Multi-Year Guaranteed Annuities SPIA Quotes Available
November 15, 2021
800-537-2476
Multi-Year Guaranteed Annuities
Guarantee Period
Carrier
A.M. Best
Product Name
Rate % Below $100k
2 Years
Oceanview
A-
Harbourview 2
1.80 - 2 yrs
2 Years
SILAC
B+
Secure Savings
1.75 - 2 yrs
3 Years
Oceanview
A-
Harbourview 3
2.35 - 3 yrs
3 Years
Sagicor
A-
Milestone MYGA
1.35 - 3 yrs
3 Years
F&G Life
A-
E-App ONLY
1.95 - 3 yrs
3 Years
American National
A
Palladium MYG
1.75 - 3 yrs
3 Years
North American
A+
Guarantee Choice
1.35 - 3 yrs
3 Years
Guggenheim Life
B++ Preserve MYG
1.75 - 3 yrs
3 Years
Oxford Life
A-
Multi-Select
1.75 - 3 yrs
3 Years
Great American
A+
SecureGain 3
1.50 - 3 yrs
3 Years
Global Atlantic
A
SecureFore 3
1.55 - 3 yrs
3 Years
Standard
A
FGA 3
1.55 - 3 yrs
3 Years
American Equity
A-
GuaranteeShield 3
1.45 - 3 yrs
3 Years
EquiTrust
B++ Certainty Select
1.20 - 3 yrs
3 Years
Securian Life
A+
SecureOption Choice
1.00 - 3 yrs
4 Years
Oceanview
A-
Harbourview 4
2.60 - 4 yrs
4 Years
Oxford Life
A-
Multi-Select
2.35 - 4 yrs
4 Years
American General
A
VisionMYG
1.80 - 4 yrs
4 Years
Guggenheim Life
B++ Preserve MYG
2.00 - 4 yrs
4 Years
Guaranty Income L
B++ Guaranty 4
2.00 - 4 yrs
5 Years
Sentinel Security
B++ Personal Choice Ann
3.15 - 5 yrs
5 Years
Sagicor
A-
Milestone MYGA
1.90 - 5 yrs
5 Years
SILAC
B+
Secure Savings
2.70 - 5 yrs
5 Years
Oceanview
A-
Harbourview 5
2.60 - 5 yrs
5 Years
F&G Life
A-
E-APP ONLY
2.55 - 5 yrs
5 Years
Oxford Life
A-
Multi-Select
2.45 - 5 yrs
5 Years
Great American
A+
SecureGain 5
2.20 (tiered rate)
5 years
Reliance Standard
A++ Eleos-MVA
2.25 - 5 yrs
5 Years
Global Atlantic
A
SecurFore 5
2.10 - 5 yrs
5 Years
Guggenheim Life
B++ Preserve MYG
2.20 - 5 yrs
5 Years
Standard
A
FGA 5
2.10 - 5yrs
5 Years
American General
A
VisionMYG
1.80 - 5 yrs
5 Years
American Equity
A-
GuaranteeShield 5
2.00 - 5yrs
5 Years
American National
A
Palladium MYG
1.90 - 5 yrs
5 years
Symetra
A
Custom 5
1.50 - 5 yrs
5 Years
North American
A+
Guarantee Choice
1.60 - 5 yrs
5 Years
EquiTrust
B++ Certainty Select
1.70 - 5 yrs
5 Years
Lincoln Financial
A+
MYGuarantee Plus
1.00 - 5 yrs
6 Years
Oceanview
A-
Harbourview 6
2.90 - 6 yrs
6 Years
Oxford Life
A-
Multi-Select
2.85 - 6 yrs
6 Years
Sagicor
A-
Milestone MYGA
2.15 - 6 yrs
6 Years
Guggenheim Life
B++ Preserve MYG
2.30 - 6 yrs
6 Years
American National
A
Palladium MYG
2.20 - 6 yrs
6 Years
Guaranty Income L
B++ Guaranty 6
2.10 - 6 yrs
6 Years
American General
A
VisionMYG
1.80 - 6 yrs
6 Years
EquiTrust
B++ Certainty Select
1.85- 6 yrs
7 Years
Sentinel Security
B++ Personal Choice Ann
3.20 - 7yrs
7 Years
Oceanview
A-
Harbourview 7
2.95 - 7 yrs
7 Years
Sagicor
A-
Milestone MYGA
2.20 - 7 yrs
7 Years
F&G Life
A-
E-APP ONLY
2.80 - 7 yrs
7 Years
Oxford Life
A-
Multi-Select
2.70 - 7 yrs
7 Years
Guggenheim Life
B++ Preserve MYG
2.40 - 7 yrs
7 Years
Great American
A+
SecureGain 7
2.24 (tiered rate)
7 Years
American National
A
Palladium MYG
2.20 - 7 yrs
7 Years
North American
A+
Guarantee Choice
1.80 - 7 yrs
7 Years
Standard
A
FGA 7
2.20 - 7 yrs
7 Years
American General
A
VisionMYG
1.80 - 7 yrs
7 Years
Guggenheim Life
B++ ProOption MYG ROP
2.05 - avg
7 Years
Symetra
A
Custom 7
1.95 - 1.45
7 Years
Securian Life
A+
SecureOption Choice
1.25 - 7 yrs
8 Years
Oxford Life
A-
Multi-Select
3.00 - 8 yrs
8 Years
Guggenheim Life
B++ Preserve MYG
2.50 - 8 yrs
8 Years
American National
A
Palladium MYG
2.20 - 8 yrs
8 Years
EquiTrust
B++ Certainty Select
2.00- 8 yrs
9 Years
Oxford Life
A-
Multi-Select
2.90 - 9 yrs
9 Years
Guggenheim Life
B++ Preserve MYG
2.60 - 9 yrs
9 Years
American Nat'l
A
Palladium MYG
2.30 - 9 yrs
9 Years
Securian Life
A+
SecureOption Choice
1.45 - 9 yrs
10 Years
Sentinel Security
B++ Personal Choice Ann
3.25 - 10 yrs
10 Years
Oceanview
A-
Harbourview 10
3.05 - 10 yrs
10 Years
Oxford Life
A-
Multi-Select
2.95 - 10 yrs
10 Years
Guggenheim Life
B++ Preserve MYG
2.75 - 10 yrs
10 Years
Guggenheim Life
B++ ProOption MYG ROP
2.40 - avg
10 Years
American National
A
Palladium MYG
2.30 - 10 yrs
10 Years
EquiTrust
B++ Certainty Select
2.20 - 10 yrs
10 Years
American General
A
VisionMYG
1.80 - 10 yrs
10 Years
Standard
A
FGA 10
1.95 - 10 yrs
*Different rates in FL,CA,MN - assumes no riders ^lower in CT,IN,MN,MO,OH,VA ~ 0.10% lower in CA >lower in DE < $250k band
Rate $100k+ Initial Rate - Beyond
1.80 - 2 yrs 1.75 - 2 yrs 2.35 - 3 yrs 2.30 - 3 yrs 1.95 - 3 yrs 1.85 - 3 yrs 1.80 - 3 yrs 1.75 - 3 yrs 1.75 - 3 yrs 1.75 - 3 yrs 1.70 - 3 yrs 1.65 - 3 yrs 1.45 - 3 yrs 1.20 - 3 yrs 1.15 - 3 yrs 2.60 - 4 yrs 2.35 - 4 yrs 2.10 - 4 yrs 2.00 - 4 yrs 2.00 - 4 yrs 3.15 - 5 yrs 2.75 - 5 yrs 2.70 - 5 yrs 2.60 - 5 yrs 2.55 - 5 yrs 2.45 - 5 yrs
2.35 (tiered rate)
2.25 - 5 yrs 2.25 - 5 yrs 2.20 - 5 yrs 2.20 - 5 yrs 2.10 - 5 yrs 2.00 - 5 yrs 2.00 - 5 yrs 2.00 - 5 yrs 1.90 - 5 yrs 1.70 - 5 yrs 1.05 - 5 yrs 2.90 - 6 yrs 2.85 - 6 yrs 2.75 - 6 yrs 2.30 - 6 yrs 2.30 - 6 yrs 2.10 - 6 yrs 2.10 - 6 yrs 1.85 - 6 yrs 3.20 - 7yrs 2.95 - 7 yrs 2.85 - 7 yrs 2.80 - 7 yrs 2.70 - 7 yrs 2.40 - 7 yrs
2.39 (tiered rate)
2.30 - 7 yrs 2.20 - 7 yrs 2.30 - 7 yrs 2.10 - 7 yrs 2.05 - avg 2.45- 1.95 1.40 - 7 yrs 3.00 - 8 yrs 2.50 - 8 yrs 2.30 - 8 yrs 2.00 - 8 yrs 2.90 - 9 yrs 2.60 - 9 yrs 2.40 - 9 yrs 1.60 - 9 yrs 3.25 - 10 yrs 3.05 - 10 yrs 2.95 - 10 yrs 2.75 - 10 yrs 2.40 - avg 2.40 - 10 yrs 2.20 - 10 yrs 2.10 - 10 yrs 2.05 - 10 yrs
Avg Yield
$100k+
1.80% 1.75% 2.35% 2.30% 1.95% 1.85% 1.80% 1.75% 1.75% 1.75% 1.70% 1.65% 1.45% 1.20% 1.15% 2.60% 2.35% 2.10% 2.00% 2.00% 3.15%* 2.75% 2.70% 2.60% 2.55% 2.45% 2.35% 2.25% 2.25%^ 2.20% 2.20% 2.10% 2.00% 2.00% 2.00% 1.90% 1.70% 1.05% 2.90% 2.85% 2.75% 2.30% 2.30% 2.10% 2.10% 1.85% 3.20%* 2.95% 2.85% 2.80% 2.70% 2.40% 2.39% 2.30% 2.20% 2.20% 2.10% 2.05% 2.02% 1.40% 3.00% 2.50% 2.30% 2.00% 2.90% 2.60% 2.40% 1.60% 3.25%* 3.05% 2.95% 2.75% 2.40% 2.40% 2.20% 2.10% 2.05%
Fixed Annuities 800-537-2476
SPIA Quotes Available
Avg Yield
1.00% (0-75) 2.00% (0-80) 1.80% (0-80) 1.50% (0-80) 1.50% (18-80) 2.00% (0-80) 1.50% (0-80) 1.00% (0-79) 1.27% (0-75) 1.50% (0-75) 1.75% (0-80)> 1.60% (0-79) 2.25% (0-80) 2.00% (0-80) 2.00% (0-75) 2.25% (0-79) 2.00% (0-79) 2.50% (0-75) 2.50% (0-75) 2.50% (0-75) 2.50% (0-80) 2.50% (0-80)> 2.00% (0-80) 1.50% (0-75) 2.25% (18-80) 2.50% (0-79) 2.00% (0-75) 2.00% (0-80) 3.00% (0-80) 2.00% (0-75) 1.00% (0-79) 1.25% (0-75) 2.15% (0-75) 2.50% (0-80)> 2.50% (0-79) 2.00% (0-79) 2.00% (0-75) 3.00% (0-80) 2.25% (0-80) 2.75% (0-79) 2.25% (0-80) 2.25% (0-79) 2.50% (0-75) 2.50% (0-80)> 3.50% (0-75) 2.50% (0-79) 2.50% (0-80) 2.00% (0-80) 2.00% (0-75) 2.50% (0-80) 4.00% (0-75) 2.25% (0-80) 1.45% (0-75) 2.50% (0-80)> 2.50% (0-79) 3.00% (0-80) 2.75% (0-75) 2.50% (0-80)> 2.50% (0-79) 2.25% (0-80) 2.75% (0-80) 2.75% (0-79) 3.00% (0-75) 3.00% (0-80)> 3.00% (0-80) 2.50% (0-79) 3.00% (0-80) 2.00% (0-75) 3.00% (0-80)
Email: Info@ Fax: 818-655-0969
Check state approvals before soliciting
Agent Use Only Rates Subject to Change
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