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What to Expect from Your Financial Counseling SessionACCC will help to understand and analyze your current situation and provide you with viable options to address your concerns. ACCC provides the counseling session including a budget and action plan at no charge. If after you complete the counseling, you choose to enroll in an ACCC program, minimal fees are charged to support the program.A professional certified counselor will help you:Review your current financial situation including your income, expenses, assets, and liabilitiesDiscuss possible options based on your goals for the session, which may include social service referrals, educational materials, working directly with your creditors, and a review of ACCC’s available services which include: Budget CounselingDebt Management ProgramBankruptcy Counseling (Pre-filing and Post-Education Discharge Certificates)Student Loan CounselingHousing Counseling (Reverse Mortgage, and Online First Time Homebuyer Certification)ACCC is here to help you develop an action plan to address your situation and you are under no obligation to participate in any of our programs or services. At the end of the counseling session you will feel good knowing that there are options available and that you are not alone. For a successful session, please gather your most recent bills, statements, correspondence with creditors, and pay stubs. It is important that you provide complete and accurate information so that we can identify the options that will best address your situation.Hours of OperationToll-Free Phone: 800-769-3571 (see extensions list below)Mon - ThursFridaySaturdayDebt and Budget Counseling x19109am – 10:30pm9am – 8pm10am – 6pmStudent Loan Counselingx19249am – 8pm9am – 5pmClosedBankruptcy Counseling*x19169:30am – 5:30pm9:30am – 5:30pmClosedHousing Counselingx19189am – 5pm9am – 4pmClosedDebt Management - Client Servicesx19128am – 7pm8am – 6pmClosed*Online portion is open 24-hours ................
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