REGULATING ON-LINE PEER-TO-PEER LENDING IN THE AFTERMATH OF DODD-FRANK ...
individuals lend money to one or more other individuals. “Traditional” lending, by contrast, involves an institutional lender such as a commercial bank, credit union, and the like, lending money to an individual. The cornerstone of P2P lending is that individuals, rather than institutions, stand on both sides of the transaction. ................
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