a completely digital money. It is the first decentralized peer-to-peer payment network that is powered by its users with no central authority or middlemen. From a user perspective, Bitcoin is pretty much like cash for the Internet. Bitcoin can also be seen as the most prominent triple entry bookkeeping system in existence.2. Who created Bitcoin?Bitcoin is the first implementation of a concept called "crypto-currency", which was first described in 1998 by Wei Dai on the cypherpunks mailing list, suggesting the idea of a new form of money that uses cryptography to control its creation and transactions, rather than a central authority. The first Bitcoin specification and proof of concept was published in 2009 in a cryptography mailing list by Satoshi Nakamoto. Satoshi left the project in late 2010 without revealing much about himself. The community has since grown exponentially with many developers working on Bitcoin.Satoshi's anonymity often raised unjustified concerns, many of which are linked to misunderstanding of the open-source nature of Bitcoin. The Bitcoin protocol and software are published openly and any developer around the world can review the code or make their own modified version of the Bitcoin software. Just like current developers, Satoshi's influence was limited to the changes he made being adopted by others and therefore he did not control Bitcoin. As such, the identity of Bitcoin's inventor is probably as relevant today as the identity of the person who invented paper.3. Who controls the Bitcoin network?Nobody owns the Bitcoin network much like no one owns the technology behind email. Bitcoin is controlled by all Bitcoin users around the world. While developers are improving the software, they can't force a change in the Bitcoin protocol because all users are free to choose what software and version they use. In order to stay compatible with each other, all users need to use software complying with the same rules. Bitcoin can only work correctly with a complete consensus among all users. Therefore, all users and developers have a strong incentive to protect this consensus.4. How does Bitcoin work?From a user perspective, Bitcoin is nothing more than a mobile app or computer program that provides a personal Bitcoin wallet and allows a user to send and receive bitcoins with them. This is how Bitcoin works for most users.Behind the scenes, the Bitcoin network is sharing a public ledger called the "block chain". This ledger contains every transaction ever processed, allowing a user's computer to verify the validity of each transaction. The authenticity of each transaction is protected by digital signatures corresponding to the sending addresses, allowing all users to have full control over sending bitcoins from their own Bitcoin addresses. In addition, anyone can process transactions using the computing power of specialized hardware and earn a reward in bitcoins for this service. This is often called "mining". To learn more about Bitcoin, you can consult the dedicated page and the original paper.5. Is Bitcoin really used by people?Yes. There is a growing number of businesses and individuals using Bitcoin. This includes brick and mortar businesses like restaurants, apartments, law firms, and popular online services such as Namecheap, WordPress, Reddit and Flattr. While Bitcoin remains a relatively new phenomenon, it is growing fast. At the end of August 2013, the value of all bitcoins in circulation exceeded US$ 1.5 billion with millions of dollars worth of bitcoins exchanged daily.6. How does one acquire bitcoins?As payment for goods or services.Purchase bitcoins at a Bitcoin exchange.Exchange bitcoins with someone near you.Earn bitcoins through competitive mining.While it may be possible to find individuals who wish to sell bitcoins in exchange for a credit card or PayPal payment, most exchanges do not allow funding via these payment methods. This is due to cases where someone buys bitcoins with PayPal, and then reverses their half of the transaction. This is commonly referred to as a chargeback.7. How difficult is it to make a Bitcoin payment?Bitcoin payments are easier to make than debit or credit card purchases, and can be received without a merchant account. Payments are made from a wallet application, either on your computer or smartphone, by entering the recipient's address, the payment amount, and pressing send. To make it easier to enter a recipient's address, many wallets can obtain the address by scanning a QR code or touching two phones together with NFC technology.8. What are the advantages of Bitcoin?Payment freedom - It is possible to send and receive any amount of money instantly anywhere in the world at any time. No bank holidays. No borders. No imposed limits. Bitcoin allows its users to be in full control of their money.Very low fees - Bitcoin payments are currently processed with either no fees or extremely small fees. Users may include fees with transactions to receive priority processing, which results in faster confirmation of transactions by the network. Additionally, merchant processors exist to assist merchants in processing transactions, converting bitcoins to fiat currency and depositing funds directly into merchants' bank accounts daily. As these services are based on Bitcoin, they can be offered for much lower fees than with PayPal or credit card networks.Fewer risks for merchants - Bitcoin transactions are secure, irreversible, and do not contain customers’ sensitive or personal information. This protects merchants from losses caused by fraud or fraudulent chargebacks, and there is no need for PCI compliance. Merchants can easily expand to new markets where either credit cards are not available or fraud rates are unacceptably high. The net results are lower fees, larger markets, and fewer administrative costs.Security and control - Bitcoin users are in full control of their transactions; it is impossible for merchants to force unwanted or unnoticed charges as can happen with other payment methods. Bitcoin payments can be made without personal information tied to the transaction. This offers strong protection against identity theft. Bitcoin users can also protect their money with backup and encryption.Transparent and neutral - All information concerning the Bitcoin money supply itself is readily available on the block chain for anybody to verify and use in real-time. No individual or organization can control or manipulate the Bitcoin protocol because it is cryptographically secure. This allows the core of Bitcoin to be trusted for being completely neutral, transparent and predictable.9. What are the disadvantages of Bitcoin?Degree of acceptance - Many people are still unaware of Bitcoin. Every day, more businesses accept bitcoins because they want the advantages of doing so, but the list remains small and still needs to grow in order to benefit from network effects.Volatility - The total value of bitcoins in circulation and the number of businesses using Bitcoin are still very small compared to what they could be. Therefore, relatively small events, trades, or business activities can significantly affect the price. In theory, this volatility will decrease as Bitcoin markets and the technology matures. Never before has the world seen a start-up currency, so it is truly difficult (and exciting) to imagine how it will play out.Ongoing development - Bitcoin software is still in beta with many incomplete features in active development. New tools, features, and services are being developed to make Bitcoin more secure and accessible to the masses. Some of these are still not ready for everyone. Most Bitcoin businesses are new and still offer no insurance. In general, Bitcoin is still in the process of maturing.10. Why do people trust Bitcoin?Much of the trust in Bitcoin comes from the fact that it requires no trust at all. Bitcoin is fully open-source and decentralized. This means that anyone has access to the entire source code at any time. Any developer in the world can therefore verify exactly how Bitcoin works. All transactions and bitcoins issued into existence can be transparently consulted in real-time by anyone. All payments can be made without reliance on a third party and the whole system is protected by heavily peer-reviewed cryptographic algorithms like those used for online banking. No organization or individual can control Bitcoin, and the network remains secure even if not all of its users can be trusted.11. Can I make money with Bitcoin?You should never expect to get rich with Bitcoin or any emerging technology. It is always important to be wary of anything that sounds too good to be true or disobeys basic economic rules.Bitcoin is a growing space of innovation and there are business opportunities that also include risks. There is no guarantee that Bitcoin will continue to grow even though it has developed at a very fast rate so far. Investing time and resources on anything related to Bitcoin requires entrepreneurship. There are various ways to make money with Bitcoin such as mining, speculation or running new businesses. All of these methods are competitive and there is no guarantee of profit. It is up to each individual to make a proper evaluation of the costs and the risks involved in any such project.12. Is Bitcoin fully virtual and immaterial?Bitcoin is as virtual as the credit cards and online banking networks people use everyday. Bitcoin can be used to pay online and in physical stores just like any other form of money. Bitcoins can also be exchanged in physical form such as the Casascius coins, but paying with a mobile phone usually remains more convenient. Bitcoin balances are stored in a large distributed network, and they cannot be fraudulently altered by anybody. In other words, Bitcoin users have exclusive control over their funds and bitcoins cannot vanish just because they are virtual.13. Is Bitcoin anonymous?Bitcoin is designed to allow its users to send and receive payments with an acceptable level of privacy as well as any other form of money. However, Bitcoin is not anonymous and cannot offer the same level of privacy as cash. The use of Bitcoin leaves extensive public records. Various mechanisms exist to protect users' privacy, and more are in development. However, there is still work to be done before these features are used correctly by most Bitcoin users.Some concerns have been raised that private transactions could be used for illegal purposes with Bitcoin. However, it is worth noting that Bitcoin will undoubtedly be subjected to similar regulations that are already in place inside existing financial systems. Bitcoin cannot be more anonymous than cash and it is not likely to prevent criminal investigations from being conducted. Additionally, Bitcoin is also designed to prevent a large range of financial crimes.DBT (Direct Benefit Transfer) - Complete Fact File---------------------------------=>> Means Direct Transfer of Cash Subsidy=>> The price of the commodity remain same as that of the market price , government itself decide the subsidized price and pay the difference between market price and subsidized price directly to the family of the BPL in their account.=>> Instead of paying subsidy to the manufacturer , government directly pay cash to the poor people.The change in the subsidy policy able to tackle the following shortcomings of the system :? Dual – pricing? Black Marketing? Unresponsiveness to customer needs? Poor targeting of BPL population? Diversion and leakages? Under recoveries for Oil Manufacturing companies ( OMCs) .Bolsa Família Program (BFP):The largest and the most successful conditional cash transfer program is the Bolsa Família Program (BFP) in Brazil that covered close to 100 percent of Brazil’s poor in 2007.Under the programme, the government transfers cash straight to a family subject to conditions such as school attendance, nutritional monitoring, pre-natal and post-natal tests. The entire system is managed through efficient targeting, disbursement and regular monitoring of the disbursed funds.Impact on government=>> The new system is expected to reduce this cost and subsidy bill through better targeting=>> In the Union Budget 2012-13, target is to keep 2012-13 subsidies under 2 percent of GDP and under 1.75 percent of GDP in the next 3 years .First Indian Women winners in International Beauty ContestsMiss World— Reita Faria in 1966. (She was also the first Asian to win the title.)Miss Asia Pacific— Zeenat Aman in 1970Miss Intercontinental Pageant— Elizabeth Anita Reddi in 1978World Miss University— Priyadarshini Pradhan in 1989Miss Universe— Sushmita Sen in 1994Miss Tourism International— Candice Pinto in 2001Mrs. World— Aditi Gowitrikar in 2001Miss Tourism Queen International— Zabina Abdul Rashid Khan in 2004Miss Tourism— Priyanka Shah in 2007Miss Earth— Nicole Faria in 2010Miss Tourism Queen Of The Year International— Urvashi Rautela in 2011Miss Asia Pacific World— Himangini Singh Yadu in 2012***Indian History GK Questions***-------------------------------------------1. The demise of Buddha is known as: Ans. Mahaparinirvan2. Which was the first dynasty that ruled Magadha? Ans. Haryanka dynasty3. Name the battle in which Alexander defeated Porus? Ans. Battle of Hydaspes4. Who was known as ‘Devanampiya Piyadasi’? Ans. Asoka5. Which was the first inscription to mention the term ‘Bharatavarsha’ (The oldest name of India)?Ans. Hathigumpha inscription of King Kharavela6. Name the capital of the Indo-Greek ruler Menander? Ans. Sakala (Sialkot)7. Who founded the city of Ahmedabad? Ans. Ahmed Shah8. Who wrote the second part of ‘Rajatharangini’? Ans. Jonaraja9. Who is called Robah-i-Deccan or the ‘Fox of the Deccan’? Ans. Ali Barid10. Name the Portuguese Viceroy who transferred the headquarters of the Portuguese Government in India from Cochin to Goa? Ans. Nuno da Cunha11. The year in which Akbar founded Ibadatkhana at Fatehpur Sikri? Ans. 157512. Who is called ‘Maratha Machiavelli’? Ans. Nanaphadnis13. Who was the first Baptist Missionary to arrive in India? Ans. Dr. William Carey14. Name the European power who possessed Serampore in Benngal? Ans. The Danish15. Who founded Gaudiya or Bangal Vaishnavism? Ans. Chaitanya16. Who is popularly known as Rangila or Rangile? Ans. Muhammed Shah (Mughal Ruler)17. Name the founder of Niskam Karma Math? ANs. D.K Karve18. Who was the autor of the pamphlet ‘I am a socialist’? Ans. Vivekananda19. Who moved the Pakistan resolution at the Lahore session of the Muslim League in 1940?Ans. Fahzul Huq20. Year in which Acharya Vinoba Bhave founded the Bhoodan Movement? Ans. 1951Indian Achievements in Olympics and Asian Games~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~1. Who were the bronze medalists for India at the 2012 London Olympics?Answer: Gagan Narang, Saina Nehwal, Mary Kom, Yogeshwar Dutt2. Who is the first Indian badminton player to win an Olympic medal? Answer: Saina Nehwal3. Who is the first Indian woman boxer to win an Olympic medal? Answer: Mary Kom4. What was India’s rank in the medal tally of 2012 London Olympics? Answer: 555. India’s rank in the medal tally of the 2008 Beijing Olympics was ..........? Answer: 506. Independent India’s best rank in the medal tally of Olympic games so far is .......... at the London Olympics of 1948? Answer: 227. What is the total number of medals India has won at the Olympic Games? Answer: 268. Which Indian city hosted the inaugural Asian Games of 1951? Answer: New Delhi9. New Delhi hosted the Asian Games for the second time in ..........? Answer: 198210. Who was the first Indian woman to win an Asiad gold medal? Answer: Kamalijeet Sandhu (1970 Asiad, 400 m race)11. In which Asiad P T Usha won four gold medals? Answer: 1986, Seoul12. Who was the first Keralite to participate in the Olympics? Answer: C K Lekshmanan13. Which Indian athlete is “The Flying Sikh”? Answer: Milkha Singh14. Who is the only Indian male athlete to win an individual gold in Commonwealth Games?Answer: Milkha Singh.IMPORTANT LINES ON A MAP :------------------------------------* Contour line >> lines join places of equal height* Isobath >> Lines join ocean of similar depth* Isohalines >> Lines join the ocean having equal salinity* Isohels >> Lines join places of equal sunshine*Isotherms >> Lines join places of equal temperature* Isohytes >> Lines join places of equal rainfall* Isobars >> Lines join places of equal pressure*Isobronts >> Lines join places experiencing a thunderstorm simultaneously---------------Indian National Laboratories and their Location01. Central Drug Research Institute -Lucknow (U.P)02. Central Fuel Research Institute -Jealgora (Bihar)03. Central Gas and Ceramic Research Institute -Jadhavpur (WB)04. Central Mining Research Station -Dhanbad (Bihar)05. National Environment Engineering Institute -Nagpur(Maharastra)06. Indian Institute of Petroleum -Dehra Dun (U.P)07. National Aeronautical Laboratory -Bangalore (Karnataka)08. National Botanical Gardens -Lucknow (U.P.)09. National Chemical Laboratory -Pune (Maharashtra)10. National Institute of Occanography -Panaji (Goa)11. National Metallurgical Laboratory -Jamshedpur (Bihar)12. Structural Engineering Research Centre -Roorkee (U.P.)13. National Physical Laboratory -New Delhi***Famous Persons and Nicknames***-----------------------------------------------?1. Bengali Tiger =>> Bibin Chandra Pal2. Punjab Lion, Punjab Kesari =>> Lala Lajpat Rai3. Sher- e -Punjab =>> Ranjit Singh4. Lion of Kashmir =>> Sheikh Mohammed Abdullah5. Mysore Tiger =>> Tippu Sultan6. Bard of Avon =>> William Shakespeare7. Sage of Kanchi =>> Sankaracharya8. Bird man of India =>> Salim Ali9. Maratha Kesari =>> Bal Gangadhar Tilak10. Bapu =>> Gandhiji11. Babuji =>> Jagjeevan Ram?12. Indian Machiavelli =>> Chanakya13. Indian Napoleon =>> Samudragupta14. Indian Bismarck =>> Sardar Vallabhai Patel15. Indian Shakespeare =>> Kalidasa16. Deenabandhu =>> C.F Andrews17. Deshabandhu =>> C.R Das18. Who is known as Prince of Beggars =>> Madan Mohan Malaviya19. Who is known as Prince of Patriots =>> Subash Chandra Bose20. Who is known as prince of Martyrs =>> Bhagat Singh21. Who is known as prince of Builders =>> Shahjahan22. Who is known as prince of Pilgrims =>> Hiuen Tsang23. Who is known as prince of Autobiography =>> Babur24. Who is known as prince of Money Makers =>> Muhammad bin Tughlaq25. Who is known as prince of Pilgrims =>> Hiuen Tsang26. Who is known as Grand old man of Indian Journalism =>> Tushar Kanti Ghosh27. Man of Destiny =>> Napoleon Bonaparte28. Andhara Kesari =>> T. Prakasam29. Lok Nayak =>> Jayaprkash Narayan30. Father of Medicine =>> Hippocrates31. Lady with the lamp =>> Florence Nightingale?32. Poet's Poet =>> Edmund Spencer...BASIC BANKING INTERVIEW QUESTIONS?1. Why do you want to join banking sector?Banking is one of the fastest growing sectors in India with more stable and high growth and more over providing wide range of career opportunities for graduates. So I want to take an opportunity to join in a bank.2. What is the difference between Cheque and Demand Draft?Cheque :-?Cheuqe is a negotiable instrument instructing a bank to pay a specific amount from a specific account held in the maker/depositor name with that Bank.Demand Draft :-A demand draft is an instrument used for effecting transfer of money. It is a negotiable instrument.3. What is a Non-Banking Financial Company (NBFC)?A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property. A non-banking institution which is a company and has principal business of receiving deposits under any scheme or arrangement in one lump sum or in installments by way of contributions or in any other manner, is also a non-banking financial company (Residuary non-banking company).4. NBFCs are doing functions similar to banks. What is difference between banks & NBFCs ?NBFCs lend and make investments and hence their activities are akin to that of banks; however there are a few differences as given below :-NBFC cannot accept demand deposits.NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself, deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.5 . What is Private Banking?Banking services offered to high net-worth individuals. Private banking institution assists the high net-worth individual in investing his/her money in exchange for commissions and fees. The term "private" refers to the customer service being rendered on a more personal basis.DIRECT BENEFIT TRANSFER (DBT)?Means Direct Transfer of Cash Subsidy- The price of the commodity remain same as that of the market price , government itself decide the subsidized price and pay the difference between market price and subsidized price directly to the family of the BPL in their account.Instead of paying subsidy to the manufacturer , government directly pay cash to the poor people.-The change in the subsidy policy able to tackle the following shortcomings of the system :? Dual – pricing? Black Marketing? Unresponsiveness to customer needs? Poor targeting of BPL population? Diversion and leakages? Under recoveries for Oil Manufacturing companies ( OMCs) .Bolsa Família Program (BFP):The largest and the most successful conditional cash transfer program is the Bolsa Família Program (BFP) in Brazil that covered close to 100 percent of Brazil’s poor in 2007.Under the programme, the government transfers cash straight to a family subject to conditions such as school attendance, nutritional monitoring, pre-natal and post-natal tests. The entire system is managed through efficient targeting, disbursement and regular monitoring of the disbursed funds.Impact on government- The new system is expected to reduce this cost and subsidy bill through better targeting- In the Union Budget 2012-13, target is to keep 2012-13 subsidies under 2 percent of GDP and under 1.75 percent of GDP in the next 3 years .UNESCO World Heritage Sites In INDIACulturalAgra Fort (1983)Ajanta Caves (1983)Buddhist Monuments at Sanchi (1989)Champaner-Pavagadh Archaeological Park (2004)Chhatrapati Shivaji Terminus (formerly Victoria Terminus) (2004)Churches and Convents of Goa (1986)Elephanta Caves (1987)Ellora Caves (1983)Fatehpur Sikri (1986)Great Living Chola Temples (1987)Group of Monuments at Hampi (1986)Group of Monuments at Mahabalipuram (1984)Group of Monuments at Pattadakal (1987)Hill Forts of Rajasthan (2013)Humayun's Tomb, Delhi (1993)Khajuraho Group of Monuments (1986)Mahabodhi Temple Complex at Bodh Gaya (2002)Mountain Railways of India (1999)Qutb Minar and its Monuments, Delhi (1993)Red Fort Complex (2007)Rock Shelters of Bhimbetka (2003)Sun Temple, Kon?rak (1984)Taj Mahal (1983)The Jantar Mantar, Jaipur (2010)NaturalKaziranga National Park (1985)Keoladeo National Park (1985)Manas Wildlife Sanctuary (1985)Nanda Devi and Valley of Flowers National Parks (1988)Sundarbans National Park (1987)Western Ghats (2012)~~|| Some Selected GK Questions||~~*****************************1. The first Indian who won an Oscar? Answer: Bhanu Athaiya2. The autobiography of Nelson Mandela: Answer: Long Walk to Freedom3. The capital of Lakshadweep: Answer: Kavarathi4. Chemical name of 'Baking Soda': Answer: Sodium bicarbonate5. The organ which is considered as the chemical laboratory of human body: Answer: Liver6. The oldest dynasty in ancient India: Answer: Satavahanas7. The Right to property in India is a: Answer: Legal Right8. Where is the International Criminal Court situated? Answer: Hague9. Headquarters of ASEAN: Answer: Jakarta10. First completely electrified district in Kerala: Answer: PalakkadPopular ISO Standards:?ISO 9000: Quality Management? ISO 14000: Environmental Management? ISO 3166: Country Codes?ISO 22000: Food Safety Management?ISO 26000: Social Responsibility?ISO 50001: Energy Management?ISO 31000: Risk Management?ISO 4217: Currency Codes(facebook/cnaonweb)?ISO 639: Language CodesIndia | General Knowledge GK~~~~~~~~~~~~~~~~~~~~1. Who was the political guru of Gandhiji? Ans. Gopalakrishna Gokhale2. Who wrote the book ‘The God of Small Things’? Ans. Arundhati Roy3. The Mughal ruler in India at the time of the establishment of East India Company was:Ans. Jahangir4. When was Television first introduced in India? Ans. 19595. Tagore won the Nobel Prize for literature in: Ans. 19136. Bandipur National Park is at: Ans. Mysore7. Who is known as the father of white revolution in India? Ans. Varghese Kurian8. Who is the second Indo-American astronaut selected by American space agency NASA for a space mission? Ans. Sunita Williams9. The famous Lucknow pact between the Congress and the Muslim League was concluded in:Ans. 191610. Which is the Largest Zoo in India? Ans. Zoological Garden in Alipore, KolkataIndia GK Questions and Answers************************1) ‘Pahari language’ is widely spoken in which Indian state? Ans. Himachal Pradesh2) In which state is Fort William located? Ans. Kolkata3) In which Indian state did the game of Polo originate? Ans. Manipur4) India’s Largest Sea Port? Ans. Mumbai5) The Indian art form Yakshagana belongs to which state: Ans. Karnataka6) Who is the author of ‘Ashtanga Hridayam’ or ‘Ashtangahridayam’? Ans. Vagbhatta7) The first Asian Games was held in which city? Ans. New Delhi8) The longest Highway in India runs from? Ans. Varanasi to Kanyakumari (NH 7)9) In which year Indian states were reorganized on the basis of language? Ans. 1st November 195610) Who is the first Indian bowler to get a hatrick in a World Cup match? Ans. Chetan Sharma..Current News:-**********1.Reserve Bank of India selected CCIL as Legal Entity Identifier2.Mahesh Mangaonkar won Open du Gard squash title3.RBI allowed Indian companies to issue non-convertible debentures4.Justice A K Ganguly resigned as chairman of WBHRC5.US Senate confirmed Janet Yellen as next Chairperson of Federal ReserveOfficial Books of Countries:-1. Blue Book - An official report of the British Government.2.Green Book - Official Publications of Italy and Persia3. Grey Book - Official reports of the Government of Japan and Belgium.4.Orange Book - Official publication of the Govt. of Netherlands.5. White Book - Official publications of China, Germany and Portugal.6. White Paper - Official Paper of the Govt. of Britain and India on a particular issue.7. Yellow Book - Official paper of the Govt. of France.*Indian Geography GK Questions and answers***~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~1. The river which originates in the Gupta ganga hills of Orissa: Answer: Baitarani2. The river which originates Kulu hills near Rohtang pass: Answer: Beas3. The river which originates near the Chemayungdung glacier near mansarovar lake:Answer: Brahmaputra4. Which river originates near Lahul in Himachal Pradesh? Answer: Chenab5. The river which originates from thriambak hills: Answer: Godavari6. Which state has the largest mangrove forest area? Answer: West Bengal7. Which state has the second largest mangrove forest area? Answer: Gujarat8. Which state has the least forest area? Answer: Punjab9. Which state has the least percentage of forest area? Answer: Punjab10. The headquarters of the Forest Survey of India: Answer: Dehra Dun11. The only crator lake in India: Answer: Lonar12. In which state is Lonar lake? Answer: Maharashtra13. Nalsarovar lake is in the state of: Answer: Gujarat14. The saltiest lake in India: Answer: Sambhar15. In which state is Sambhar lake? Answer: Rajastan...INDIAN STATES ON INTERNATIONAL BOUNDARIES?1) Bordering Pakistan :- Jammu and Kashmir, Punjab, Rajasthan and Gujrat2) Bordering China :-? Jammu and Kashmir, Himachal Pradesh, Uttarakhand, Sikkim and Arunachal Pradesh3) Bordering Nepal :-? Bihar, Uttarakhand, Uttar Pradesh, Sikkim and West Bengal4) Bordering Bangladesh :-? West Bengal, Mizoram, Meghalaya, Tripura and Assam5) Bordering Bhutan :-? West Bengal, Sikkim, Arunachal Pradesh and Assam6) Bordering Myanmar :-? Arunachal Pradesh, Nagaland, Manipur and Mizoram7) Bordering Afghanistan :-? Jammu and Kashmir (Pakistan-Occupied Area).~*~ Tricks !! Tricks !! Tricks !! Tricks !! Tricks ~*~*************************************1. A, B and C can do apiece of work in 11 days, 20 days and 55 days respectively, working alone. How soon can the work be done if A is assisted by B and C on alternate days? . [Assistant Grade]a. 1 days b.9 daysc.8 days d.10 days1. see. ab 1st day ......ac 2nd day..most imp..:ab ye dekho 2 din k ander ye teeno kaam kar rahe hai.. but a usme 2 baar kaam kar raha hai..isley uski abilty ko twice kar dengae...(q.9 ko bhi dekho,samjhne k liye)1 / 11 x 2 = 2/11 ( a ki 2 din ki ability)2 din me ability( 2 din me jo kaam hua) = 2/11 + 1/20 + 1/55= 1/41 day ki ability = 1 / 4x2 = 1 / 8time = work / daily abilty = 1 / 8 = 8 day...___________________________________________________2. If Ramesh, Suresh and Harish can do a piece of work in 15 days, 10 days and 6 days respectiVelY how long will they take to do it, if all the three work at it together ? (Central Excise & I. Tax 1990)a.3 days b. 3 * (9/20) daysc.3 and half days d. 3 * (3/20) daysITS SIMPLE NO NEED TO EXPLAIN..IF WANT COMMENT..___________________________________________________3. A can do a certain job in 12 days. B is 60% more efficient than A. The number of days, it takes B to do the same piece of work, is. [C.B.I. 1990]a. 6 b.7 * (1/2)c.6 * (1/4) d. 8Ratio of times taken by A and B = 160:100 = 8:58 : 5 :: 12 : x or 8x = 5*12 or x = 7 and half days.___________________________________________________4. Twelve men can complete a work in 8 days. Three days after they started the work, 3 more men joined. In how many days will all of them together complete the remaining work? (L.I.C. 1990)a.2 b.5c.4 d.6sol. 12 x 8 = 96,12 x 3 = 36kitna bacha = 96 - 36 = 60kitne add hue men.. now 15 60 ko kitne din chaleyengae= 60 / 15 = 4.or 12 x ( 8 - 3) / 12 + 3 = 4___________________________________________________5. A can do a certain job in 25 days which B alone can do in 20 days. A started the work and was joined by B after 10 days. The number of days taken in completing the wotk wasa.12 and half days b.15 daysc.14 and 2/9 days d.16 and 2/3 dayssol,,, 1/25 x 10 = 2/51 - 2/5 = 3 / 5a + b = 1/ 25 + 1 / 20 = 9 /100time - 3/5 / 9/100 = 20 / 3total time - 20/3 + 10= you will get___________________________________________________6. A job is completed by 10 men in 20 days and by 20 women in 15 days. How many days will it take for 5 men and 10 women to finish that work? (Bank P.O. 1992)a.17 and (1/2) b.17c.17 and (1/7) d.17 and (1/120)6.Explanation: Let 1 mans 1 days work = x and 1 womens a days work = ythen 10x = 1/20 and 20y = 1/15 so x = 1/200 and y = 1/300(5 men + 10 women)s 1 days work = (5/200) + 10/300 = 7/120.So, they will finish the work in 120/7 = 17 and 1/7 days.___________________________________________________7. A and B can dO a Piece of work in 5 days ;B and c can do it in 7 day; A and C can do it in 4 days. Who among these will take the least time if put to do it alone? . [Hotel Managemen]a.A .B d.Data inadequateExplanation: (A+B)s 1 days work = 1/4and (A+C)’s 1 day’s work = 1/42(A+B+C)s 1 days work = (1/5 + 1/7 + 1/4) = 83/140(A+B+C)s 1 days work = 83/280Cs 1 days work = (83/280 - 1/5) = 27/280As 1 days work = (83/280 - 1/7) = 43/280Bs 1 days work = (83/280 - 1/4) = 13/280Thus time taken by A, B, C is 280/43 days, 280/13 days, 280/27 days respectively.Clearly, the time taken by A is least.___________________________________________________8. A can do a piece of work in 7 days of 9 hours each and B can do it in 6 days of 7 hours each. How long will they take to do it, working together 8*(2/5) hours a day?a.3 days b.5 daysc.4 days d.None of theseExplanation: A can complete the work in (7 * 9) hrs = 63 hrs.B can complete the work in (6 * 7) hrs = 42 hrs.As 1 hours work = 1/63 and Bs 1 hours work = 1/42(A+B)s 1 hours work = [(1/63) + (1/42)] = 5/126Both will finish the work in (126/5) hrsNumber of days of8*(2/5) hrs each = (126/5) * (5/42) = 3 days___________________________________________________9. 12 men can complete a work in 18 days. Six days after they started working, 4 men joined them. How many days will all of them take to finish the remaining work? (Central Excise & I. Tax 1993)a.9 b.12c.10 d.15Explanation: (12 * 18) men can complete the work in 1 day.1 mans 1 days work = 1/21612 men’s 6 days work = (1/18)*6 = 1/3remaining work = 1 - (1/3) = 2/316 mens 1 days work = 16/216 = 2/272/27 work is done by them in 1 day.2/3 work is done by them in (27/2)*(2/3) = 9 days.___________________________________________________10. A can do of the work in 5 days and B can do of the work in 10 days. In how many days both A and B together can do the work?. [Railways 1991]a.7 and (3/4) days b.9 and (3/8)c. 8 and (4/5) d.10Explanation: Whole work will be done by A in (5 x 3) = 15 days.Whole work will be done by B m (10 * (5/2)) = 25 days.As 1 day’s work = 1/15 and Bs 1 days work = 1/25(A+B)s 1 daYs work=((1/15) + (1/25) ) = 8/75So, both together can finish it in 75/8 = 9 and 3/8 days daysIMPORTANT GK*The pin code was introduced in India in the year 1972*In his last years,Ambedkar converted to Buddhism*The film actor who became the chief minister of Andhra Pradesh was N.T.Rama Rao*Satyajit Ray was awarded the Bharat Ratna in the year 1992*Central Research Institute is located at Kasauli*The movie Raja Harishchandra was released in the year 1913*The first Indian Prime Minister to resign from office was Morarji Desai*The largest railway bridge in India is Sone Bridge,Bihar*The largest dome in India is the Gol Gumbaz,Bijapur*Air Force Day is celebrated on October 8*Indian Military Academy is located at Dehradun*The postal department was set up in India in the year 1854*Navy day is celebrated on 4th December*NABARD was established in the year 1982*Koradi Thermal power Station is located at Maharashtra*PTI stands for Press Trust of India*Rail Coach Factory is located at Kapurthala*The constitution of India was adopted on 26-11-1949*The constitution of India became effective on 26-1-1950*Mrinalini'was written by Bankim chandra Chatterjee*Panipat is popularly known as Weaver CityWhat are BASEL Banking Norms ?=================≠=========? Basel is a city in Switzerland which is also the headquarters of Bureau of International Settlement (BIS).?? BIS appointed a committee to supervise and to set some standards. Currently there are 27 member nations in the committee.?? Basel guidelines refer to broad supervisory standards formulated by this group of central banks- called?the Basel Committee on Banking Supervision (BCBS).?? The Guideline issued by this committee which mainly focuses on risks to banks and the financial system are called Basel accord.? The purpose of the accord is to ensure that financial institutions have enough capital on account to meet obligations and absorb unexpected losses. India has accepted Basel accords for the banking system.?BASEL-I :? BCBS introduced capital measurement system called Basel capital accord in 1988, also called as Basel 1.? India adopted Basel 1 guidelines in 1999.? This Accord focused almost entirely on credit risk.? It defined capital and structure of risk weights for banks. The minimum capital requirement was fixed at 8% of risk weighted assets (RWA).? RWA means assets with different risk profiles.?BASEL-II :? In 2004, Basel II guidelines were published by BCBS, which were considered to be the refined and reformed versions of Basel I accord.? The guidelines were based on three parameters.o Minimum Capital Requirement of 8 percent of RWA.o Supervisory Review processo Market Discipline? Banks were needed to develop and use better risk management techniques in monitoring and managing all the three types of risks that is credit and increased disclosure requirements.?? Basel II norms in India and overseas are yet to be fully implemented.BASEL-III :?? Basel III guidelines were released in 2010.? These guidelines were introduced in response to the financial crisis of 2008.? It is set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector.? These measures aims to :o improve the banking sector's ability to absorb shocks arising from financial and economic stress, whatever the sourceo improve risk management and governanceo strengthen banks' transparency and disclosures.? The Basel III which is to be implemented by banks in India as per the guidelines issued by RBI from time to time, will be challenging task not only for the banks but also for GOI. It is estimated that Indian banks will be required to rais Rs 6,00,000 crores in external capital in next nine years or so i.e. by 2020***List of Some Technology Based Full Forms***------------------------------------------------------------GPRS–General Packet Radio Service ( GPRS Core Network )3G–Third GenerationGPS–Global Positioning SystemUMTS–Universal Mobile Telecommunications System (UMTS)HSDPA–High- Speed Downlink Protocol AccessGSM–Global System for Mobile Communications ( GSM )EDGE–Enhanced Data rates for GSM Evolution (edge org )IMEI–International Mobile Equipment Identity (dial *#06# to know your mobile IMEI number) ( Track IMEI )IVRS–Interactive Voice Response SystemCDMA–Code Division Multiple AccessRAM–Random Access MemoryROM–Read Only MemoryMIME–Multipurpose Internet Mail ExtensionsSMTP–Simple Mail Transfer Protocol ( SMTP Website )IMAP–Internet Message Access Protocol ( IMAP Website )HTTP–Hypertext Transfer Protocol...***Important short forms***====================International Atomic energy agency - IAEAIndian Council of Agricultural Research - ICAR.North East Local Services Improvement Project - NELSIP.Centre for Earth Science Studies.- CESS.?National Institute of Plant Health Management - NIPHM.United Nations Convention of the Law of the Sea.- ITIOS.Cabinet Committee on Economic Affairs - CCEASocio-Economic Caste Census.- SECC.?National Rural livelihoods Project - NRLPNational Rural Livelihoods Mission.- NRLMNational Health mission – NHMImp Top 25 Confusing General knowledge Questions______________________________________________1. Which is the most abundant metal present in earth's surface ?Answer: Aluminum2. Which is the most abundant metal present in earth ?Answer: Iron3. Which country has the oldest National Flag ?Answer: Denmark4. which country has the oldest national anthem ?Answer: Japan5. Where is National Defense College situated ?answer: New Delhi6. Where is National Defense Academy (NDA) situated ?answer: Khadakwasla (Pune)7. Where is Indian Military Academy situated ?answer: Dehradun8. Who is the First American president who won the Nobel Prize ?Answer: Theodore Roosevelt9. Who is the First Russian president who won the Nobel Prize ?Answer: Mikhail Gorbachev10. Which is the largest lake in the world ?answer: Caspian Sea11. Which is the Largest Fresh Water Lake in the world ?answer: Lake Superior12. Which place is known as land of rising sun ?Answer: Japan13. Which place is known as land of setting sun ?Answer: still confused, did you know the answer ?14. Which place is known as land of midnight sun ?Answer: Norway15. Heart and soul of the constitution ?answer: Article 3216. Necessary evil in the Constitution ?answer: Article 2217. Who discovered the Harappan site Lothal ?Answer: S.R.Rao18. Who discovered the Harappan site Kalibangan ?Answer: A. Ghosh19. Who translated Arthashastra in to English ?Answer: R. Shamasastry20. Who translated Bhagavad Gita in to English ?Answer: Charles Wilkins21. Who translated Manusm?ti in to English ?Answer: William Jones22. Who translated Gita Govinda in to English ?Answer: William Jones23. Who translated Abhinjana Shakunthalam in to English ?Answer: William Jones24. Who is the First president of Chinese republic ?answer: Sun Yat-Sen25. Who is the First Chairman of Chinese republic ?answer: Mao Tse-tung--Rajiv Gandhi Khel Ratna1991–92 —Viswanathan Anand (Chess)?1992–93— Geet Sethi (Billiards)?1993–94 —Not Conferred1994–95— Cdr. Homi D. Motivala & Lt. Cdr. P. K. Garg (Yachting)1995–96— Karnam Malleswari(Weightlifting)?1996–97— Nameirakpam Kunjarani(Weightlifting),Leander Paes(Tennis)?1997–98— Sachin Tendulkar(Cricket)?1998–99— Jyotirmoyee Sikdar(Athletics)?1999–2000— Dhanraj Pillay (Hockey)?2000–01— Pullela Gopichand(Badminton)?2001–02— Abhinav Bindra(Shooting)?2002–03— Anjali Ved Pathak Bhagwat(Shooting), K. M. Beenamol(Athletics)?2003–04— Anju Bobby George(Athletics)?2004–05— Lt. Col Rajyavardhan Singh Rathore(Shooting)?2005–06— Pankaj Advani (Billiards and Snooker)?2006–07— Manavjit Singh Sandhu (Shooting)?2007–08— Mahendra Singh Dhoni (Cricket)?2008–09— Mary Kom (Boxing),Vijender Singh (Boxing),Sushil Kumar (Wrestling)?2009–10— Saina Nehwal (Badminton)?2010–11— Gagan Narang (Shooting)?2011–12— Vijay Kumar (Shooting), Yogeshwar Dutt (Wrestling) 2012–13— Ronjan Sodhi (Shooting)--**Some important Affairs To Keep In Mind***~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Who was the Chief Guest at the India's Republic Day Celebrations 2014?Shinzo AbeWhich country will host the Commonwealth Games in 2018?AustraliaUnion Government on 22 Jan 2014 announced launch of LPG portability across .............. districts in India?480Eyeing on the upcoming Lok Sabha polls, the UPA government on 20th Jan 2014 accorded minority status to which community?JainsReserve Bank of India (RBI), on 22 January 2014, warned that notes issued before which year will be withdrawn by 31 Masrch 2014?2005Which Indian dairy cooperative on 21 January 2014 launched its “Any Time Milk” (ATM) vending machine to dispense milk on 24X7 basis?AmulWho became the youngest person in the world to trek to the South Pole at the age of 16 on 18 January 2014?Lewis ClarkeWho has retired as Deputy Governor of the Reserve Bank of India (RBI) on 20 January 2014?Anand SinhaKapurthala recently got world's second and nation's first 'Climate Change Theatre' which is meant to educate people on climate change. Kapurthala is in which State?PunjabWho among the following has won TheHindu Prize for Best Fiction 2013?Anees SlimAs per the Index of Economic Freedom 2014, which among the following is the country /territory with highesteconomic freedom?Hong KongCurrently, which among the following nations holding the number one position in the FIFA ranking?SpainIndia’s only and first hospital for fish will come up in which of the following states?Kerala - KochiName the India-American,who hasbeen elected a foreign member of the Chinese Academy of Sciences, recently?Subra SureshRecently, which among the followinghas announced the launch of “Academia Accelerator” programme which is aimed atbuilding a deep and long-term association between industry and academia?Microsoft********GK questions for SSC Exam********1. Who is the founder of Agra?Answer: Sikander Lodi2. The founder of Vijayanagar:Answer: Harihara I3. Who founded the city of Siri?Answer: Alauddin Khilji4. The city of Daulatabad was founded by:Answer: Muhammad Bin Tughlaq5. Dinpanah was founded by:Answer: Humayun6. The city of Allahabad was founded by:Answer: Akbar7. The city of Jahanpanah was founded by:Answer: Muhammad Bin Tughlaq8. The founder of Kolkata:Answer: Job Charnok9. Who founded Ajmer?Answer: Ajayaraja10. The founder of Gangaikondacholapuram?Answer: Rajendra Chola I11. The city of Shahjahanabad was founded by:Answer: Shah Jahan12. Founder of Fatepur Sikri:Answer: Akbar~*~ SHANTI SWARUP BHATNAGAR AWARDS 2013 ~*~*****************************************Eight scientist were selected for 2013 Shanti Swarup Bhatnagar Prize for science and technology on the occasion of CSIR Foundation Day celebration here today at Vigyan Bhawan. Their names discipline-wise are as under:≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈1. Biological Sciences — Dr Sathees Chukkurumbal Raghavan (Department of Biochemistry Indian Institute of Science (IISc), Bangalore)2. Chemical Sciences — Dr Yamuna Krishnan (National Centre for Biological Sciences (TIFR) UAS-GKVK, Bellary Road, Bangalore)3. Earth, Atmosphere, Ocean & Planetary Sciences — No Award4. Engineering Sciences — Dr Bikramjit Basu (Materials Research Centre Indian Institute of Science (IISc), Bangalore), Dr Suman Chakraborty (Department of Mechanical Engineering Indian Institute of Technology (IITKgp), Kharagpur)5. Mathematical Sciences — Dr Eknath Prabhakar Ghate (School of Mathematical Sciences Tata Institute of Fundamental Research (TIFR) Homi Bhabha Road, Colaba, Mumbai)6. Medical Sciences — Dr Pushkar Sharma (National Institute of Immunology (NII) Aruna Asaf Ali Marg, New Delhi)7. Physical Sciences — Dr Amol Dighe (Department of Theoretical Physics Tata Institute of Fundamental Research (TIFR) Homi Bhabha Road, Colaba Mumbai), Dr Vijay Balakrishna Shenoy (Department of Physics Indian Institute of Science (IISc), Bangalore)≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈≈The Bhatnagar Prizes are given to scientists below 45 years of age, for their outstanding scientific contributions made primarily in India during the last 5 years preceding the year of the Prize. The SSB Prize comprises a citation, a plaque and a cash award of Rs.5,00,000/- (Rupees five lakh only), and are given to the recipients by the Prime Minister of India.SSC - LDC - Special =>> Miscellaneous CA-------------------------1. Who is known as India's Iron Butterfly?Answer :- Saina Nehwal2. Who has F1 German Grand Prix-2013?Answer :- Sebastian Vettal3. Energy Statistics is the annual publication of which organization?Answer :- Central Statistical Organization4. The Centrally sponsored 'Technology Up gradation Fund Scheme (TUFS) is related to which sector?Answer :- Textile sector5. Which country now allows women to divorce smoker husbands?Answer :- Saudi Arabia6. Who was the Indian Flag bearer in London Olympics 2012 ?Answer :- Sushil Kumar7. Name the malayali who appointed as Supreme Court Judge in Singapore?Answer :- Sundaresh Menon8. Who was the first gold winner of London Olympics 2012?Answer :- Yea Siling9. Which African country plans to bid for 2024 Olympics?Answer :- Nairobi10. When was the first time Women's boxing included as an Olympic sports?Answer :- 2012--International Sports organizations & their Heads1. Asian Football Confederation (AFC)—President - Zhang Jilong, China (2011–present)2. Confédération Africaine de Football (CAF) — President - Issa Hayatou, Cameroon (1988–present)3. Confederation of North, Central American and Caribbean Association Football (CONCACAF) —President - Alfredo Hawit, Honduras (2011–present)4. Confederación Sudamericana de Fútbol (CONMEBOL) —President - Nicolas Leoz, Paraguay (1986–present)5. Fédération Internationale des ?checs (FIDE) —President - Kirsan Ilyumzhinov, Russian Federation (1995–present)6. Fédération Internationale de Football Association (FIFA) — President - Sepp Blatter, Switzerland (1998–present)7. International Cricket Council (ICC) — President - Alan Isaac, New Zealand (2012–present)8. International Olympic Committee (IOC) —President - Thomas Bach9. International Paralympic Committee (IPC) —President - Philip Craven, United Kingdom (2001–present)10. International Rugby Board (IRB) —President - Syd Millar, Ireland (2003–present)11. Oceania Football Confederation (OFC) — President - Reynald Temarii, Tahiti (2004–present)12. Union of European Football Associations (UEFA) —President - Michel Platini, France (2007–present)--Social programmes1. Mahatma Gandhi Pravasi Surakhsa Yojana :- MGPSY ,a pension scheme for blue-collar Indian workers would be launched in the Gulf next month. Under the scheme, Government contributes?Rs.1,000 per annum for men and Rs. 2000 for women subscribers of MGPSY who save between Rs.1,000 and Rs.12,000 per year in NPS-Lite.?2. Centre launches skill development and job placement scheme 'Roshini' for rural youth and women in maoist affected 24 districts in 9 states.3. Rashtriya Swasthya Bima Yojna for BPL families in Assam: BPL families are availing medical benefits under this scheme.4. Mukhyamantri Yuva Swarozgar Yojana launched in Madhya Pradesh. For assisting youths of Madhya Pradesh to start theirown industries and businesses. Under the scheme, time-limit of one month has been fixed for disposal of loan cases by banks.5. Umeed a central social welfare scheme for poor rural womenlaunched in Jammu and Kashmir by Rahul Gandhi6. Govt launches schemes for free generic drugs at health centres: The initiatives, called 'Free Drug Service' and 'Free Diagnostics Service' under the National Health Mission: Gujarat Info Petro Ltd, a?subsidiary of Gujarat State Petroleum Corporation, has signed an agreement with Cason Engineering Plc, Hungary, in pursuantto the MoU signed during the Vibrant Gujarat Summit-2013, for a gas monitoring system.7. Golden Girl Scheme Launched in Andhra Pradesh to protect girl child and ensure her education. The sheme is limited to two children of each BPL family.8. Andhra Pradesh Launched ‘Amma Hastham’ Scheme, a welfare scheme named after Indira Gandhi ‘Amma Hastham’ as a Ugadi gift to the poor. This scheme is for supplying specified quantities?of 9 essential commodities in a packet just for Rs.185 to white card households.9. Dhanwantari Yojana in the healthcare sector - Madhya Pradesh10. “Priyadarshni Awaas Yojna” in Haryana state at Karnal to provide affordable housing facility to the people living in rural areas.11. Nitaqat scheme: India and Saudi Arabia for migrant labourers12. National Rural Livelihoods Mission (NRLM), aiming to eradicate poverty in villages by empowering women in the country.13. National Cyber Security Policy that aims to create a secure computing environment in the country.14. Government has revised wages under Mahatma Gandhi National Rural Employment Guarantee Scheme (MNREGS) from April 1 to factor in inflation. The maximum wage of Rs. 214 has been fixed for Haryana, and a minimum of Rs. 135 for thenortheastern States.15. The Direct Benefit Transfer (DBT) scheme for the LPG consumers, putting subsidy cash directly into the account of beneficiaries, launched in 20 districts with high Aadhaar card?The scheme is likely to be extended to the entire country.16. Janani Suraksha Yojana (JSY), which provides financial assistance to mothers for institutional deliveries.17. U.P started Ashirwad Bal Swasthya Guarantee Yojna NRHM.18. UP govt. launched unemployment allowance scheme.19. Madya Pradesh starts new scheme Sampark Setu.20. UP Government launched the Samajwadi Swasthya Seva in thestate.21. Haryana Govt. decides to implement e-pension scheme system22. Uttarakhand govt to strictly implement 'no work no pay' rule.?23. Uttar Pradesh CM Akhilesh Yadav launched free laptop scheme for intermediate pass.24. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) was launched in?Maharashtra.25. Nirmal Bharat Campaign had started in Sevagram, Maharashtra.26. In Haryana, to ensure that all the health facilities and services provided by Health Department are accessible to the people, a programme called “Rapid Appraisal of Programme Implementation in District”.27. Atal Jyoti scheme in Bhopal (MP) Under the scheme 24 hour power is supplied in the rural areas.Banking Ombudsman Scheme ~~*~~**********************************Q. What is the Banking Ombudsman Scheme?Answer:- The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995.?Q. Who is a Banking Ombudsman?Answer:- The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services.Q. Which are the banks covered under the Banking Ombudsman Scheme, 2006?Answer:- All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Scheme.?***Some Important General Awareness***--------------------------------------------------Which is the most safest card among Visa card , Master card and Maestro Card?Ans : Maestro CardWhich bank launched the Rupay card for the first time?Ans : Bank of IndiaWhat is the currency name of IMF?Ans : SDR (Special Drawing Rights)Expand FATF and what does it mean?Ans : FATF: Financial Action Task Force, it is used to put a hold on money supply to terrorist.What is the initial capital requirement of any Public sector company to register in SEBI?Ans : Five LacsWhat is the full form of FII?Ans : Foreign Institutional Investor.What is Term Money?Ans : Money which is borrowed from one bank to another for more than 15 days.G-20 meeting in 2014 is going to held in which country ?Ans : Brisbane, Australia.How many member does Organisation of Petroleum Exporting Countries (OPEC) has?Ans : Twelve Members.Which committee recommended NABARD and when was NABARD established?Ans : NABARD is recommended by Shiv Raman Committee and is established in 1982.Who is also known as Banker for the Bank?Ans : RBI.Which scheme is related to Financial Inclusion?Ans : Swabhiman Scheme.Who is the Chairperson of National Advisory Council (NAC)?Ans : Sonia Gandhi.Name the central Bank of United States of America?Ans : Federal Bank.What is the minimum and maximum fund transfer limit in National Electronic Fund Transfer (NEFT)?Ans : Their is no such limit of money transfer in NEFT.Q. What Is the Difference between Fiscal and Monetary Policy?Answer:- One of the differences between fiscal and monetary policy is that fiscal policy gives the direction of an economy while monetary policy controls the supply of money in the nation. Another difference is that while fiscal policy relates to the economic position of a nation, monetary policy focuses on the strategy of banks. Fiscal and monetary policies are vital to governments for decision BANK INTERVIEW QUESTIONS:--***************************1. Why do you want joining banking sector?Banking is one of the fastest growing sectors in India with more stable and high growth and more over providing wide range of career opportunities for graduates. So I want to take an opportunity to join in a bank.2. What is the difference between Cheque and Demand Draft?Cheque: Cheuqe is a negotiable instrument instructing a bank to pay a specific amount from a specific account held in the maker/depositor name with that Bank.Demand Draft: A demand draft is an instrument used for effecting transfer of money. It is a negotiable instrument.3. What is a Non-Banking Financial Company (NBFC)?A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property. A non-banking institution which is a company and has principal business of receiving deposits under any scheme or arrangement in one lump sum or in installments by way of contributions or in any other manner, is also a non-banking financial company (Residuary non-banking company).4. NBFCs are doing functions similar to banks. What is difference between banks & NBFCs ?NBFCs lend and make investments and hence their activities are akin to that of banks; however there are a few differences as given below:? NBFC cannot accept demand deposits;? NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself;? deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.5 . What is Private Banking?Banking services offered to high net-worth individuals. Private banking institution assists the high net-worth individual in investing his/her money in exchange for commissions and fees. The term "private" refers to the customer service being rendered on a more personal basis.6. What is BSBDA?Under the guidelines issued on August 10, 2012 by RBI: Any individual, including poor or those from weaker section of the society, can open zero balance account in any bank. BSBDA guidelines are applicable to "all scheduled commercial banks in India, including foreign banks having branches in India".All the accounts opened earlier as 'no-frills' account should be renamed as BSBDA. Banks are required to convert the existing 'no-frills' accounts’ into 'Basic Savings Bank Deposit Accounts'.The 'Basic Savings Bank Deposit Account' should be considered as a normal banking service available to all customers, through branches .The aim of introducing 'Basic Savings Bank Deposit Account' is very much part of the efforts of RBI for furthering Financial Inclusion objectives.7. What is BPS (Basis Points)?BPS (Basis point) : - BPS is an acronym for basic points is used to indicate changes in rate of interest and other financial instrument.1 BASIC POINT IS EQUAL TO 0.01%So when we say that repo rate has been increased by 25 bps, it means that the rate has been increased by 0.25%8. What is KYC?The Reserve Bank of India (RBI) has advised banks to follow ‘KYC guidelines’, wherein certain personal information of the account-openingprospect or the customer is obtained. The objective of doing so is to enable the Bank to have positive identification of its customers. This is also in the interest of customers to safeguard their hard earned money.The KYC guidelines of RBI mandate banks to collect three proofs from their customers. They are-? Photograph? Proof of identity? Proof of address9. What is Sub-prime crisis?The current Subprime crisis is due to sub-prime lending. These are the loans given to the people having low credit rating.10. What is Base Rate?It is the minimum rate of interest that a bank is allowed to charge from its customers. Unless mandated by the government, RBI rule stipulates that no bank can offer loans at a rate lower than BR to any of its customers.It is effective from, July 1, 2010. However, all existing loans, including home loans and car loans, will continue to be at the current rate. Only the new loans taken on or after July 1 and old loans being renewed after this date will be linked to BR.ENGLISH VOCABULARY?1. Diaphanous :-Meaning : TransparentUsage : A diaphanous door.2. Disport :-Meaning : to smileUsage : People disported themselves at the stage show.3. Dulcet :-Meaning : Sweet soundingUsage : I thought I recognized your dulcet tone.4. Despondency :-Meaning : hopeless, sadUsage : It is very difficult to come out from despondency after his father’s death.5. Didactic :-Meaning : a bitter; criticism in speck writingUsage : Launch a diatribe against the government.6. Exculpate :-?Meaning : Prove guiltlessUsage : The Supreme Court exculpated Sanjay Dutt from TADA Case.7. Encumber :-Meaning : to become burdenUsage : Travelling is difficult when you’re encumbered with heavy suitcase s.8. Extol :-Meaning : to praise highlyUsage : He was extolled as a hero.9. Effulgent :-Meaning : shinning brilliantlyUsage : The effulgent beauty.10. Ephemeral :-Meaning : short livedUsage : Ephemeral mosquitoes during the rainy season.ATM BUZZERS?1) First Bank to launch branch in foreign was "Bank of India" in 1946 in London UK.2) First bank to Introduce Credit card in India was Central Bank of India With "Central Card" 1980.3) First Bank to introduce Debit Card in India was Citi Bank In Bangalore in 19874) Barclays Incorporation was the first firm to bring the concept of ATM in the world on 27th June 1967 Via De La Ru in Enfield Town UK.5) John Shepherd Barron was the men with ATM and Cash Dispensing Machines Concept.6) HSBC introduced ATM for the first time in India in 1987.7) State Bank of India brought first ever floating ATM that will be in boats of Kerala.8) ATM @ highest point in world is at Thegu, Nathu la Mountain Pass at Sikkim.9) State Bank of India has most number of ATM's operating i.e. almost 30000.****Important General knowledge questions about United Nations Organization****1. When did UN charter signed ? Answer: 1945 June 262. Who coined the name United Nations Organization ? answer: Franklin D. Roosevelt3. Who signed UN charter for India ? Answer: Ramaswami Mudaliar4. Where is the head quarters of UN ? answer: New York5. When UNO came into existence ? Answer: 1945 October 246. UN day is observed on ? answer: October 24?7. What is the total number of member countries in United Nations Organization ?Answer: 193 (last one = South Sudan)8. Where is United Nations University situated ? answer: Tokyo?9. Where is United Nations Peace University situated ? Answer: Costa Rica10. How many languages are recognized by UN ? answer: 611. When did the Universal Declaration of Human Rights adopted by UN general Assemby ?Answer: December 10, 194812. Human Rights day observed on ? Answer: December 10* 13. Which day is declared as Malala Day by United Nations ? Answer: July 12**SOME IMPORTANT GK***------------------------------------1. The lady known as the “Grand Old Lady of Indian Nationalism” is: Answer: Sarojini Naidu2. The Konkan railway has been constructed between: Answer: Mangalore and Mumbai3. Panchasheel Agreement was signed between: Answer: India and China4. The first Governor General of Independent India is: Answer: Lord Louis Mountbatten5. The first Indian state formed on the basis of language: Answer: Andhra pradesh6. The woman first to be featured an an Indian stamp: Answer: Mirabai7. “Point Calimere” is a wild life and bird sanctuary situated in which Southern State of India?Answer: Tamil Nadu8. The district of Kerala which has no coast line: Answer: Kottayam9. Kerala Forest Research Institute is in:Answer: Thrissur10. The first novel in Malayalam:Answer: Kundalatha11. Periyar wild life sanctuary is situated in:Answer: Idukki12. The author of the biography “Wings of Fire”:Answer: A.P.J. Abdulkalam13. Who is called the “Second Ashoka”?Answer: Kanishka14. The boundary line between India and Pakistan is called:Answer: Radcliffe Line15. The year in which Doordarshan started Malayalam programmes in Kerala:Answer: 198416. The first lady to become the Chief Justice of Kerala:Answer: Sujatha Manohar..***SOME IMPORTANT INFORMATION***-------------------------------------------------1. What is the minimum age need to become a president?Answer: 352. What is the maximum age limit for the President ?Answer: no age limits3. What is the name of official residence of Indian president ?Answer: Rashtrapati Bhavan4. First president of India ?Answer: Dr. Rajendra Prasad5. Who is the first Muslim president of India ?Answer: Zakir Hussain6. Who is the first president to declare national emergency ?answer: Dr. S. Radhakrishnan7. Who is known as as Philosopher President of India ?Answer: Dr. S. Radhakrishnan8. Who is the first Indian president to die in office ?Answer: Zakir Hussain?9. Who is the youngest Indian president ?Answer: Neelam Sanjiva Reddy10. Who was the first president of India elected without opposition ?Answer: Neelam Sanjiva reddy.IMPORTANT GK*The pin code was introduced in India in the year 1972*In his last years,Ambedkar converted to Buddhism*The film actor who became the chief minister of Andhra Pradesh was N.T.Rama Rao*Satyajit Ray was awarded the Bharat Ratna in the year 1992*Central Research Institute is located at Kasauli*The movie Raja Harishchandra was released in the year 1913*The first Indian Prime Minister to resign from office was Morarji Desai*The largest railway bridge in India is Sone Bridge,Bihar*The largest dome in India is the Gol Gumbaz,Bijapur*Air Force Day is celebrated on October 8*Indian Military Academy is located at Dehradun*The postal department was set up in India in the year 1854*Navy day is celebrated on 4th December*NABARD was established in the year 1982*Koradi Thermal power Station is located at Maharashtra*PTI stands for Press Trust of India*Rail Coach Factory is located at Kapurthala*The constitution of India was adopted on 26-11-1949*The constitution of India became effective on 26-1-1950*Mrinalini'was written by Bankim chandra Chatterjee*Panipat is popularly known as Weaver CityGK QUESTIONS N ANSWERS?1. Which Indian scientist conferred with China's top science award ?Answer : CNR Rao2. Who is the winner of Ranji Trophy 2012-2013 ?Answer : Mumbai3. Which country recently test fired Hatf-9 (Nasr) missile ?Answer : Pakistan4. Who is the new Chairman of Lalit Kala Akademi ?Answer : Kalyan Kumar Chakravarty5. Who is the new President of Sahitya Akademi ?Answer : Dr. Vishwanath Prasad Tiwari6. Who is appointed as the next Permanent Representative of India to the United Nations ?Answer : Asoke Kumar Mukerji7. Who is the worlds oldest Marathon runner ?Answer : Fauja Singh8. Which actor won this year's Best Actor (in a Leading Role) Oscar ?Answer : Daniel Day-Lewis (Lincoln)9. Which actress won this year's Best Actress (in a Leading Role) Oscar ?Answer : Jennifer Lawrence (Silver Linings Playbook)10. Who won this year's Best Director Oscar ?Answer : Ang Lee (Life of Pi)11. Who is the first person to win Best Actor Oscar thrice ?Answer : Daniel Day-Lewis12. What is the theme of 2013 International Women’s Day ?Answer : A promise is a promise: Time for action to end violence against women13. New Governor of Nagaland ?Answer : Ashwani Kumar14. New Governor of Kerala ?Answer : Nikhil Kumar15. New Governor of Odisha ?Answer : S C JamirSome Important Banking Acts:-* Negotiable Instrument Act, 1881*The Bankers Books Evidence Act, 1891* The Reserve Bank of India Act, 1934* The Industrial Finance Corporation of India Act, 1948* The Banking Companies (Legal Practitioner Clients’ Accounts) Act, 1949* The Industrial Disputes (Banking and Insurance Companies) Act, 1949* The Banking Regulation Act, 1949* The State Financial Corporations Act, 1951* The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953* The Industrial Disputes (Banking Companies) Decision Act, 1955* The State Bank of India Act, 1955* The State Bank of India Act, 1955* The State Bank of India (Subsidiary Banks) Act, 1959* The Subsidiary Banks General Regulation, 1959* The Deposit Insurance and Credit Guarantee Corporation Act, 1961* The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970~||Short forms for competitive exams||~~----------------------------------------------------National Forum for People's Rights- NFPRNational Technical Advisory group on Immunisation - NTAGINational Institute of Nutrition - NINCashew Export Promotion Council of India - CEPCI.Atomic Energy Regulatory Board - AERBNational Thermal Power Corporation - NTPCMainline Electric Multiple Unit - MEMUInternational Civil Aviation Organization - ICAOForeignar Regional Registration Office - FRROChairman of Western Ghats Ecology Expert Panel (WGEEP) - Madav Gadgil.Lesbian, Gay, Bisexual, and Transgender - LGBT Community.All India Muslim Personel Law Board - AIMPLBNational Green Tribunal - NGTLawyers Environment Awareness Forum - LEAFNational Rural Health Mission - NRHMJoint Water Regulatory Board - JWRBIndian Institute of Mass Communication - IIMCNational Urban Health Mission - NUHMTelecom Regulatory Authority of india - TRAIAll India Democratic Women's Association - AIDWAIndian Sugar Mills Association.- ISMA...LATEST APPOINTMENTS IN THE WORLDAbdulla Yameen appointed as the new President of Maldives.2. Bill de Blasio - New York City's first Democratic mayor in two decades.3. Imomali Rakhmon Reelected as the President of Tajikistan4. Syed Jalil Abbas Jilani appointed New Pakistan's envoy to USA.5. Syed Ibne Abbas: New Pakistani envoy to India.6. Ms Tehmina Janjua: Pakistan's permanent representative (PR) for the United Nations in New York.7. Nawaz Sharif: New Pm of Pakistan8. Mamnoon Hussain - 12th President of Pakistan9. Miss World 2013: Megan Young from Philippines10. Obabiyi Aishah Ajibola of Nigeria - New World Muslimah 201311. Ibrahim Boubacar Keita: New Mali President12. Mulatu Teshome: New president of Ethiopia13. Hun Sen: New Cambodian Prime Minister14. Tony Abbott :New PM of Australia. He succeeded Kevin Rudd15. Nouri Abusahmain: Preseident of Libya16. Ali Zeidan: Libya PM (Prime Minister)17. Wael Nader Al-Halqi: Prime Minister of Syria.18. C.V. Wigneswaran - Northern Province CM of Sri Lanka.19. Satya Nadella (India-born) – New Microsoft CEO20. Roberto Azevedo - Head of W.T.O.21. New King of Belgium: Prince Philippe22. Samantha Power - US ambassador to United Nations.23. Susan Elizabeth Rice - National Security Adviser to Obama24. James Comey - next FBI Director of US.25. Staffan de Mistura - Italian Special Envoy to India.26. Dr. Christopher Briggs - Secretary General of the Ramsar Convention .27. Poonam Khetrapal Singh, first woman regional director of WHO28. Takehiko Nakao – new President of ADB29. Ashok Vemuri - the President and CEO of iGate Corporation.30. Puneet Talwar - the Assistant Secretary of State for Political Military Affairs by the US President Barack Obama.31. The new Argentine pope Jorge Mario Bergoglio (76) - new Pope becomes the 266th pontiff.32. Thomas Batch (Germany) - 9th President of IOC ( succeeded Jacques Rogge of Belgium.)33. Rangaswamy Srinivasan is the only Indian American re-nominated by Obama for the District of Columbia Circuit.34. Elbegdorj Tsakhia – New Mongolia president.35. Abdoulaye Bathily of Senegal - New Deputy Special Representative for the United Nations Multidimensional Integrated Stabilization Mission in Mali (MINUSMA).36. Satish Babu(Director, International Centre for Free and Open Source Software (ICFOSS)) – elected to 2014 Nominating Committee of the Internet Corporation for Assigned Numbers and Names (ICANN). .37. Hassan Rouhani – New Iran's seventh President38. Robert Mugabe – President of Zimbabwe39. Pak Lt Gen Maqsood Ahmed - UN military advisor40. Shinzo Abe - New PM of Japan.41. John Kerry- The secretary of state (US).42. Nicos Anastasiades - President of Cyprus .43. Hazem El-Beblawi - new Prime Minister of Egypt44. Khil Raj Regmi – New Prime Minister of Nepal45. Park Geun-hye - President of S. Korea (1st women president).46. Raul Castro - President in Cuba.47. New King of Netherlands: Willem-Alexander48. Enrico Letta – New PM of Italy49. Srikanth Srinivasan - first Indian-American judge in the U.S. Supreme Court50. Abdul Hamid- New Bangladesh President51. Elbegdorj Tsakhia new Mongolia President--------Pin code System In IndiaFirst Digit—Region— States Covered1— Northern- Delhi, Haryana, Punjab, Himachal Pradesh and Jammu & Kashmir2— Northern- Uttar Pradesh and Uttaranchal3— Western- Rajasthan and Gujarat4— Western- Maharashtra, Madhya Pradesh and Chattisgarh5— Southern- Andhra Pradesh and Karnataka6— Southern- Kerala and Tamil Nadu7— Eastern- West Bengal, Orissa and North Eastern8— Eastern- Bihar and Jharkand9— APS- Army Postal Service***General Knowledge Questions and Answers***-------------------------------------------------------------1. Smallest unit of life? Answer: Cells2. Longest cell? Answer: Nerve3. The largest human cell?? Answer: Ovum?4. The largest cell in the world? Answer: Ostrich egg5. The physical basis of life? Answer: Protoplasm?6. Building blocks of all living body? Answer: Cells7. Who is considered to be the Father of Cytology? Answer: Robert Hooke?8. Cells was discovered by? Answer: Robert Hooke?9. Plant cell was discovered by? Answer: M.J Schleiden?10. Animal cell was discovered by? Answer: Theoder Schwann11. The ability of a cell to form a complete organism is called? Answer: Totipotency?12. Plant cells differ from animal cells in having? Answer: Cell wall13. The most abundantly occurring component of the cell wall? Answer: Cellulose?14. Energy is stored in the mitochondria as? Answer: ATP (Adenosine Triphosphate)?15. ATP synthesis takes place in? Answer: Mitochondria?16. Universal biological Energy currency? Answer: ATP17. ‘Power house’ of the cell? Answer: Mitochondria?18. Chemical factories of the cell? Answer: Mitochondria?19. Smallest cell organelle? Answer: Ribosome?20. Cell organelle which is known as ‘Suicidal bags’? Answer: Lysosomes?21. Disposal unit of a cell? Answer: Lysosomes ....8 KEY POINTS FOR A SUCCESSFUL INTERVIEW***************************************1. SMILE :-This is the essential prerequisite to any communication in the professional world as in everyday life.2. BE SHORT :-All recruiters will ask you to summarize your profile and experiences. Present your point briefly and in relation to the proposed position.3. START FROM THE BEGINNING :-Speak about your initial education, it is a small but important point. Then talk about your experience from past to present.4. EXPLAIN YOUR CHOICES :-Why you chose your university education, your first job. For each change, explain "why you left" and "why you chose your new employer".5. SPEAK OPENLY :-About what you have gained from each experience, project, … both personally and professionally.6. BE SPECIFIC :-About what motivates you. The situations, products, environments, personalities, etc. And explain why.7. UNDERSTAND :-About the position that is to be filled. Ask the key questions in the first interview. Ask the more detailed questions in the following interviews.8. BE NATURAL AND SINCERE :-And Smile again, this is the end of the interview..!!**Some IMP Current Affairs to Remember***--------------------------------------------------------1. Which rail tunnel connecting the European and Asian parts of Turkey has recently been opened?Answer: Marmaray Tunnel. It is the deepest Undersea Immersed Tube Tunnel ever built.2. Which Indian won the election to the United Nations Board of Auditors?Answer: Sashi Kant Sharma, He is presently the Comptroller and Auditor General of India.3. Which Indian has been crowned ‘Miss Asia Pacific World 2013’?Answer: Srishti Rana4. Who is appointed as India’s next ambassador to Russia?Answer: P.S Raghavan5. Who became the third cricketer in the world to score a double century in one day internationals?Answer: Rohit Sharma.6. Who was selected for this year’s Ezhuthachan Puraskaram?Answer: M.K Sanu7. Who is the currently ranked No.1 batsman in One Day Internationals?Answer: Virat Kohli8. National Education Day was observed on:Answer: November 11, It is the birthday of Maulana Abul Kalam Azad, independent India’s first Union Minister for Education.9. India will host Men’s Hockey World Cup in:Answer: 201810. Who won Miss Universe 2013 title?Answer: Gabriela Isler (Venezuela)11. The new sign language translator developed by Microsoft that converts signs into spoken and written language and vice versa?Answer: KINECT12. The aircraft carrier which was commissioned into the Indian Navy after refurbishment and upgradation in Russia?Answer: INS Vikramaditya13. Who was sworn in as the new president of the Maldives?Answer: Abdulla Yameen.14. National Press Day was observed on:Answer: November 16.15. Which country is to host the next Commonwealth summit in 2015?Answer: Malta..?ECONOMIC CURRENT AFFAIRS JAN-FEB 2014 MONTHS?*********************************************1. Government has approved increase in FRP for sugarcane by 10 rupees per quintal for 2014-15 to 220 rupees per quintal from 210 rupees per quintal.2. Tea Production of India rose by 6.5 percent in 2013: Indian Tea Association3. Economic growth for 2012-13 lowered to 4.5 percent from 5 percent estimated earlier4. Federal Aviation Administration of the US downgraded the safety ratings of Indian aviation on 31 January 2014 from top to the second category.5. Union Cabinet approved the second phase of Bangalore Metro Rail Project (Namma Metro) to improve public transport system in the city.6. CCI has ordered a fresh probe into state-run miner Coal India and its subsidiary for alleged abuse of dominant market position in fuel supplies.7. Internet user base in India projected to reach 243 million by June 2014: IAMAI8. Agriculture Ministry has issued detailed guidelines and strategy for implementation of National Mission on Oilseeds and Oil Palm.9. India overtook Japan to become the third largest crude oil importer in the World.10. US Chamber of Commerce released the International Intellectual Property (IP) Index11. India Inclusive Innovation Fund (IIIF) launched by National Innovation Council and the Ministry of Micro, Small and Medium Enterprises12. EGoM has approved a SUC of 5 percent of the annual gross revenue on all new airwaves that will be acquired in auction.13. RBI raised the Repo rate under LAF by 25 basis points from 7.75% to 8% and kept the CRR of scheduled banks unchanged at 4% of NDTL.14. The Reserve Bank of India (RBI) issued guidelines for loans restructured by non-banking finance companies (NBFCs) on 23 January 2014.15. Finance Ministry approved a proposal to provide minimum monthly pension of 1000 rupees to workers of organised sector under (EPS-95).16. The Reserve Bank of India (RBI) has decided to withdraw all currency notes issued prior to 2005 from circulation on 21 January 2014.17. SEBI has asked depositories to formulate information technology panels at board level with a view to strengthen IT governance framework of systems.18. Ratings and Research firm CRISIL released its Indian Economic Forecast for 2014-15 on 21 January 2014.19. World Economic Outlook projected India’s Economic Growth at 4.5 percent for 2013-14.20. CCEA approved sale of the Government’s residual stakes of Hindustan Zinc worth 16500 crore rupees. Government holds 29.5% stakes of the company.21. RBI panel suggested that a new consumer price index should be adopted. It has set an inflation target at 4 percent, with a band of (+/-) 2 percent.*~~ Banking Ombudsman Scheme ~~*~~**********************************Q. What is the Banking Ombudsman Scheme?Answer:- The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995.?Q. Who is a Banking Ombudsman?Answer:- The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services.Q. Which are the banks covered under the Banking Ombudsman Scheme, 2006?Answer:- All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Scheme.?Memory Measurement!!!!!!!!!1 Bit = Binary Digit8 Bits = 1 Byte1024 Bytes = 1 Kilobyte1024 Kilobytes = 1 Megabyte1024 Megabytes = 1 Gigabyte1024 Gigabytes = 1 Terabyte1024 Terabytes = 1 Petabyte1024 Petabytes = 1 Exabyte1024 Exabytes = 1 Zettabyte1024 Zettabytes = 1 Yottabyte1024Yottabytes = 1 Brontobyte1024 Brontobytes = 1 Geopbyte1024 Geopbyte=1 Saganbyte1024 Saganbyte=1 PijabyteAlphabyte = 1024 PijabyteKryatbyte = 1024 AlphabyteAmosbyte = 1024 KryatbytePectrolbyte = 1024 AmosbyteBolgerbyte = 1024 PectrolbyteSambobyte = 1024 BolgerbyteQuesabyte = 1024 SambobyteKinsabyte = 1024 QuesabyteRutherbyte = 1024 KinsabyteDubnibyte = 1024 RutherbyteSeaborgbyte = 1024 DubnibyteBohrbyte = 1024 SeaborgbyteHassiubyte = 1024 BohrbyteMeitnerbyte = 1024 HassiubyteDarmstadbyte = 1024 MeitnerbyteRoentbyte = 1024 DarmstadbyteCoperbyte = 1024 RoentbyteQ. What is the difference between stocks and shares ?Answer:- The stock of a company is sold in units called shares. A share is a unit of ownership, or equity, in a company or a corporation. Shares are one of the most traded financial instruments.If you buy a share of a company, you are buying a piece of the company. When you own more than one share in a company or several companies, these are called stocks, because "stock" generally refers to a portfolio of shares.On the stock markets, shares are also referred to as equities — if you see the term "equities trading", it is exactly the same as share trading.The person who buys shares in a company is called a shareholder and has a claim on part of the corporation's assets and panies divide their capital into equal units and sell these on the stock market as a means of raising capital for its expansion, rather than borrowing the funds from the banks.Stocks and shares are traded in various stock markets all over the puter Basic General Knowledge Questions~~~-----------------------------------------------------------------1. Father of supercomputer is:Answer: Seymour Cray2. Father of Computer Science is:Answer: Alan Turing3. First Cyber police station established in India was at:Answer: Bangalore4. Internet controlling in India is by:Answer: Videsh Sanchar Nigam Ltd.5. Name the first Supercomputer in the world?Answer: The CDC 6600, released in 1964, is generally considered as the first supercomputer.6. RAM stands for:Answer: Random Access Memory7. CPU stands for:Answer: Central Processing Unit8. WAP stands for:Answer: Wireless Application Protocol9. Compact Disc (CD) invented by:Answer: James T. Russell10. Computer Programming Language 'C' introduced by:Answer: Dennis Ritchie..Money is a thing that is usually accepted as payments for goods and services as well as for the repayment of debts.TYPES OF MONEY----modity money --commodity money is derived from the commodity out of which it is made.The commodity itself represents the money,and the money is the commodity.For instance,commodities that have been used as medium of exchange include Gold,Silver,large stones etc.2.Representative Money--It is the money that represents token coins,or any other physical token like certificates,that can be reliably exchanged for a fixed amount/quantity or a commodity like Gold or Silver.3.Fiat Money--Fiat money ,also known as Fiat currency is the money whose value is not derived from any intrinsic value or any guarantee that it can be converted into valuable commodity(like Gold).Instead it derives value only based on government order(fiat)mercial Bank Money--Commercial bank money or the demand deposit are claim against financial institutions which can be used for purchasing goods and services.5.Narrow and Broad Money--Money supply, like money demand,is a stock variable.The total stock of money in circulation among the public at a particular point of time is called money supply.RBI publishes fig. of four alternative measures of money supply,viz .M1,M2,M3 and M4.M1 and M2 are known as narrow money and M3and M4 are known as broad money.These gradations are in decreasing order of liquidity.M1 is most liquid and easiest for transactions whereas M4 is least liquid of all..M3 is most commonly used measure of money supply.It is also known as aggregate monetary resource.?????? ????? ???????? ?????????? ???? ????? ???????? ??????????????????? ???? ???????????? ???????? ??? ???????? ?????? 225 ?????????? ?????????? ?????????? ?????? ????????????????? ??????? ??????????? ???????????????? ????????? ????? ??????? ???? ????????????????????? ???????? ???????? ????????? ????????? ????? ????? ??????????????? ???? ????????????????? ????? ??? ???? ??????????????? ????????? ???? ????????? ???????????????????? ??????????? ??????????? ????10????????? ????? ?????????????????? ????? ???.???.?????????????????? ??????? ???????????????? ???????? ??????? ????? ??????????????? ????????? ?????????? ??????????? ???????????????? ???????? ??????? ??????? ???? ?????????? ???????????? ?????? ???? ???????? ?????????????? ?????????????????????? ??????????????? ?????????????? ??????? ???????? ???? ???? ???????????? ???????? ?????? ????????????????? ?????????????? ???????? ????????? ??? ???????? ?????? ???? ???? ?????????? ??????????? ??????????? ?????? ???????? ??????? ????? ?????????? ????? ???????? ??????? ????????? ????? ??????????????????????????????? ????????? ?????? ??:?? ?????????? ???????????????? ???? ???????????? ????????????? ????? ??????????????????? ????????? ????? ?????????? ???????? ???????????????? ?????? ????? ???????, ???????? ??????????????? ????????? ???????? ??????? ???? ????????????????????? ??????????? ???????? ?????? ??????? ?????????????? ?????????????????? ???????? ???????? ???????? ???????? ??????? ??????????????? ???????????????????? ????????? ?????? ????????????? ????????????? ???? ???? ???????????? ??????? ???? ??????? ??????????? 1556???????? ??????? ??? ???? ???? ???? ?????????????????????? ??????? ???? ???? ?????????????? ?????? ?????? ??????????? ??????? ???????? ?????? ???? ?????????????? ?????? ???????????? ??????? ????? ???? ??????????????? ?????? ???????????? ?????????? ???????? ???????????? ???? ??????, ??????????, ??????, ?????????, ?????, ???????, ???? ????, ?????????????????? ?????? ???????? ?????? ???????? ?????????? ?????? ?????????? ???????? ????????????????? ?????? ?????? ???????? ?????? ?????? ???? ??????????????? ?????? ?????? ??????? ??????? ???? ??????????? ?????? ????? ??????????????? ????? ???? ??????? ???????????????????? ???? ?????????? ????? ???????? ????????? ????? ??????? ??????????.??.??????? ??????? ??????? ????? ???? ??????? ?????????? ?????????????? 1971???????? ??????? ?????????? ?????????? ??????????? ?????????????? ?????????? ??????????? ?????? ?????????? ???????????????? ???????? ????????? ????? ????? ???????????????????? ?? 31??? ?????? ????? ????? ???????????????????? ?????? 2????????? ??????? ???? ???? ???? ???????????????? (2500?????? ??????? ????????? ?????)??? ?10?? ????? ????? ???????????????????? ?????? ?????????? ?????????? ?????????? ??????????? ?????????????????? ?????? ?????? ??????????? ??????????????????? ?????? ???????? ???????????? ???? ???????????? ????????? ????????? ?????????????????? ???????? ???????? ???????? ??????????????????????? ?????? ???????? ?????????? ????? ???????? ???? ???????????? ?????? ???? ?????? ?????? ?????? ??????? ???? ?????? 1997???? ??????????? ????????? ???????? 1962?? ????? ???????? 20?? ???????????? ????? ???????? ?????????? ????? ?????? ???????????????????? ????? ????? ?????????? ????? ???????????????????? ?????????? ????????? ????? ????????? ??????????? ???????? ?????????????? ????? ???????????????? ?????? ?????????????? ??????? ???? ????? ???? ?????????????? ?????? ???? ???? ?????? ????????? ?????????? ?????????? ????????? ???? ???????? ??????????????????? ?????????????? ?????? ???? ??????????? ??????? ???????? ??????????????? ??????? ??????????? ?????????????? ????? ???? ???????????????? ????? ?????? ?????? ??????? ?????????? ????? ??????? ???????????????? ???? ???????????????? ???????? ???????????? ???? ???? ??????? ?????????? ?????? ???????????? ??????? ????? ??????? ????? ???????? ???? ????????????????????? ??? ?????? ?????? ???? ????????????, ????????????????????? ?????? ??????????? ????????? ??????? ????????????? 20??? ???????????????? ???????? ?????????? ??????????? ???????????????????? ??? ?????? ????? ???? ???? ?????????????? ?????? ???? ???? ?????? ???????????????? ?????? ???????? ????? ???????? ????? ?????????? ???????????????? ?????? ??????????????? ??????? ????????????? ???????? ??????? ????????? ??????? ????????????????????? ?????? ???????????????? ?????? ???? ?????????????? ????????? ???????????????????? ??????? ?????? ????????? ????? 1632 ????? 1648 ??? ?????? 16 ???????? ??????????????????? ??????? ????????? ?????? ??????? ??????? ?????????? ????????? ?????????????? ???????? ?????? ????????? ????????????? ?????? 22000 ???????????? ???? ??????? ?????? ??????? ??????? ???????? ??????????? 3600 ?????????? ???? ??????????????? ?????????? ??????? ???? ??????????? ??????????????? ?????? ???? ??? ??? ????? ?????????????? ??? ??????????????? ??? 26 ?????????????????????? ???? ?????????????? ??????????????? ????????????? ?????????? ??????????? ???????????????????? ???????????????? ????? ???????????????? ??????? ?????? ??????????? ????? ?????????????? ???????????? ??? ??????? ?????? ????? 8 ??????????? ????????????? ???? ???? ??? ???? ???? ??????????? ???????? ?????? ??.?? ????????? ????? ?????????? 250 ??.??????????? ?????? ???????????? ??????? ???????????????? ??????????????? 11 ????????????????? ??? ??? ???? 26?????????? ???? ?????? ?????????? ????? ????? ???????????????? ?????? ????????????? ????????? ????? ?????? ????????????? ????????? ????? ???????????? ???? ????? ?????????????????? ????????????????? ????????????????? ????????????? ???????????? ?????? ????????????????????? ???? ???????? 1948?????????? ????? ?????????? ?????? (??????) ??????????? ????????? ????? ?????????????????? ???? ????? ??????? ????? ????? ?????????????? ???????? ??????? ????????????????????? 1971?????? ??????????? ???? ??????? ?????????? ???????? ??????????????? ???? ???? ??????? ?????? ??? ???????? ?????????????????? ???? ????????????? ?????????? ???? ??????????? ??????? ?????????????? ??????? ????? ??????????????? ????? ???????????????????? ???????? ?????? ????????????????? ????????????????? ?????? ?????????? ????? ???????????????????? ?????? ????? ????????? ???? ????????, ???????????????10?? ?????? ?????? ?????? ??????????? ???????10?????????????????? ?????????? ????????????? ???????? ?????????????????? ????? ?????????????????? ???????????? ??????? ??????????? ??????????? ???? ????????? ??????? ???? ??????????? ??????? ???????????? ???????? ?????? ??????????????? ??????????? ??????????????? ?????????? ??????? ???? ???????? ??????????? ?????????? (???????)??????????????? ?????? ?? ????????? ???????? ????? ??????????????? ?????????????? ???????? ??????????? ????????? ????? ??????????????????????? ?????? ??????? ??????????? ????????????????????? ???????? ????????? ?????? ??? ??????? ???? ??????????? ????? ????????? ??? ??????????????????? ????? ???? ????? ????????? ???????????????????????????? ???????????? ?????? ???????? ????????????? ????? ???????????? ???? ????? ????????????? ???? ???????? 1906?? ????????????????????? ????????? ????????? ??? ?????????? ?????? ??????? ?????????????????? ???? ???????? ?????? ????? ????????????? ????????????? ?????????????????? ????? ???????????? ?????????.?.?? ?????????? ??????????? ??????????????????????? ???????????? ?????? ???? ????? ?????????? ?????????????? ???? ???????????????? ??? ??? ???????? ?????????????????? ??????? ???? ????????????????????? ????? ?????? ?????????????? ??? ????????????? ?????????? ????????? ?????? ??????????????????? ??????????????????? ???? ?????????? ???????? ????????? ????? ?????????? ?????? ??????????????? ???????? ???????????? ????? ??????, ????????????????, ???????????????? ????????? ????? ????? ?????? ???????? ?????? ?????? ??????????? ???? ?????????????????????? ???? ????????? ???? ???????? ???;??????????? ???????? ?????? ???????????????? ?????????? ?????????????? ????? ??? ???? ????????????? ???????????????? ????? ????? ???????? ?????????????? ??????? ????? ???????????? ????????? ????? ??????????? ??????????????? ???? ????????????? ??????????? ????? ?????????????????????? ???????????? ???????? ???? ??????? ?????? ????? ?????? ????? ??????????????? ???????? ??????? ??????????? ?????? 1300 ??.??????????? ?????? ??????? ???? ??????????, ?????????, ????????????????? ????? ????? ??????????????????? ???? ????? ??????????????? ?????? ?????? ??????????? ??????????? ????????????? ????? ?????? ?????? ??????????? ?????????????????????? ????? ?????? ?????? ??????????? 1971?????? ????????? ?????????? ??????????? ????????????????? ???????? ????? ??????????????? ?????? ????? ??????? ????????????????????? ???????????? ??????? ???????????? ????? ????????????????????? ???? ??????????? ????? ??????????? ????? ???????????? ?????????????? ????????? ????????????? ????? ??? ???? ?????????????? ??? ????? ??????????? ????? ??????????? ???? ???????????? ???? ??????? ???? ??? ???? ???????????????????.?? ????? ??????? ???????????????????? ???????? 24????? ?????? ?????? ????? ?????????? ???? ???????????? ??????? ????????? ?????????? ????? ???????? ????????? ??????????? ?????????? ???? ???? ???? ???????????????????????? ??????? ????? ????? ???????? ??????? ????? ?????? ???????????????? ?????????? ???????? ????????? ????? ???????? ??????????????????? ????? ??? ???? ??????????? ????????????????? ??????? ?????????? ???? ???? ????????? ????????? ??????????????? ?????? ???????????????? ?????? ????? ??????? ???????????????? ?????? ???????????? ????? ?????????????????? ?????? ????????????? ?????? ???????????????? ????? ?????? ???? ???? ???????????? ?????????????????? ???? ????????????????? ???????? ????? ?????????? ?????? ????? ????????? ??????? ????????? ???? ???????????? ?????????? ???? ???? ???????????? ???????????? ????????? ??????????? ?????? ???????? ??????? ?????? ?????????????????? ????????????? ??????? ??????????? ??????? ????? ????????? ??????????? 1867???? ????????? ???? ???????? ??????? 1028??????? ??? ?????? ?????? ??????? ???? ??????? ???????????? ??????????????? ????????????? ????? ???????? ??????? ?????????????? ??????????? ????? ????????? ??????????????? ???????? ??????? ????? ????? ???? ???????????? ??????????? ????????????????????? ???? ????? ??????????????? ????? ??????????????????? ?????????? ????? ????? ????????????????????? ??????? ????? ??????????????? ????? ????? ?????????????????????? ?????? ???? ????? ?????????????????? ???????????? ????? ?????????? ????? ???????????1815?? ??????????? ?????????? ?????? ???????? ???????????????? ?????? ????????Classical Dances of India:Bharat Natyam – Tamil Nadu;Bihu – Assam;?Bhangra – Punjab;?Chhau – Bihar, Orissa, W. Bengal and Jharkhand;Garhwali – Uttaranchal;Garba – Gujarat;Hattari – Karnataka;Kathak – North India;Kathakali – Kerala;Kutchipudi – Andhra Pradesh;Khantumm – Mizoram;Karma – Madhya Pradesh;Laho – Meghalaya;Mohiniattam – Kerala;Mando – Goa;Manipuri – Manipur;Nati – Himachal Pradesh;Nat-Natin – Bihar;Odissi – Orissa;Rauf – Jammu & Kashmir;Yakshagan – Karnataka;1.?????? ??????????????? ????????? . ??????? - ???????? . ????????? - ???????? . ?????? - ???????? . ???????? - ??????? . ???????? - ???????2.????? ??????????????? ????????? .????????? ??????? ???? - ??????????.??????????????? ????? ?????????? - ????????? , ????????? .???????? ?????????? - ???????????? . ???????? ???????? ???????? ????? - ???????? . ?????? ?????????? - ???????? .3. ????????????????? ??????????? ??? ?? . ????????? . ???????????? . ?????????????? . ?????????????4.?????????? ?????????? ?????? ??? ??? ?? .???????????? . ??????????????? . ?????????????? .??????????????5. ????? ?????????????? ?????????????? ??? ?? . ???????????????????? . ??????????? . ???????????? . ???????????5 .? ,4 ????????????? , 3 . ?????????? , 2???????? ???????? ???????? ????? - ?????? 1. ????????? – ??????2013 Indira gandhi Prize winner?Answer: M S Swaminathan2. Which indian state host 2013 World Chess Championship ?Answer: Tamil nadu (chennai)3. Malayalam Literary award ezhuthachan puraskar 2013 winner ?Answer: M K Sanu.4. What is the full form for "FMC" that was recently in news?Answer : Forward Markets Commission.5. Who is the present Chief Secretary of the State?Answer : Kaushik Mukherjee6. Which nation host 2018 men's hockey World Cups ?Answer: India7. Which nation host 2018 women's hockey World Cups ?Answer: EnglandBasic Knowledge about Computers-----------------------------------------1. Father of supercomputer is:Answer: Seymour Cray2. Father of Computer Science is:Answer: Alan Turing3. First Cyber police station established in India was at:Answer: Bangalore4. Internet controlling in India is by:Answer: Videsh Sanchar Nigam Ltd.5. Name the first Supercomputer in the world?Answer: The CDC 6600, released in 1964, is generally considered as the first supercomputer.6. RAM stands for:Answer: Random Access Memory7. CPU stands for:Answer: Central Processing Unit8. WAP stands for:Answer: Wireless Application Protocol9. Compact Disc (CD) invented by:Answer: James T. Russell10. Computer Programming Language 'C' introduced by:Answer: Dennis RitchieSome Basic Facts About India?1. Smallest state (Area) = Goa2. Smallest state (population) = Sikkim3. Most literate union Territory = Lakshadweep4. Smallest Union Territory = Lakshadweep5. Biggest hotel = Oberoi Sheraton (Mumbai)6. Highest award (civilian) = Bharat Ratna7. Highest Gallantry award = Param vir chakra8. Most literate state = Tripura9. Fastest Train = Shatabdi express10. Least populated union Territory = Lakshadweep11. Most populated city = Mumbai12. Busiest bridge = Howra (Calcutta)13. Oldest Refinery = Digboi (Assam)Gk questions about Mughal Empire------------------------------------------1. What was the early name of Jahangir ?Answer: Salim2. Who was the Sikh guru who was executed by Mughal empire Jahangir ?Answer: Arjun Dev (fifth sikh guru)3. Which Mughal empire built the Shalimar Garden ?Answer: Jahangir (in Srinagar)4. Which Mughal empire built the Nishant Garden ?Answer: Jahangir (in Srinagar)5. What is the name of Jahangir's Autobiography ?Answer: Tuzukh -i- Jahangiri (in persian language)6. Where is the tomb of Jahangir situated ?Answer: Shahadhara in LahoreImportant questions about Bal Gangadhar Tilak-------------------------------------------------------1. Who is Known as Father of Indian Unrest ?Bal Gangadhar Tilak2. Who is the first Indian leader to give the slogan "Swaraj is my birthright and I shall have it "?Bal Gangadhar Tilak3. Who is the author of Gita Rahasya ?Bal Gangadhar Tilak4. Who started the newspaper Kesari ?Bal Gangadhar Tilak (in Marathi)5. Who started the newspaper Maratta ?Bal Gangadhar Tilak (in English)Science and technology:INSAT 3DWeather satellite (meteorology), search and rescue operations.At present India’s meteorological observation is done by two satellites Kalpana-1 and INSAT 3A. This INSAT 3D is more powerful and advanced.it can detect signals from distressed fishing boats, aeroplanes etc. and help in search and rescue missions, with help of coast guard, navy etc.Launched in late August 2013.expiry date= after seven years in 2020Chandra X-ray Observatorybelongs to NASAallows scientists from around the world to obtain X-ray images- to understand universe’s structure and evolutionIt recently found a black hole @the center of milky way a producing high energy particles.High energy particles = produced by young stars and blackholes.They play important role regulating the rate of formation of new stars.Olympic torch in Space2014’s winter Olympics will be held in Sochi, Russia during February.From Kazakhstan, rocket was launched to carry Olympic torch to the international space station. (ISS)Astronauts will carry out a spacewalk with this Olympic torch. That way we can brag Olympic torch has even been to space.This torch has also been through:World’s deepest lake: BaikalHighest mountain in Russia and Europe: Mt.Elbrus ................
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