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Loans Exempt from All HPML Appraisal Rules - §1026.35(c)(2). The following types of loans are exempt from all the special HPML appraisal requirements: Qualified mortgages. Bridge loans of 12 months or less. Loans for initial construction of dwelling. Loans secured by manufactured homes. Streamlined refinancings . Loans of $25,500 or less ... ................
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