Revitalizing Foreclosed Properties with Land Banks
Revitalizing Foreclosed
Properties with Land Banks
U.S. Department of Housing and Urban Development
Office of Policy Development and Research
1
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Revitalizing Foreclosed
Properties with Land Banks
Prepared for:
U.S. Department of Housing and Urban Development
Office of Policy Development and Research
Prepared by:
Sage Computing, Inc.
Reston, VA
August 2009
The contents of this report are the views of the contractor and do not necessarily reflect the views or
policies of the U.S. Department of Housing and Urban Development or the U.S. Government.
Table of Contents
Introduction............................................................................................................................1
What Are Land Banks? .................................................................................................. 1
History............................................................................................................................... 2
What Do Land Banks Do?....................................................................................................2
Benefits of Land Banks..........................................................................................................3
Emerging Trends....................................................................................................................4
Land Bank Challenges........................................................................................................... 6
Getting Started.......................................................................................................................6
Appendix A ¡ª Genesee County Land Bank Authority................................................... 9
Appendix B ¡ª Baltimore City, Maryland........................................................................... 12
Appendix C ¡ª The Fulton County/City of Atlanta Land Bank Authority.................. 16
Endnotes.................................................................................................................................19
List of Figures
Figure 1: Land Bank Functions.............................................................................................4
Figure 2: Timeline for Mortgage Foreclosures....................................................................6
Figure A1: Percentage of Total Vacant Housing Units
in the city of Flint and Genesee County, Michigan.............................................................9
Figure B1: Baltimore City, Maryland¡¯s Project 5000 Results............................................13
Figure C1: Fulton County/City of Atlanta Land Bank Authority
Transfer of Property Process.................................................................................................18
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