CHAPTER 3



CHAPTER 3

Legal Liability and Insurance

1. The state of being legally responsible for the harm one causes another person is:.

M, K A. assumption of risk. C . negligence.

(42) B. liability. D. injury.

2. Failure to use ordinary or reasonable care is known as:

M, K A. negligence. C. assumption of risk.

(42) B. liability. D. torts.

3. The court acknowledges that hazards are present in sports. This concept is called:

M, K A. negligence. C. injury.

(45) B. liability. D. assumption of risk.

4. Which of the following best describes malfeasance (act of commission)?

M, K A. A legal wrong that is committed when an individual fails to perform a

(43) legal duty

B. A legal wrong that is committed when an individual performs an act that

is not his/her legal duty

C. A legal wrong that occurs by chance or without intention

D. An act that a reasonably prudent person would do

5. Which of the following is the average statute of limitations for negligence suits?

M, K A. Up to one year

(45) B. One to three years

C. Three to five years

D. Up to five years

6. Which of the following organizations is responsible for creating minimum safety

M, K standards for equipment?

(47) A. National Athletic Trainers’ Association

B. Occupational Health and Safety Administration

C. National Operating Committee on Standards for Athletic Equipment

D. National Association for Safe Sporting Equipment

7. The contract between an insurance company and an individual in which the

E, K insurance company agrees to pay for medical costs is called:

(48) A. product liability. C. third-party reimbursement.

B. liability Insurance. D. medical insurance.

8. An unplanned event capable of resulting in loss of time and property damage

E, K is known as a(n):

(50) A. injury. C. accident.

B. negligent act. D. tort.

9. A legal wrong that is committed against a person or property is known as (a):

M, K A. tort. C. liability.

(43) B. negligence. D. risky.

10. Which of the following organizations allows the individual discounted health

M, K care, but only if they see a physician on the approved list?

(49) A. Point of Service C. Fee for service

B. General Insurance D. PPO

11. Which type of insurance covers a coach if sued for negligence in a civil case?

M, K A. Accident Insurance C. Catastrophic Insurance

(50) B. Liability Insurance D. General Insurance

12. In an attempt to control the cost of medical care a concept called _________

M, K was developed and may require pre-approval for care.

(47) A. product liability C. 3rd party reimbursement

B. managed care D. HMO

TRUE/FALSE

13. An athlete sprains his or her ankle during a soccer practice. If the athletic

M, A trainer/coach fails to provide care for this athlete he or she can be held liable

(44) for such negligence.

14. A coach who fails to provide acceptable care but who does not cause harm to the

M, K athlete is considered negligent.

(44)

15. Manufacturers of products do not have a duty to design and produce equipment

M, K that will not cause injury; it is the responsibility of the user to use it safely.

(47)

16. Due to the high cost of medical care, every athlete should have medical insurance

E, K policies to cover injury.

(48)

17. If a coach/athletic trainer modifies a piece of protective equipment and an athlete

M, K sustains an injury, the coach/athletic trainer can be held liable.

(47)

18. Because of the amount of litigation for alleged negligence, all professionals

E, K involved in sports programs should carry liability insurance.

(50)

19. It is essential that insurance claims be filed immediately and correctly to ensure

E, K proper payment.

(51)

20. Catastrophic insurance covers up to $10,000 of medical costs.

M, K

(51)

21. The coach or athletic trainer is responsible for proving that the athlete assumed

M, K the risk of participation.

(45)

................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download