The risk of unsecured lending in South Africa
The risk of unsecured lending in South Africa ... Many lenders charged exorbitant rates while carrying almost no risk. A focal point for the industry became the civil service, from which repayments could be collected through deductions from the central government payroll, which had been allowed from 1993. Some civil servants found themselves with no take-home pay after deductions had been made. In 1999 … ................
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