SAMPLE LOAN ESTIMATE FHA Within Reach DAP PROGRAM

SAMPLE LOAN ESTIMATE FHA Within ReachTM DAP PROGRAM

BELOW IS A SAMPLE LE:

Borrower Mailing address Mailing City, State, Zip

Property address Property City, State, Zip

Loan number can be blank, or your internal number may be used Time stamp must be there:

Equal Housing Opportunity Lender. Please note that all information is provided for informational purposes only, for the exclusive use of licensed mortgage professionals, and not for distribution to the public. This information does not represent an offer or commitment to enter a loan agreement by Land Home Financial Services, Inc. (LHFS). Not all programs are available in all areas and rates and costs stated do not apply to all loans made. LHFS's underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. LHFS only conducts business in approved states. LHFS is an Equal Housing Opportunity Lender. For complete licensing information go to . Corp NMLS #1796.

LHFS SampleLE 12.5.2018

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SAMPLE LOAN ESTIMATE FHA Within ReachTM DAP PROGRAM

Recording fee amount consists of both the 1st and the 2nd. Request fees for the 2nd from the title company.

Admin Fee on LE to read (all states excluding AZ, IA, & NJ): "Administration Fee" ? AZ: "Underwriting Fee" ? IA: "Closing Fee" ? NJ: "Application Fee"

Title ? Abstract / Title Search Fee

Second escrow fees must be requested from the title company.

2nd loan adjustments are located under "Adjustments and Other Credits"

Please advise if the title company will be charging fees on the community second. Only the recording fee is mandatory; all other fees are at the discretion of the title company.

Both loans will be on the same CD.

Equal Housing Opportunity Lender. Please note that all information is provided for informational purposes only, for the exclusive use of licensed mortgage professionals, and not for distribution to the public. This information does not represent an offer or commitment to enter a loan agreement by Land Home Financial Services, Inc. (LHFS). Not all programs are available in all areas and rates and costs stated do not apply to all loans made. LHFS's underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. LHFS only conducts business in approved states. LHFS is an Equal Housing Opportunity Lender. For complete licensing information go to . Corp NMLS #1796.

LHFS SampleLE 12.5.2018

Page 2 of 3

SAMPLE LOAN ESTIMATE FHA Within ReachTM DAP PROGRAM

Broker Company NMLS # Loan Officer Name NMLS / ID Email Address Phone Number

Borrower

Equal Housing Opportunity Lender. Please note that all information is provided for informational purposes only, for the exclusive use of licensed mortgage professionals, and not for distribution to the public. This information does not represent an offer or commitment to enter a loan agreement by Land Home Financial Services, Inc. (LHFS). Not all programs are available in all areas and rates and costs stated do not apply to all loans made. LHFS's underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. LHFS only conducts business in approved states. LHFS is an Equal Housing Opportunity Lender. For complete licensing information go to . Corp NMLS #1796.

LHFS SampleLE 12.5.2018

Page 3 of 3

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