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Citizens Trust Bank, 702 S.E.2d 479 (Ga. App. Ct. 2010); 72 U.C.C. Rep. Serv. 2d 1154 – Secured creditor submitted two appraisals of the car disposed of, but neither appraisal contained sworn opinion testimony of a witness who stated the basis for the opinion or who opined that the appraised value of the car is its “fair and reasonable ... ................
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