SCHEDULE OF FEES - Northeast Credit Union

[Pages:2]SCHEDULE OF FEES

Effective as of 3/2/20

CHECKING ACCOUNTS

PRODUCT

NOTES

OCCURRENCE

Business Checking

Elite Checking

Options to waive fees.

Per month

Please see product details.

Health Savings Account (HSA)

Northeast Checking

Relationship Checking

Student Checking

AMOUNT FREE $10

FREE FREE FREE FREE

CHECKING & MONEY MARKET ACCOUNTS

SERVICE

NOTES

OCCURRENCE

Business Checking Deposits

Up to 200 per month

Business Checking Deposits

Over 200 per month

Per item

Check Orders

Standard and specialty designs

Per order

Check Orders with Benefits Plus

Any design

Convenience Checks

Set of 4 checks

Per set

Money Order

Per item

Official Check

First one free

Per item

Return/Re-Deposit of Check

Per occurrence

Stop Payment

Personal and Official Checks/ACH

Per item

AMOUNT

FREE $0.50 Varies according to style and quantity. FREE $2 $3 $3 $32 $32

ELECTRONIC SERVICES

SERVICE

NOTES

OCCURRENCE

AMOUNT

Automated Telephone Banking

FREE

Bill Pay

FREE

Business Bill Pay

FREE

Business Bill Pay Invoicing

Up to 25

$15

Business Bill Pay Invoicing

Over 25

Per item

$2

Digital Wallet

i.e. Apple Pay, Samsung Pay

FREE

eStatements FREE

Mobile Banking

FREE

Mobile Check Deposit

FREE

Online Banking

FREE

Person to Person Payments (P2P)

FREE

CREDIT, DEBIT, PRE-PAID AND GIFT CARDS

SERVICE

NOTES

OCCURRENCE

Card Replacement of Debit Card/Credit Card

Instant Issue in branch

Card Replacement of Debit Card/Credit Card

Rush order and mailed to address on file

Per card

Convenience Checks for Credit Card Advances

Design your Debit/Credit Card

Personalize your card with image of choice

Per card

Gift Card

Per card

International Service Assessment

Excludes Signature Credit Card

Per transaction

Prepaid Reloadable Card

Generic design

Per card

Prepaid Reloadable Card

Personalize your card with image of choice

Per card

Reload of Prepaid Card

Please reference card disclosure

AMOUNT

FREE $20 FREE $6 $5 Up to 1% of transaction amount $5 $10 Varies

/ Call 888.436.1847

/ Click

/ Visit your local branch

SCHEDULE OF FEES

Effective as of 3/2/20

ATMS

SERVICE

Withdrawal at a Northeast Credit Union ATM Withdrawal at CO-OP ATM

NOTES

OCCURRENCE

28 Credit Union owned ATMs in NH and ME

Nearly 30,000 surcharge-free ATMs, covering all 50 states and 10 countries

FUNDS TRANSFER

SERVICE

NOTES

ePay (Online or Automated Phone Banking) ePay (Staff assisted) Incoming Electronic Funds Transfer (EFT) Incoming Wire Transfer Outbound Electronic Funds Transfer (EFT) Outgoing Wire Transfer (Domestic) Outgoing Wire Transfer (International) Withdrawal (Using Automated Telephone Banking) Withdrawal (Contact Center Assisted)

OCCURRENCE

Per occurrence Per occurrence Per occurrence Per occurrence Per occurrence Per occurrence Per occurrence Per occurrence Per occurrence

ALL OTHER

SERVICE

NOTES

OCCURRENCE

Account Closure Within First 180 Days

Per account

Account Inactivity (All except HSA)

After 12 months

Per month

Account Inactivity HSA

After 12 months and less than $50 balance

Per month

Bad Address

Per month

Bad Address Change

Per occurrence

Benefits Plus

Rewards program

Per month

Coin Machine for Members

Per deposit

Coin Machine for Non-Members

Courtesy Pay

Up to $5

Per deposit Per occurrence

Courtesy Pay

Over $5

Per occurrence

Escheatment

Per account

Insufficient Funds

Per occurrence

Levy/Attachment

Per account

Night Deposit Box Key

Replacement or additional keys

Per set

Notary Services for Members

Notary Services for Non-Members

Overdraft Protection

Transfers from savings, checking or credit card

Per occurrence

Paper Statements

Waived for members under 18 and over 62

Per statement

Research

One hour minimum

Per hour

Statement Copy

Per statement

AMOUNT FREE FREE

AMOUNT $5 $10 FREE $10 $3 $25 $50 FREE $3

AMOUNT $25 $5 $5 $5 $5 $4.50 FREE 10% of deposit FREE $32 $50 $32 $50 $5 FREE $10 $5 $2 $25 $3

Fees are subject to change. If you have a dispute with any fees charged regarding your account, you may contact us directly by calling 888-436-1847. You can also visit your local branch, we will be happy to assist you.

Maine Residents, please contact us directly as noted above, or feel free to contact the Maine Bureau of Financial Institutions, at 36 State House Station, Augusta, Maine 04333-0036; or you can file a complaint electronically, at . DA4159.02.20

/ Call 888.436.1847

/ Click

/ Visit your local branch

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download