University of Florida
center13652500 Financial Aid Fact SheetSusana Morales, Financial Aid CoordinatorRoom 214, HMEBEmail: sfa-med@mail.ufl.edu Website: Voice: 352-273-7939Overview of the application processMeet with financial aid officers and talk with studentsRead financial aid information and be prepared to ask questionsDevise a calendar for submitting financial aid applications within school deadlinesKnow the terms of aid: budget, cost of attendance, interest rates, etc.Search for outside scholarships/grants/fellowships and loansTiming of Applications: Apply Early!Complete a Free Application for Federal Student Aid (FAFSA) every year as soon as possible: 2021-2022 FAFSA available on OCTOBER 1, 2020. UF school code is 001535.Do not wait for acceptances as you can list up to 10 schools. Parental Data ensures you will be considered for every type of aid even though you are independent for federal financial aid. We review your historical need.Most schools have a supplemental form for institutional aid. UF will have their application available in January to accepted students.Explore sources of Financial AidImmediate familyOutside scholarshipsMilitary HPSP and National Health Service CorpsPays tuition/fees, books/supplies, insurance & gives monthly stipend of ~ $2,15020K Signing Bonus for a 4-year scholarship. Minimum service requirement is 3 yearsCurrently UF has 22 students on HPSP on NHSC (as of 2020) AIR FORCE 1-407-722-5037ARMY 1-352-376-0408NAVY 1-352-337-2942NHSC 1-800-221-9393Types of Direct Federal Loans Unsubsidized Stafford LoansBorrower is responsible for the interest but payment can be deferred while in school and in residencyCurrent rate 4.30% changes every July 1At UF you may borrow up to $47,167 (Year 1) Graduate PLUS LoanCurrent rate of 5.30% changes every July 1Requires a credit checkUp to the cost of attendanceGet a free credit report at: School AssistanceOn-time COM application deadline is March 1stFinancial Aid committee meets mid-March to review applications for Second LookCOM Aid: Grants, Loans, Scholarships (Historical Need considered: student and parent)Class of 2025Scholarships/waivers/grants range from $500-$15,000Based on need, merit or the combinationAverage for top 15 students was $6,500School loans are interest free while in school & need-based > Aggregate Max of $16,000*Award notices ready at Second Look. Electronic Notifications late - Summer.Tips for Comparing; Know the Cost of your Medical EducationA school budget includes tuition/fees, rent, books/supplies, food, transportation and personal expenses. The is called “Cost of Attendance” (COA)Compare the overall budget with your contribution and the combination of loans, waivers, grants, and scholarships offered by the schoolAverage Debt2019 AAMC Graduation Questionnaire median Public Medical School Debt: $200,000Medical school debt average $133,000 (does not include total educational debt pre-medical school). Payments made on your student loans during Residency can be as low as $0*FIRST for Medical Education (services/first) Financial Information, Resources, Services & ToolsThe financial aid application processBudgeting as a MED student (in school and in residency)Medical schools costs for non-traditional studentsOfficial AAMC guides for applicantsStafford loans 101 and Grad PLUS 101Loan & Budget calculatorsThe cost of applying for residencyChoosing a specialty: A critical career decisionUF College of Medicine Cost of Attendance 2020-2021Direct CostsFallSpringSummer TotalIn State UF Tuition/fees 18,56518,565037,130Indirect CostsBooks & Supplies1,0601,0603402,460Food2,3002,3001,6206,220Personal/Transportation/Misc.1,8251,8258054,660Room4,5154,5152,71011,580Computer/phone5905903451,590Subtotals10,29010,2905,82026,510In state (Total by Term)28,85528,8555,82063,640Out of State Tuition/fees24,69524,695049,390Out of State + subtotal (Total by Term)34.98534,9855,82075,790 ................
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