Millions of Americans rely on small-dollar, non-bank-
How Do Small-Dollar, Nonbank Loans Work?
About the Mercatus Center
The Mercatus Center at George Mason University is the world's premier university source for market-oriented ideas--bridging the gap between academic ideas and real-world problems.
A university-based research center, the Mercatus Center advances knowledge about how markets work to improve people's lives by training graduate students, conducting research, and applying economics to offer solutions to society's most pressing problems.
Our mission is to generate knowledge and understanding of the institutions that affect the freedom to prosper, and to find sustainable solutions that overcome the barriers preventing individuals from living free, prosperous, and peaceful lives.
Founded in 1980, the Mercatus Center is located on George Mason University's Arlington and Fairfax campuses.
How Do Small-Dollar, Nonbank Loans Work?
Thomas W. Miller Jr.
Arlington, Virginia
? 2019 by Thomas W. Miller Jr. and the Mercatus Center at George Mason University. All rights reserved.
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In Memory of Mary Kathryn Miller ". . . and let light perpetual shine upon her."
"If the test of a subject's historical importance is the amount of controversy it generated, then consumer credit is one of the most significant subjects in the
history of the American twentieth century."
Lendol Calder, Financing the American Dream: A Cultural History of Consumer Credit
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