Credit Union Index - Moss Adams

Credit Union Index

AN ANALYSIS OF NEW MEXICO CREDIT UNIONS

Credit Union Index

The Credit Union Index is published by the New Mexico office of Moss Adams. For more information on the data presented in this report, contact Rebecca Radell, Senior Manager, at (209) 955-6136.

New Mexico

ALBUQUERQUE 6565 Americas Parkway NE Suite 600 Albuquerque, NM 87110 (505) 878-7200

ASSET SIZE DEFINITION Group A $0?$250 million Group B $251 million?$500 million Group C $501 million?$1 billion Group D Over $1 billion

Performance Analysis

Performance Analysis

December 31, 2018

Summary Trends of Historical Asset Group Averages: Return on Average Assets

Run Date: February 5, 2019

Asset Group A - $0 to $250 million in Total Assets Year-to-Date

0.90% 0.80% 0.70% 0.60% 0.50% 0.40% 0.30% 0.20% 0.10% 0.00%

Asset Group B - $251 to $500 million in Total Assets Year-to-Date

1.20% 1.00% 0.80% 0.60% 0.40% 0.20% 0.00%

3/31/17 Return on Avg Assets 0.57%

6/30/17 0.49%

9/30/17 0.49%

12/31/17 0.49%

3/31/18 0.68%

6/30/18 0.75%

9/30/18 0.79%

12/31/18 0.79%

3/31/17 Return on Avg Assets 0.73%

6/30/17 0.81%

9/30/17 0.71%

12/31/17 0.74%

3/31/18 0.95%

6/30/18 0.89%

9/30/18 0.99%

12/31/18 1.03%

Asset Group C - $501 to $1 billion in Total Assets Year-to-Date

1.00% 0.90% 0.80% 0.70% 0.60% 0.50% 0.40% 0.30% 0.20% 0.10% 0.00%

Asset Group D - $1 to $10 billion in Total Assets Year-to-Date

1.15% 1.10% 1.05% 1.00% 0.95% 0.90% 0.85%

3/31/17 Return on Avg Assets 0.46%

6/30/17 0.57%

9/30/17 0.72%

12/31/17 0.74%

3/31/18 0.80%

6/30/18 0.81%

9/30/18 0.86%

12/31/18 0.89%

3/31/17 Return on Avg Assets 0.97%

6/30/17 0.99%

9/30/17 1.03%

12/31/17 0.97%

3/31/18 1.01%

6/30/18 1.12%

9/30/18 1.08%

12/31/18 1.04%

Source: SNL Financial Note: Report includes only bank-level data. NA = data was not available. NM = per SNL Financial, the data was not provided as the ratios are too high/low to be meaningful.

Performance Graph Page 3 of 21

Performance Analysis

December 31, 2018

Summary Trends of Historical Asset Group Averages: Return on Average Net Worth

Run Date: February 5, 2019

Asset Group A - $0 to $250 million in Total Assets Year-to-Date

7.00% 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00%

Asset Group B - $251 to $500 million in Total Assets Year-to-Date

9.00% 8.00% 7.00% 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00%

3/31/17 Return on Avg Net Worth 4.54%

6/30/17 3.81%

9/30/17 3.80%

12/31/17 3.61%

3/31/18 5.16%

6/30/18 5.56%

9/30/18 5.83%

12/31/18 5.76%

3/31/17 Return on Avg Net Worth 6.21%

6/30/17 6.92%

9/30/17 5.81%

12/31/17 6.02%

3/31/18 7.46%

6/30/18 6.98%

9/30/18 7.72%

12/31/18 7.98%

Asset Group C - $501 to $1 billion in Total Assets Year-to-Date

9.00% 8.00% 7.00% 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00%

Asset Group D - $1 billion and over in Total Assets Year-to-Date

11.50%

11.00%

10.50%

10.00%

9.50%

9.00%

3/31/17 Return on Avg Net Worth 4.23%

6/30/17 5.47%

9/30/17 6.76%

12/31/17 6.95%

3/31/18 7.51%

6/30/18 7.60%

9/30/18 8.11%

12/31/18 8.25%

3/31/17 Return on Avg Net Worth 9.83%

6/30/17 10.06%

9/30/17 10.43%

12/31/17 9.79%

3/31/18 10.09%

6/30/18 11.18%

9/30/18 10.66%

12/31/18 10.17%

Source: SNL Financial Note: Report includes only bank-level data. NA = data was not available. NM = per SNL Financial, the data was not provided as the ratios are too high/low to be meaningful.

Performance Graph Page 4 of 21

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download