PDF HP 10bII+ Financial Calculator User's Guide

HP 10bII+ Financial Calculator User's Guide

HP Part Number: NW239-90001 Edition 1, May 2010

i

Legal Notice

This manual and any examples contained herein are provided "as is" and are subject to change without notice. Hewlett-Packard Company makes no warranty of any kind with regard to this manual, including, but not limited to, the implied warranties of merchantability, non-infringement and fitness for a particular purpose. In this regard, HP shall not be liable for technical or editorial errors or omissions contained in the manual. Hewlett-Packard Company shall not be liable for any errors or for incidental or consequential damages in connection with the furnishing, performance, or use of this manual or the examples contained herein. Copyright ? 2010 Hewlett-Packard Development Company, L.P. Reproduction, adaptation, or translation of this manual is prohibited without prior written permission of Hewlett-Packard Company, except as allowed under the copyright laws. Hewlett-Packard Company Palo Alto, CA 94304 USA

ii

HP 10bII+ Financial Calculator

iii

Keyboard Map Legend

Number

Primary Functions

(row of keys)

(white)

\ SHIFT Down

(orange functions on key bevel)

] SHIFT Up

(blue functions above keys)

1

12 character, seven-

segment screen display

2

Time Value of Money Payments per year,

Bond calculations

(TVM)

interest conversion,

amortization,

3

Input key, markup, cost, Date and change of Calendar and coupon

price and margin

days, IRR per year, NPV, payment schedules,

beginning/end of

settlement and maturity

payment period

dates (bonds)

4

K memory register, Swap, percent change, Break-even calculation

percent, cash flow

cash flow count, delete

amount, statistics entry, statistics, round

backspace

5

Change sign, recall Scientific notation, store, Depreciation,

and memory

clear statistics,

hyperbolic and

parentheses

trigonometric functions

6

Shift (blue, up)

Shift (orange, down)

7

Numbered keys: 1, and Statistics, weighted

Statistical functions and

4-9

mean and estimation regression modes

8

Clearing functions

Clearing functions

Clearing functions

9

On

Off

Operating modes

10

Numbered keys: 0 and Common mathematical Probability functions

2-3, decimal

functions

11

Mathematical functions Common mathematical Trigonometric functions

functions, parentheses

12

Annunciators

iv

Table of Contents

Legal Notice............................................................................................................... ii HP 10bII+ Financial Calculator.................................................................................... iii Keyboard Map Legend ............................................................................................... iv

1 At a Glance........................................................................................................................ 1

Basics of Key Functions................................................................................................1 Shift Keys...................................................................................................................2 Boxed Key Functions ...................................................................................................2 Percentages ...............................................................................................................3 Memory Keys .............................................................................................................4 Time Value of Money (TVM) .........................................................................................6 TVM What if... ...........................................................................................................7 Amortization ..............................................................................................................8 Depreciation ..............................................................................................................9 Interest Rate Conversion.............................................................................................10 Cash Flows, IRR/YR, NPV, and NFV ...........................................................................11 Date and Calendar ...................................................................................................13 Bonds ......................................................................................................................14 Break-even ...............................................................................................................16 Statistical Calculations ...............................................................................................17 Probability ...............................................................................................................19 Trigonometric Functions .............................................................................................20

2 Getting Started................................................................................................................. 23

Power On and Off ....................................................................................................23 Manual Conventions and Examples.............................................................................23 Basics of Key Functions..............................................................................................24 Shift Keys.................................................................................................................25 Boxed Key Functions .................................................................................................25 Simple Arithmetic Calculations....................................................................................26 Understanding the Display and Keyboard ....................................................................29 Cursor .....................................................................................................................29 Clearing the Calculator..............................................................................................29 Annunciators ............................................................................................................30 Input Key .................................................................................................................32 Swap Key ................................................................................................................32 Statistics Keys ...........................................................................................................32 Time Value of Money (TVM), Cash Flows, Bond, and Break-even Keys ............................33 Math Functions .........................................................................................................33 Trigonometric and Hyperbolic Functions and Modes .....................................................35 Pi ............................................................................................................................36 Hyperbolic Functions .................................................................................................36 Two-Number Functions ..............................................................................................37 In-line Functions ........................................................................................................37

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