NORTHERN BANK & TRUST COMPANY
For example, on a $10,000.00, 30-year loan with an initial interest rate of 4.00%, in effect in August 2019, the maximum amount that the interest rate can rise under this program is 6.00 percentage points, to 10.00%, and the monthly payment can rise from a first-year payment of $47.74 to a maximum of $87.76 in the Eighth year. ................
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