Fidelity Advisor Durable Power of Attorney

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Fidelity Advisor

Durable Power of Attorney

All states except New York

Use this form to establish a Durable Power of Attorney for your Fidelity Advisor account or Fidelity Advisor IRA. New York residents must use the Fidelity Advisor NY Durable Power of Attorney form.

Type on screen or fill in using CAPITAL letters and black ink.

Helpful to Know

?A Power of Attorney (POA) is not permitted on certain registration types, including trust accounts, business, custodial, estate, conservator, escrow, Keogh plans, investment-only retirement accounts, and other fiduciary registrations. It also cannot be used for the Fidelity Advisor 401(k) Program or other similar employer-sponsored qualified plan programs for which Fidelity Management Trust Company ("FMTC") serves as directed trustee. For retirement accounts, your Financial Representative cannot be the Attorney-in-Fact designated in Section 3.

?The powers you give your Attorney-in-Fact in this durable Power of Attorney will continue to exist even if you can no longer make your own decisions respecting the management of your property. If you do not understand this Power of Attorney, or any provision of it, then you should obtain the assistance of an attorney or other qualified person.

?Read this Durable Power of Attorney carefully. This document gives your Attorney-in-Fact the authority to transact on your account with the same authority that you have as the account owner. Exception: To the extent applicable to your account, you must specifically designate in Section 4B that your Attorney-in-Fact has the authority to change beneficiaries.

?Check the laws of your state for any additional requirements. Residents of California, Maine, and Pennsylvania: See additional notices at the end of the document that you, and in some cases your Attorney-inFact, may be required to review and complete. Do not use this form with a New York notary.

1. Account Owner

Check one Individual Joint Retirement

registration type.

Registered Owner First Name

M.I.

Registered Owner Last Name

Registered Owner SSN

Mobile Phone Number Used as your primary phone Email Address*

You must provide an

email address and mobile

phone number to be used Registered Joint Owner First Name (if applicable)

M.I.

to verify and/or authorize

transactions.

Mobile Phone Number Used as your primary phone Email Address*

Registered Joint Owner Last Name

If this is a joint account, all account owners must sign

this Power of Attorney in Section 6. Once it is established, the Attorneyin-Fact can act equally for

all owners.

Fidelity Advisor Account Number

Additional Fidelity Advisor Account Number

*See Electronic Delivery section for more details.

Additional Fidelity Advisor Account Number

1.725626.121

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016330301

2. Remove Existing Power of Attorney Authorization

Check no more than one.

Complete this section ONLY if you want to remove one or more existing Attorney(s)-in-Fact from your account(s). If you do not want to make any changes to your existing Attorneys-in-Fact, skip to Section 3. If you are not appointing a new Attorney-in-Fact with this form, skip to Section 6. No notary or witness is required.

Remove ALL existing Attorneys-in-Fact.

Remove ONLY the following Attorney(s)-in-Fact:

Attorney-in-Fact First Name

M.I.

Attorney-in-Fact Last Name

Attorney-in-Fact First Name

M.I.

Attorney-in-Fact Last Name

Attorney-in-Fact First Name

M.I.

Attorney-in-Fact Last Name

3. Add New Power of Attorney Authorization All information is required.

Note: For retirement accounts, your Financial Representative cannot be

your Attorney-in-Fact.

I am the registered Account Owner of the account(s) listed in Section 1, and hereby appoint the individual named below as my agent and Attorney-in-Fact (the "Attorney-in-Fact") on that account(s). The Attorney-in-Fact will have the powers listed in Section 4A. If I so designate, the Attorney-in-Fact will also have the power listed in Section 4B.

The Attorney-in-Fact must have his or her signature notarized in Section 7.

Attorney-in-Fact First Name

M.I.

Attorney-in-Fact Last Name

Attorney-in-Fact SSN

Attorney-in-Fact Date of Birth MM DD YYYY Attorney-in-Fact Phone Number

For P.O. Box mailing addresses, complete

U.S. Residential Address section.

Mailing Address

Street Address

City

U.S. Residential Address Check if same as above.

Street Address

City

Apartment State Zip/Postal Code

Apartment State Zip/Postal Code

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4A. Powers Granted and Terms Applicable to All Account Owners

I am the registered account owner of the account(s) referenced in Section 1 and hereby appoint the individual named in Section 3 as my Attorney-in-Fact. The Attorney-in-Fact is hereby granted the powers listed below as well as the powers granted in any other section of this POA. All the powers granted to the Attorney-in-Fact shall apply to the account(s) in Section 1 as well as any Fidelity Advisor Funds? account(s) or Fidelity Advisor IRA(s) established by the Attorney-in-Fact for the benefit of the Account Owner (the "Account(s)").

Powers that you, the Account Owner, grant to your Attorney-in-Fact:

?Access accounts and place tradesInquire in, manage, dispose of, buy, sell, exchange, and convey your personal property in the Account(s).

?Withdraw money Request distributions or redemptions from your Fidelity Advisor Funds within the Account(s) regardless of the tax consequences of such a distribution or redemption. Such distributions or redemptions may be requested payable to the account owner or to the Attorneyin-Fact or to another third party.

?Take control of assets Instruct Fidelity Investments Institutional Operations Company LLC, (FIIOC) to distribute or transfer to the Attorney-in-Fact any or all cash, securities of any type, or other property held in the Account(s) regardless of the tax consequences of any such distribution or transfer.

?Move money among accounts Initiate rollovers, Roth IRA conversions, IRA recharacterizations, or other transfers of assets between and among the Account(s).

?Request statements Receive account statements.

?Modify, close, or open accounts Establish and/or maintain an account for the benefit of the Account Owner in whole or in part. Modify, amend, revoke, or terminate any of the Accounts.

?Answer for tax matters Exercise tax elections available to you under federal, state, local, or foreign tax law related to your Account(s), to the extent permitted by the applicable taxing authority.

?Change address Change the mailing address or address of record on the Account(s).

?Providing or receiving information Authorization to transmit to FIIOC in any manner either orally, in writing, or electronically, in accordance with procedures established by FIIOC, from time to time, any and all instructions including, but not limited to, the purchase, sale, exchange, distribution, redemption, or transfer of shares of all funds that are maintained by FIIOC, transfer agent, or sub-transfer agent for theFidelity Advisor Funds, Destiny Funds, and certain Fidelity Retail Funds in the Account(s).

The term "Fidelity Advisor IRA" includes Traditional IRAs, Rollover IRAs, Roth IRAs, SIMPLE IRAs, SEP-IRAs, SARSEP-IRAs, IRA BDAs, and Roth IRA BDAs.

Terms and Conditions Applicable to All Account Owners

If I, the Account Owner, have appointed two or more Attorneys-in-Fact on the same account(s), I hereby authorize each of them to act alone (severally) and without the consent of any other Attorney-in-Fact, with respect to each power granted above. In addition, I acknowledge that FIIOC has the right to restrict the Account(s) from further activity in the event my Attorneys-in-Fact enter conflicting or inconsistent instructions. I understand that my Account(s) at FIIOC may remain restricted until written instructions are received from me, the principal, or until joint written instructions are submitted by all of my Attorneys-in-Fact, or until receipt of a court order instructing FIIOC how to proceed.

FIIOC is authorized and empowered to follow the instructions of my Attorney-in-Fact with respect to all of the powers set forth above and all additional optional powers initiated by me with respect to the Account(s) with FIIOC, provided such instructions and transactions are permissible under the terms of my applicable Account agreement(s) with Fidelity; and I hereby ratify and confirm any and all transactions, trades, or dealings effected in and for the Account(s) by my Attorney-in-Fact, and agree to indemnify Fidelity, its affiliates, officers, directors, agents and employees, successors, assigns, and control persons, and hold them free and harmless from any loss, liability, claim, and cost (including reasonable attorneys' fees) or damage by reason of any such transaction, trade, or dealing; or by reason of any other matter or thing done by Fidelity, its affiliates, officers, agents, and employees, in and for the Account(s) pursuant

to instructions received from my Attorney-inFact. I understand that FIIOC has no duty to and will not supervise or monitor any acts of my Attorney-in-Fact on the Account(s). This Durable Power of Attorney, authorization, and indemnity is in addition to (and in no way limits or restricts) any and all rights which FIIOC may have under any other agreement or agreements between FIIOC and me, and shall inure and continue in favor of Fidelity, its successors (by merger, consolidation, or otherwise), and assigns.

This Durable Power of Attorney, authorization, and indemnity shall not be affected by my subsequent disability, incompetence or incapacity, or by any lapse of time. Fidelity, its affiliates, successors, and assigns, shall be indemnified in relying thereon, until FIIOC shall receive written notice of revocation, signed by me, or written notice of termination by reason of my death. The receipt of revocation or termination shall in no way affect the validity of this Durable Power of Attorney as to my liability or my Attorney-in-Fact's liability under the indemnity herein contained, with reference to any transaction initiated by my Attorneyin-Fact, prior to the actual receipt by FIIOC of notice of such revocation or termination.

To induce any transfer agent or other third party (collectively: "Third Parties") to act, I hereby agree that any Third Parties receiving a duly executed copy or facsimile of this Durable Power of Attorney may act upon it, and that revocation or termination hereof shall be ineffective as to Third Parties, unless and until actual notice of such revocation or termination

shall have been received by such Third Parties, and I, for myself and for my heirs, executors, legal representatives, and assigns, hereby agree to indemnify and hold harmless any such Third Parties from and against any and all claims that may arise against such Third Parties by reason of such Third Parties having relied on this Durable Power of Attorney.

I have read carefully the provisions of this Durable Power of Attorney and understand that it authorizes my Attorney-in-Fact to exercise all rights and powers set forth and all rights and powers indicated above with respect to my Fidelity Advisor Funds Account(s) or Fidelity Advisor IRA, and I understand that anything my Attorney-in-Fact may do in the exercise of such rights and powers is fully binding upon me. I understand that this document may permit my Attorney-in-Fact to receive compensation for services performed and that FIIOC will not be responsible for this compensation or for monitoring the acts of the Attorney-in-Fact in this or any other regard.

The laws of the Commonwealth of Massachusetts shall apply to this document, except with respect to their conflict of laws provisions.

I understand that FIIOC has not provided any advice that this Durable Power of Attorney satisfies the requirements under the laws of the state in which I reside, and if there is anything about this Durable Power of Attorney that I do not understand, I should consult with my own attorney for an explanation.

continued on next page

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016330303

4A. Powers Granted and Terms Applicable to All Account Owners continued

NOTE: If the Account Owner's state of residence changes after executing this Durable Power of Attorney, the Account Owner should consult with his or her attorney to determine if re-execution of the form is required. The term "Fidelity Advisor IRA" includes Traditional IRAs, Rollover IRAs, Roth IRAs, SIMPLE IRAs, SEP-IRAs, SARSEP-IRAs, IRA BDAs, and Roth IRA BDAs.

This is an important legal document. Before executing this Durable Power of Attorney, note these important facts:

1. This Durable Power of Attorney is effective upon your signature on this form. 2.Since this is a Durable Power of Attorney, your Attorney-in-Fact's authority will continue notwithstanding your subsequentmental disability

or incapacity. 3.You have the right to revoke or terminate this Durable Power of Attorney at any time, and any such revocation or termination shall be

effective upon receipt of written notice by you to FIIOC. 4.If there is anything about this Durable Power of Attorney you do not understand, you should consult with your own attorney. Fidelity does

not provide legal advice.

4B. Authorization to Designate Beneficiaries

Note: Some states do not allow Attorneys-in-Fact to appoint themselves as beneficiaries. Consult

with an attorney or other qualified person before completing this section.

Account Owner Initials

By initialing this box I understand that I am granting the Attorney-in-Fact listed in Section 3 the power to designate beneficiaries or change existing beneficiary designations, including the power to designate him/herself as the beneficiary on Account(s) as defined in Section 4A, provided, however, that such account(s) is either a Fidelity Advisor IRA or a Transfer on Death account. Notwithstanding the foregoing, I also understand that I am granting the Attorney-inFact the power to establish a Transfer on Death registration on a nonretirement account.

The term "Fidelity Advisor IRA" includes Traditional IRAs, Rollover IRAs, Roth IRAs, SIMPLE IRAs, SEP-IRAs, SARSEP-IRAs, IRA BDAs, and Roth IRA BDAs.

5. Electronic Delivery

IMPORTANT: By signing this form, you are consenting to receive all account-related communications electronically. You agree that Fidelity may use your email and/or mobile number to message, call, or text you for this purpose. Message and data rates apply; frequency may vary. To manage your delivery preferences, log into accounts. and select the eDelivery settings in your Overview section.

To confirm your consent, please respond to the electronic message which Fidelity will email to you.

Note:

?Your delivery preferences are applied across all eligible Fidelity accounts owned by you based upon your most recent election. If you have already consented to electronic delivery, your election will not change.

?The email address provided should not be your Authorized agent/ Representative's email address.

?This email address will replace any existing email address already on our system.

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016330304

6. Account Owner(s) Signatures and Dates Account owner must sign and date this form in the

presence of a notary public and two witnesses.

The undersigned has read the foregoing (Sections 1?4B) in its entirety, and by signing below, I agree to the terms within.

Print Registered Owner Name First, M.I., Last

Print Registered Joint Owner Name First, M.I., Last

Registered Owner Signature

Date MM - DD - YYYY

Registered Joint Owner Signature if applicable* Date MM - DD - YYYY

SIGN

SIGN

* This signature also designates the person in Section 3 as Agent under this Durable Power of Attorney for the Registered Joint Owner. Check your state's requirements to determine what the signature requirements are for a Durable Power of Attorney.

Statement of Notary Public In this section, "You" and "you" refer to the Notary Public. You certify that the individual signing above appeared before you on the date indicated below, that they are known to you to be the individuals they claim to be, and that they represented to you that they made the certifications above their signature of their own free will. Important Note: CA Notaries are permitted to submit a separate page notary document. If used, it must identify the document being notarized.

Notice to CA Residents: A Notary Public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document

NOTARIZATION 1

State

County

Print Notary Name

Identification Commission Expires MM - DD - YYYY

Notary Signature

Date MM - DD - YYYY

SIGN

NOTARY STAMP OR SEAL

Print Witness 1 Name First, M.I., Last

Witness 1 Signature

Print Witness 2 Name First, M.I., Last

Date MM - DD - YYYY Witness 2 Signature

Date MM - DD - YYYY

SIGN

SIGN

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016330305

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