Www.suburbanwestrealtors.com
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Is FHA Financing
RIGHT FOR YOU?
MORTGAGES FROM THE FEDERAL HOUSING AGENCY (FHA) ARE A VIABLE AND INCREASINGLY POPULAR OPTION FOR MANY HOME OWNERS.
SHOULD YOU CONSIDER FHA FINANCING FOR YOUR HOME PURCHASE?
HOW? FOR MORE INFORMATION REGARDING QUALIFICATIONS, TALK WITH YOUR REALTOR® OR A MORTGAGE REPRESENTATIVE TODAY.
WHO? FHA-insured loans may be a practical option for:
• First-time homebuyers
• Borrowers without a lot of money for a down payment
• Buyers who are worried about their monthly payments increasing
• Buyers who are worried about qualifying for a loan
• Buyers with less than perfect credit
Enter Contact Information Here | 1127 Lombard Blvd. San Francisco, CA 59802 | phone 555.555.5555 | fax 555.555.5555
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WHY? FHA-INSURED LOANS HAVE COMPETITIVE INTEREST RATES AND PROVIDE A VARIETY OF UNIQUE BENEFITS BECAUSE THE FEDERAL GOVERNMENT INSURES THE LOANS FOR LENDERS. OTHER BENEFITS INCLUDE:
Smaller down payment. FHA loans require a cash investment of only 3.5 percent and the money can be a gift from a family member, employer or charitable organization - an option that other loan programs don’t allow.
Easier qualifications. FHA insures the mortgage so lenders are often more willing to offer loan terms that make it easier to qualify.
Less than perfect credit. A borrower does not need perfect credit to get an FHA mortgage. Borrowers who have had credit problems will qualify more easily for an FHA loan than for a conventional loan.
More protection to keep the home. FHA has programs to help home owners stay in their homes and avoid foreclosure.
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Information Courtesy of the Suburban West REALTORS® Association
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