Www.siouxempirefcu.org



SIOUX EMPIRE FEDERAL CREDIT UNION November 2016 Field of Membership (FOM) Loan PromotionTerms and ConditionsEligibility: The loan promotion is open to legal residents of the United States aged 18 years or older as of November 1, 2016; and who meet Sioux Empire Federal Credit Union membership requirements of people who live, work, worship, or attend school in Minnehaha, Lincoln, Turner or McCook Counties in South Dakota. In addition, the promotional loan rate applies only to employees or those receiving a pension from, the City of Sioux Falls, Minnehaha County or South Dakota state employees who work in or have headquarters located in Sioux Falls, SD. If the loan applicant is spousal, the employee of one of the aforementioned entities may be in the borrower or co-borrower position. If the loan applicant is not spousal, the employee of one of the aforementioned entities must be the primary applicant. The loan promotion is subject to all applicable federal and state laws and regulations. Applicants agree to abide by and be bound by these Terms and Conditions and accept the credit decisions of Sioux Empire Federal Credit Union. How to Apply: Applicants may submit an application for a promotional rate loan online at or via the New Accounts Tab in Sioux Empire Federal Credit Union’s online banking. Applicants may also apply in person during normal business hours, Monday through Friday from 9:00am-5:00pm, at any of one of three branch locations of Sioux Empire Federal Credit Union in Sioux Falls, SD. Loan applications may be submitted in the time period from November 1, 2016 through November 30, 2016, to be eligible for the promotional rate of 1.938% APR. The promotion will end at 5:00pm on Wednesday, November 30, 2016. Promotional Rate: To receive the promotional rate of 1.938%, the following stipulations apply. A qualified loan must:Be a loan new to Sioux Empire Federal Credit UnionBe for a purchase or refinance of a vehicle 2006 and newerHave a minimum loan amount of $10,000 or moreHave a maximum term not to exceed 72 monthsBe for an eligible vehicle which includes: consumer-purposed automobiles, trucks, motorcycles, 4-wheelers, boats, campers and RVsAssociated ancillary products purchased with the loan will not be included in the loan amount. All loans and rates are subject to credit approval. Applicants must have a minimum credit score of 660 or above to qualify. Rates, terms and conditions are subject to change without notice. Existing Sioux Empire Federal Credit Union loans, real estate-secured loans, open-end lines of credit, and business-purpose loans are excluded from the promotion. No other discounts apply. All other loan terms and conditions apply. Other Terms: Applicants must agree to the Terms and Conditions of the Loan Promotion and understand that the credit decisions of Sioux Empire Federal Credit Union will be final in all respects. Sioux Empire Federal Credit Union reserves the right to cancel, amend, and/or revoke this promotion at any time. Membership with Sioux Empire Federal Credit Union is required. ................
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