Investment Property Calculator

[Pages:2]login / loan status

apply online

Search

Monday, March 02, 2015 Low Internet Mortgage Rates AND personal service.

||| | | Site Tools

About Us Current Rates Mortgage Calculators Learn / Tools Loan Process Loan Consultants Contact Us

Investment Property Calculator

Home Apply Quick Rate Quote All Calculators Refinance Calcs Purchase Calcs Privacy Policy

Get Started Apply Online Apply for your mortgage online! We'll call you tomorrow to confirm the receipt of the information.

Have Us Contact You Rather have a personal touch from the start? Have us contact you to start the process.

Find Your State Choose A State Go

INSTRUCTIONS

This calculator is designed to provide a guide to possible financial outcomes of the purchase and rental of an investment property. After entering your values, click once in any result box to calculate or update your results.

ENTER TRANSACTION DETAILS HERE

Purchase Price

$ 160000

Down Payment

$ 32000

Loan Interest Rate

4.25

%

Loan Term in Years

30

Homeowners Insurance

Yearly Taxes Monthly expenses/ Maintenance fees

$ 500 $ 1000 $ 440

Monthly Rental Rent Increase Yearly

$ 1250

4.0

%

Inflation (for ins, taxes, expenses)

Property Value Growth (real estate appreciation)

4.0

%

Your Gross Income (for tax calculation)

$ 0

6.0

%

RESULTS

Loan Amount $ 128000

Monthly Payment $ 629

INCOME Rental Income EXPENSES Insurance Taxes Monthly Expenses/Fees Total Payments Total Expenses CASH FLOW Cash Flow TAX DEDUCTION Interest Expense + Depreciation*

+ Ins, Tax, other expenses

Year 1 15000

500 1000 5280 7548 14328

672

5440 5236 6780

Year 2 15600

520 1040 5491 7548 14599

1001

5358 5236 7051

Year 3 16224

540 1081 5710 7548 14879

1345

5276 5236 7331

Year 4 16872

562 1124 5939 7548 15173

1699

5222 5236 7625

Year 5 17547

584 1169 6176 7548 15477

2070

5168 5236 7929

Rental Income Total Tax Deduction TAX SAVED**

15000 2456 368

15600 2045 306

16224 1619 242

16872 1211 181

17547 786 117

NET WORTH After Tax Cash Flow

Principal Paid (est)

Property Value Yearly addition to Net Worth

1040 2108 169600 12748

1307 2190 179776 13673

1587 2272 190562 14645

1880 2326 201996 15640

2187 2380 214116 16687

Assumptions: * 27.5 yr straight line depreciation, deduction may be limited with high gross income. Depreciation is based on the value of the home without the land. In this calculation we are allocating 10% of the purchase price to the land and the remainder to the residence. ** 2001 Federal Filing Status Single (most conservative tax rate) Keep in mind that your tax deduction may also be limited with an adjusted gross income over $100,000. See

your tax advisor for details.

Email: customerservice@ Phone: 8775233886 Fax: (704) 5239186 ? 20002015 . All rights reserved. SITE MAP | PRIVACY | LEGAL | EQUAL HOUSING | LICENSING

PURCHASE | REFINANCE | HOME EQUITY | FIRST TIME HOMEBUYER | FHA | VA

Facebook |

LinkedIn |

Twitter |

YouTube

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download