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Jul 15, 2020 · Many state laws set a maximum amount for payday loan rates, ranging from $15 to $30 for every $100 borrowed. But a typical two-week payday loan with a $15 per $100 fee equates to an annual percentage rate (APR) of almost 400%. (By comparison, the national average APR on credit card accounts as of May 2020 is 15%, according to the Federal Reserve.) ................
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