PRST STANDARD D AITHERSBURG, M G UITE S OAD, R LOPPER C ...

Financial documents enclosed.

PRST STANDARD U.S. POSTAGE

PAID

NATIONAL EDUCATION

ASSOCIATION

Jane Sample 123 Any Street AnyTown, USA 12345-6789

The All-New NEA

Personal Loan Plus

Rates as low as

7.74% APR1

You're pre-approved for the all-new NEA Personal Loan? Plus.

Help pay off:

Dear Sample A. Sample:

Managing your budget can be challenging these days, especially if you're juggling lots of revolving debt payments at higher interest rates.

Consolidate your debt now, and you could save money on high interest rates. Based on your credit history, you could be eligible for a loan of up to $25,000 with an APR as low as 7.74%.1 You could replace lots of monthly payments with just one.

Plus: Up to $5,000 more may be available to you, on top of the money you need to consolidate debt.

You could use it to replace a home appliance, have your car repaired, or pay medical bills--just for a few examples.

Call 1.888.800.9556 to speak with an NEA Personal Loan specialist today. You're pre-approved for a loan amount of up to $25,000, with a minimum debt consolidation requirement of $2,000, depending on your creditworthiness. Terms from 3 to 6 years are available.2 And if you enroll in Auto Pay when you accept your loan, you'll get a 0.25% discount off your APR.1 We're here to help you achieve your goals by helping you manage your debt--so call for your free consultation now.

Sincerely,

Revolving debt

Plus, help pay for:

Large purchases

Or

Medical bills And more

Kathleen Cupolo Manager, Member Service Center

P.S. Please take advantage of this valuable offer by .

Call 1.888.800.9556

for your free consultation

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1.888.567.8688. See PRESCREEN & OPT-OUT NOTICE on the enclosed Key Information on Your Loan for more information about prescreened offers.

Please see IMPORTANT INFORMATION on reverse page. See enclosed Key Information on Your Loan for additional information. Loans are made and serviced by First National Bank of Omaha.

LPLUS-0813

The NEA Personal Loan Plus scores high with NEA members like you.

On a scale of 1 to 5, with 5 being the highest level of satisfaction, here's how members rate their experience with the NEA Personal Loan?:

My NEA Personal Loan helped me pay down higher-interest debt.

My NEA Personal Loan is priced competitively compared to other financial offers available in the marketplace.

Applying for my NEA Personal Loan was an easy process.

My NEA Personal Loan specialist was able to answer all my questions today.

LOAN CUSTOMERS GAVE US A RATING OF

4.8

4.1 4.9 5.0

Call 1.888.800.9556 for your free consultation now.

The all-new NEA Personal Loan Plus is provided by First National Bank of Omaha--chosen by the NEA Member Benefits team for their dedication to providing quality products and superior service. Trusted for more than

150 years, First National Bank of Omaha is part of the largest privately owned banking company in the United States.

in cooperation with

IMPORTANT INFORMATION 1 Your repayment terms will depend on your APR and the loan term for which you qualify. Example: On an 11.99% APR loan you will have: (1) 36 monthly payments

of $33.21 per $1,000 borrowed; or (2) 48 monthly payments of $26.33 per $1,000 borrowed; or (3) 60 monthly payments of $22.24 per $1,000 borrowed; or (4) 72 monthly payments of $19.54 per $1,000 borrowed. Your APR will be in the range of 7.74% APR (if you are enrolled in Auto Pay) to 14.99% APR and may increase if you do not make your payments on time. See the enclosed Key Information on Your Loan for additional details. Loans are made and serviced by First National Bank of Omaha. NEA Personal Loan and the NEA Member Benefits logo are registered trademarks of NEA's Member Benefits Corporation, and are used by First National Bank of Omaha pursuant to license.

Call 1.888.800.9556 to accept your loan now.

For faster service, please fill out this form and gather your credit card statements before calling.

Reserved for: Sample A. Sample 123 Main Street Second Line Address Anytown, USA 12345

Priority Number: XX-XXX Available Until: Month XX, 2013

Tell us about yourself:

( _________ ) _____________________________________________________ Phone (area code first)

__________________________________________________________ Email Address*

___________________________________________ Monthly Housing Payment

Own Rent

___________ -________ - ___________ Social Security Number

__________ / __________ / ________________ Date of Birth (mm/dd/yyyy)

_______________________________________________________________________________ Mother's Maiden Name (for security purposes)

___________________________________________________________________________ ( ___________ ) ____________________________________ Check if U.S. Citizen/Permanent Resident

Employer

Work Phone (area code first)

________________________________________________________________ __________________________________________________________________________ ____________________________________________

Total Annual Income**

Occupation

Years

*If you provide us with an email address, we may use it to contact you about your account or send you information concerning other products or services. **Alimony, child support or separate maintenance income need not be disclosed if you do not wish us to consider them as a basis for repayment.

How much of a loan will you need? (estimated monthly loan payments and terms1 are shown below)

$5,000

$101 for 60 months $121 for 48 months $156 for 36 months

$10,000

$174 for 72 months $202 for 60 months $243 for 48 months $312 for 36 months

$15,000

$261 for 72 months $302 for 60 months $364 for 48 months $468 for 36 months

$20,000

$348 for 72 months $403 for 60 months $486 for 48 months

$25,000

$435 for 72 months $504 for 60 months $607 for 48 months

Primary use of loan: Debt Consolidation Other

Estimated payments are for illustrative purposes only and are based on a 7.74% APR for 36 to 72 months. Your APR and loan term will be established when we discuss your specific request with you and will be in the range of 7.99% APR to 14.99% APR depending on your creditworthiness. NEA members may receive a 0.25% interest rate discount by enrolling in Auto Pay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in Auto Pay, a rate as low as 7.74% APR may be available, depending on your creditworthiness. Loan payment amounts will be different for APRs other than 7.74%. Your APR may increase if you do not make your payments on time. See the enclosed Key Information on Your Loan Terms for additional information.

Do you have any questions?

We want to help you make sure your loan is right for you. That's why we provide a confidential consultation with no cost or obligation. Call 1.888.800.9556 to speak with an NEA Personal Loan? specialist who will explain your options to you.

We can also call you.

Your best number: ( _________ ) __________ - _______________ Best day: Weekday Saturday Best time of day: AM PM

Please read, sign and date.

I understand that my loan amount, term, and rate will be set after you have reviewed my financial information. I have read and agree to the Key Information on Your Loan enclosed, including the Loan Terms. I agree to repay the loan in accordance with the Loan Terms. I certify that I am at least 18 years of age and that the information provided is accurate.

_______________________________________________________________________________________________________________________________________________ ____________________________________________

Customer Signature

Date

Please see IMPORTANT INFORMATION on the reverse page. Loans are made and serviced by First National Bank of Omaha.

PPLUS-0813

Questions & Answers about the NEA Personal Loan? Plus

Q. How much can I get for debt consolidation?

A. You're pre-approved for a minimum loan amount of $2,000, up to $25,000, depending on your creditworthiness. You can use the money to consolidate your credit cards and other loans, replacing multiple monthly payments with just one. Convenient terms from 3 to 6 years are available.2

Q. What APR will I get?

A. Your Annual Percentage Rate (APR) could be as low as 7.74%,1 based on your credit profile and other information. Your APR won't go up as long as you pay on time.

Q. How quickly can I consolidate my debts?

A. Once your loan is approved, your credit cards and other loans could be consolidated within 10 business days.

Q. What if I need extra money for other expenses?

A. In addition to consolidating the required minimum of $2,000 in revolving debt, up to $5,000 more may be available to you. You can use it to help pay for large purchases, such as new furniture, appliances, or electronics. It can also help with expenses like medical and dental bills, moving costs and more.

Q. Is it possible to pay off my loan early?

A. Yes, you can make additional payments at any time. You can also pay off your loan in full any time you choose for even more savings--with no pre-payment penalties.

Q. What if I change my mind?

A. Your satisfaction is guaranteed. You can change your mind and cancel your loan for any reason. Just return the entire amount within the first 45 days, and pay no fees, penalties, or interest. It's that easy.

Q. How do I accept?

A. Simply call 1.888.800.9556 to find out how low your monthly loan payment could be. If you like what you hear, it's easy to accept your loan. You could have the money within 10 business days.

in cooperation with

IMPORTANT INFORMATION 1 Your APR will be established when we discuss your specific request with you and will be in the range of 7.99% APR to 14.99% APR, depending on your creditworthiness.

NEA members may receive a 0.25% interest rate discount by enrolling in Auto Pay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in Auto Pay, a rate as low as 7.74% APR may be available, depending on your creditworthiness. Your APR may increase if you do not make payments on time. See the enclosed Key Information on Your Loan for additional details. 2 Your repayment terms will depend on your APR and the loan term for which you qualify. Example: On an 11.99% APR loan you will have: (1) 36 monthly payments of $33.21 per $1,000 borrowed; or (2) 48 monthly payments of $26.33 per $1,000 borrowed; or (3) 60 monthly payments of $22.24 per $1,000 borrowed; or (4) 72 monthly payments of $19.54 per $1,000 borrowed. Your APR will be in the range of 7.74% APR (if you are enrolled in Auto Pay) to 14.99% APR and may increase if you do not make your payments on time. See the enclosed Key Information on Your Loan for additional details. Loans are made and serviced by First National Bank of Omaha. NEA Personal Loan and the NEA Member Benefits logo are registered trademarks of NEA's Member Benefits Corporation, and are used by First National Bank of Omaha pursuant to license.

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download