RFILC
A repayment of a portion of the outstanding mortgage balance (principal). Look at the Excel Spreadsheet “Loan Amortization in Excel” to see how payments are calculated and the loan amortizes. Servicing Fee (Servicing Spread) A portion of the mortgage rate paid to the institution that collects the payments, sends out notices, etc. Typically 50 BP. Since it is a percentage of the outstanding ... ................
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