John Hancock Financial
JOHN HANCOCK DEMO
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ROBERT J DEMO
JOHN HANCOCK DEMO CONTRACT FOR ILLUSTRATION PURPOSES Contract Number: 70300
Retirement Account
Your retirement account value as of 03/31/2022
$52,097.08
January 01, 2022 - March 31, 2022
Looking back
Change in your account this period: -$22.64
$55,000 $54,000
$53,000
$52,000
$51,000 $50,000
03/31/21
06/30/21
09/30/21
12/31/21
Your personal rate of return
This period For last 12 months Since your account inception (Annualized)
-0.04% 0.05% 0.35%
This period
Beginning balance
$52,119.72
Money in
Employee money Net change* Ending balance
0.00 -22.64 $52,097.08
*Gain/loss for your account is net of the fees shown in the "Your summary of charges" section.
03/31/22
Employee contributions Ending balance
Employee + employer contributions
Looking ahead
You were born in 1990 and if you retire at 67 in 2057, your balance is projected to be $262,631.80 in today's dollars. Based on this, we estimated your monthly income until age 84 and added the average Social Security benefit paid to retirees today (your Social Security benefit will likely be a different amount). For an even more personalized projection of your future monthly income, visit your website!
Your projected monthly income
$3,000 $2,400 $1,800
$1,580
$1,294
$2,874
Retirement account(RA) Social Security(SS) Total
$1,200
$600
$0
RA
SS
Total
Projections are based on contributions made over the last 12 months and your current account value. They assume you are following a balanced investment strategy (60% stocks, 40% bonds) growing at an assumed average rate of 4.73%, after an adjustment for inflation of 2.3% and consider your years to retirement. This chart is for illustrative purposes only and does not guarantee future account value or future performance. For details, call the number below.
Your projected monthly income
Retirement account Social Security Total monthly income
$1,579.80 $1,294.00 $2,873.80
u Want some ideas on how to set aside more
for your retirement while still looking after
My those other financial needs? Check out Learning Center for your retirement planning
education at . myplan.
Important: Any inaccuracies in this statement must be reported to John Hancock within 45 days. See last page for details. For questions about your account with John Hancock, visit myplan. or 1-800-395-1113 (1-800-363-0530 Espa?ol) Monday - Friday, 8am - 8pm ET.
Changing jobs or retiring? Call 1-888-695-4472 if you have questions about your distribution options. See last page for details.
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DIVISION: UNKNOWN
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Retirement account of:
ROBERT J DEMO
Your profile at a glance
Your current portfolio allocation
Your current portfolio is following a conservative strategy. This strategy emphasizes security and may be appropriate if you are nearing retirement age or simply prefer taking less risk. Your portfolio profile description may change as the value of some of your investment options change over time, or if you change your strategy. Your current portfolio allocation differs from that of your ongoing contributions. If you want your current portfolio and ongoing contributions to follow the same investment strategy, you might consider changing your allocation instructions. To make a change to your account, please call us at 1-800-395-1113 (English) or 1-800-363-0530 (Espa?ol), or go online at . myplan.
Target Date Conservative Income Growth
Account value
$0.00 51,714.50
82.68 218.14
% of account
0.00% 99.27
0.16 0.42
Aggressive Growth
81.76
0.15
Total account value
$52,097.08
Retirement Account
January 01, 2022 - March 31, 2022 Contract Number: 70300
Your ongoing contribution allocation
Your ongoing contributions are following a Target Date strategy. This strategy allows for our portfolio managers to invest your asset allocations over time until your selected retirement date. Your portfolio profile description may change as the value of some of your investment options change over time, or if you change your strategy.
% of ongoing contributions
100.00% 0.00 0.00 0.00 0.00
Current
Ongoing
What investment options make up your account
Current
Ongoing
portfolio instructions
Units held as of 01/01/22 03/31/22
Target Date
JH Multimanager 2060 Lifetime
Conservative
Money Market Fund
Income
Fidelity Advisor Total Bond
Growth
JPMorgan U.S. Equity Fund
Aggressive Growth
ClearBridge Aggressive Growth
99.27 0.16 0.42 0.15
100.00% 0.00 0.00 0.00 0.00
0
0
48,696.715730 48,696.715730
6.238210
6.238210
5.633638
5.633638
0.225970
0.225970
Unit value as of D
01/01/22 03/31/22
$21.161274 $19.797686
1.061971
1.061971
14.004202 13.248262
40.540676 38.718024
395.689936 361.665216
Value as of
01/01/22
03/31/22
$0.00 51,714.50
87.38 228.40
89.44
$0.00 51,714.50
82.68 218.14
81.76
Total account
100.00% 100.00%
$52,119.72 $52,097.08
Your allocation instructions, as of 03/31/2022, are not directing any money to investment options with a zero percent under ongoing instructions.
D A unit value is the value of a unit in a sub-account (or Fund). Contributions to a sub-account purchase units of that Fund. A unit represents a portion of
the sub-account's total assets.
You are allowed a maximum of two exchanges per month. After the exchange limit, you may move 100% of your account to a money market or stable
value fund where it must remain for 30 days. Trading can resume only once the 30 days have expired. Also, additional restrictions may be imposed if it is
myplan. determined that any exchange activity may disrupt or be potentially disruptive to an investment option, even though in compliance with our policy. For
more information, visit
. Also check with your Plan Administrator for additional restrictions that may be imposed by your
plan.
DIVISION: UNKNOWN
(continued)
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Retirement account of:
ROBERT J DEMO
Retirement Account
January 01, 2022 - March 31, 2022
Contract Number: 70300
What investment options make up your account (continued)
To help achieve long-term retirement security, you should give careful consideration to the benefits of a well-balanced and diversified investment portfolio. Spreading your assets among different types of investments can help you achieve a favorable rate of return, while minimizing your overall risk of losing money. This is because market or other economic conditions that cause one category of assets, or one particular security, to perform very well often cause another asset category, or another particular security, to perform poorly. If you invest more than 20% of your retirement savings in any one company or industry, your savings may not be properly diversified. Although diversification is not a guarantee against loss, it is an effective strategy to help you manage investment risk. In deciding how to invest your retirement savings, you should take into account all of your assets, including any retirement savings outside of the Plan. No single approach is right for everyone because, among other factors, individuals have different financial goals, different time horizons for meeting their goals, and different tolerances for risk. It is also important to periodically review your investment portfolio, your investment objectives, and the investment options under the Plan to help ensure that your retirement savings will meet your retirement goals. For more
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Your summary of activity
Total Value on 01/01/2022
Employee money
Beginning balance
Pre tax contributions PRE-TAX
Transfers into the plan Net change*
Balance of employee money
Employer money
Beginning balance
Employer contributions ER MATCHING CONTRIB
Transfers into the plan Net change*
Balance of employer money
Total Value on 03/31/2022
$52,119.72
This period
$51,916.94
0.00 0.00 -11.31
$51,905.63
$202.78
0.00 0.00 -11.33
$191.45
$52,097.08
Year-to-date Since your account
since 01/01/2022
inception
$51,916.94
$0.00
0.00 0.00 -11.31
35.00 50,025.00
1,845.63
$202.78
0.00 0.00 -11.33
$0.00
35.00 25.00 131.45
Are you getting the most out of your plan? Take full advantage of its employer match by opting for a deferral amount that ensures the maximum matching contribution.
Your employer account balance may not be 100% vested. This means that if you terminate employment, you might not receive all of the money your employer has contributed to the plan on your behalf. Your plan contact has information on your vesting schedule.
If this option is available to your contract, your account transaction activity can be downloaded from our Web site using Intuit Quicken? or Microsoft? Money personal finance software. Log on to
myplan. for details.
*Gain/loss for your account is net of the fees shown in the "Your summary of charges" section.
Investment options and performance
Listed below are historical returns as of March 31, 2022 for your selected investment options in your group annuity contract. Past
performance is no guarantee of future results. Historical returns may be helpful as a planning tool. Your actual results may vary. For
more information, including the historical returns of all the investment options available to your group annuity contract, logon to
. myplan.
D Percentage compound average annual returns
Ongoing instructions Fund Investment options code
3 Months
1 Year
3 Years
5 Years
10 Years
Target Date Funds
100.00%
426 JH Multimanager 2060 Lifetime
Conservative
-6.44
2.67
13.43
11.34
N/A
068 Money Market Fund
Income
0.00
0.00
0.73
1.07
0.65
*00100*
*00100*
DIVISION: UNKNOWN
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(continued)
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Retirement account of:
ROBERT J DEMO
Investment options and performance (continued)
Ongoing instructions Fund Investment options code
3 Months
Retirement Account
January 01, 2022 - March 31, 2022
Contract Number: 70300
1 Year
3 Years
5 Years
10 Years
414
Fidelity Advisor Total Bond
Growth
-5.40
-2.73
3.18
3.20
3.33
416 JPMorgan U.S. Equity Fund
Aggressive Growth
-4.50
16.75
22.11
17.34
15.60
051 ClearBridge Aggressive Growth
-8.60
-6.42
10.19
7.76
10.82
Investment options and performance are as of March 31, 2022.
D The performance data presented represents past performance and the data displayed reflects the value of the sub-account's underlying fund and, when
redeemed, may be worth more or less than the cost of the original investment. Performance does not reflect any applicable contract-level or certain participant-level charges, fees for guaranteed benefits if elected by participant, or any redemption fees imposed by an underlying mutual fund company. These charges, if included, would otherwise reduce the total return for a participant's account. Past performance is no guarantee of future results and current performance may be lower or higher than the performance quoted. The performance data for a sub-account for any period prior to the sub-account Inception Date is hypothetical based on the performance of the underlying investment since inception of the underlying investment. All other performance data is actual (except as otherwise indicated). Returns for any period greater than one year are annualized. Performance information current to the most recent month-end is available on our Web site at myplan. or call 1-800-395-1113.
Your summary of charges
The plan's administrative expenses for the quarter were paid from the total annual operating expenses of the investment options in which you are invested. For information related to the total annual operating expenses for each investment option, refer to the Investment Comparative Chart available at . myplan. Speak to your plan administrator for details.
Bulletin board
Periodically, updates are made to our investment platform, typically in April and October. To determine if any of the Funds available to you are impacted, please refer to the Fund sheets available on myplan.. Impacted Funds
will display an alert on the top of the Fund sheet with the details of the change. If you have any questions, please call us at 1-800-395-1113 or speak with your plan administrator.
Beneficiary designation
To edit your beneficiary information please log on to myplan.
Last updated date: 04/17/2020
Beneficiary Type
Beneficiary Name
Primary
JOSEPHINE SMITH
Primary
TED SMITH
Primary
JOE MANGO
Contingent
JOSEPH SMITH
Beneficiary % Share
50.00% 25.00% 25.00% 100.00%
The beneficiary information listed is the most recent beneficiary information we have on file for you. John Hancock does not verify that it is made in compliance with
your plan's requirements. Check with your Plan Sponsor to ensure it is a valid designation under the terms of your plan. To make changes, log on to the participant
website at myplan.. For questions, speak with your Plan Sponsor.
Consider consolidating your retirement accounts
If you have other retirement accounts, such as a 401(k) plan with a former employer or an IRA, you may be able to move those accounts into your plan with John Hancock. It's easy, and we can help! Call 1-877-525-7655 to speak to a Consolidation Specialist and see if it's right for you. Rollovers are available for plans using John Hancock's Consolidation Services; rollovers are subject to the provisions of a company's plan. As other options are available, you are encouraged to review all of your options to determine if combining your retirement accounts is suitable for you.
DIVISION: UNKNOWN
(continued)
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Retirement account of:
ROBERT J DEMO
Retirement Account
January 01, 2022 - March 31, 2022
Contract Number: 70300
Your plan provides for a permitted disparity arrangement. Under this arrangement, employer contributions are allocated to participants at a higher rate with respect to their compensation above a specified level and at a lower rate with respect to their compensation up to the specified level. Refer to your plan's Summary Plan Description for additional details.
Review this statement to ensure it accurately reflects your balances, investments, and any transactions during the period covered. You should report any discrepancies or inaccuracy to John Hancock within 45 days of the production date of this Statement. If you do not, you will be deemed to have approved of the accuracy of the Statement. John Hancock will not be responsible for any claimed damage resulting from a purported failure to carry out your investment instructions that is not brought to our attention within this 45 day period.
Your personal rate of return is calculated using the Internal Rate of Return (IRR) method, which takes into consideration both the performance of the underlying investments, and the amount and timing of cash that flows into and out of the account for a specified time period. For your very first statement with us reporting on less than one quarter of activity, the 'this period' return is determined by using the period effective IRR calculated on your money for the reduced time period. Note that this method of calculation projects the average investment performance over the entire period and may not represent the actual change in assets. Your 'since inception' rate of return is reflected as an 'annualized' rate and reflects what the average return would have been every year since you started, if the investments perform exactly as they did over the full-time period evaluated. For more information, click on the Rate of Return link on the homepage of your website.
Regarding distribution options, there are advantages and disadvantages to all rollover options; you are encouraged to review your options to determine if staying in a retirement plan, rolling over to an IRA, or another option is best for you.
Intuit Quicken? is a registered trademark of Intuit Inc. in the U.S. and other countries. Microsoft? Money is a registered trademark of Microsoft Corporation.
Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.) (John Hancock USA), Boston, MA (not licensed in New York), and John Hancock Life Insurance Company of New York (John Hancock NY), Valhalla, NY. Product features and availability may differ by state. John Hancock USA and John Hancock NY each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, John Hancock USA and John Hancock NY do not, and are not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity.
NOT FDIC INSURED. MAY LOSE VALUE. NOT BANK GUARANTEED.
? 2020 All rights reserved.
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DIVISION: UNKNOWN
{Apr 01, 2022}/Cash Summary Statement (R)
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