SBA 504
n Fixed-Rate - based on Treasury Rates n Fully-Amortized over life of loan (No Balloon) n Real Estate may be 10, 20, or 25-year term n Machinery & Equipment - may be 10, 20, or 25-year term (based on useful life) n Rate “locks-in” when the SBA funds the debenture OCCUPANCY n 51% for existing facilities/buildings ................
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