PDF A GUIDE TO HMDA Reporting - FFIEC Home Page

made no first-lien home purchase loans (including refinancings of home pur­ chase loans) on one-to-four-family dwellings in the preceding calendar year. A nondepository institution need not collect HMDA data—even if it meets the tests for location and asset size or lending activity—if its home purchase loan originations (including refinancings ................
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