Cash America International, Inc.

Cash America International, Inc.

Alternative Financial Services

1

Cautionary Statement Regarding Risks and Uncertainties That May Affect Future Results

This presentation may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the business, financial condition and prospects of Cash America International, Inc. (the "Company"). These forward-looking statements give current expectations or forecasts of future events and reflect the views and assumptions of the Company's senior management with respect to the business, financial condition and prospects of the Company as of the date of this presentation and are not guarantees of future performance. The actual results of the Company could differ materially from those indicated by such forwardlooking statements because of various risks and uncertainties applicable to the Company's business, including, without limitation, those risks and uncertainties indicated in the Company's filings with the Securities and Exchange Commission, especially on Forms 10-K, 10-Q and 8-K. These risks and uncertainties are beyond the ability of the Company to control, and, in many cases, the Company cannot predict all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this presentation, the words "believes," "estimates," "plans," "expects," "anticipates" and similar expressions or variations as they relate to the Company or its management are intended to identify forward-looking statements. The Company cautions you not to put undue reliance on these statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements after the date of this presentation.

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Discussion Highlights

Expanding Need for Small Short-Term Consumer Loans Diversified Revenue Sources Consistent History of Earnings Growth Two Well Established Platforms to Reach Customers Largest and Oldest Publicly-Owned Storefront

Pawn Operator Large and Profitable Internet Services Platform High Growth in Foreign E-Commerce Services

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Performance Drivers

Customer Needs

Real wage growth weak Low savings rate Traditional credit contracting Jobs market remains tight

Product Mix

Secured loans (pawn) Unsecured single payment Installment loans Auto equity Line of credit

Organic growth

? Marketing programs ? Customer service

Unit Expansion

? De Novo ? Acquisitions

New Markets

? International

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FICO Score Shift Change in Population Percentages by Score

30% 25% 20% 15% 10%

5% 0%

More Unbankable

Less Bankable

Source: FICO Banking Analytic Blog 2011 Fair Isaac Corporation

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Pre-Recession

April 2010

2011

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