2021 COMMUNITY CORNER

mccu.coop

WINTER 2021

COMMUNITY CORNER

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2021 ANNUAL MEETING Please join us in person!

When: Monday, May 21, 2021 | 2:00 p.m. Where: 600 W. Louisiana, Midland, TX 79701

If you have any questions, please contact our CEO, Donna Neal at 432-687-8470.

ELECTION TIME

The Chairman for the Nominating Committee for 2021 is Juan Luna. There are two additional Committee Members, Charlotte Dunlap, and Bob Billhimer. The 2021 Slate of Board of Directors for the three expiring terms have been selected and the nominees are:

TERESA CLINGMAN Teresa J. Clingman was appointed District Attorney of Midland County in August 2007 after serving Midland as a prosecutor for over 20 years. She received her B.A. in Speech Communications/Radio and Television Broadcasting from the University of Oklahoma. She attended law school obtaining her J.D. from St. Mary's University in San Antonio, Texas. She has served on the Boards of many Midland organizations including the Midland Rape Crisis Center and Children's Advocacy Center, Midland Battered Women's Center (Safe Place), Junior Women's Association, Midland Employees Federal Credit Union, and Grace Lutheran Church. She has taught at Midland College as an adjunct professor and has been a trainer for the Children's Advocacy Center of Texas since 2006. Teresa has served on the Board of Directors for My Community CU since April 2010.

GLEN LUFF Glen is a retired Petroleum Geologist with 58 years of experience in the oil and gas industry in Oklahoma, West Texas, and Southeast New Mexico. He has a Bachelor and Master of Science Degree from the University of Oklahoma and a Certificate for a one-year USAF special course in Meteorology at UCLA. He served in the USAF during the Korean War from 1951-1955. Glen worked for Atlantic (Refining) Richfield Company (ARCO) for 22 years in Tulsa, Oklahoma City, Roswell, Dallas, and Midland. The next 10 years after ARCO was with A.G. Hill, Dallas Independent, Aminoil, and Coastal Oil and Gas, all in Midland. Industry downsizing led to opening an office as a consulting geologist in 1988 to a closing in 2014. While with ARCO, he served as a Loan Officer on the Loan Committee from 1975-78 for Midland Atlantic Federal Credit Union, predecessor to My Community CU. He became active again with MCCU with the acceptance to the Supervisory Committee in 2012 and assumed Chair of the Committee in 2013. He was appointed to the Board of Directors to fill a vacancy in 2016 and currently serves both groups.

STEVE SHOCKLEY Steve Shockley has served on the My Community CU Board of Directors for over 29 years. He currently serves on the ALCO (Asset Liability Committee) and Executive Loan Committees. Steve has also been a past Chairman of the Board. Originally from Missouri, Steve currently lives in Houston, Texas with his spouse, Peggy. Their son, Keith, also lives in Houston while their other son, Ben, lives in Austin. Their daughter, Jamie, her husband, Pat, and their granddaughter, Lily, reside in St. Louis. Steve is currently self-employed in software development after retiring from a 28-year career in the oil industry. He has a Bachelor of Science degree in Chemical Engineering from the University of Missouri at Rolla.

Nominations will not be taken from the floor. If you are interested in submitting an additional name for consideration, you must (1) request a formal petition (2) collect signatures from 250 eligible voters and (3) submit the petition request along with signatures to My Community prior to March 1, 2021. For any additional information or to receive a petition, please contact the Nominating Committee at 432-687-8470.

My Crossroads Scholarship

My Community CU is giving away three $2500 scholarships and you could be one of the lucky ones! For the application and more information, visit: MCCU.coop.

APPLY BY MARCH 8, 2021

Community Involvement

`Tis the season to be jolly so My Community Credit Union sponsored 15 children from High Sky Children's Ranch.

High Sky Children's Ranch is a non-profit organization dedicated to healing abused children and promoting family wholeness.

Donations were made by our West TX Branch Operations, Training, Funding/Loan Servicing, Accounting, Underwriting Support, IT/Marketing and Operations

It was a truly amazing experience for us and we hope to sponsor more kids when we go back and do this again soon.

Thank you team MCCU for doing this! You all rock! Thank you also to all our valued members! Your continued trust and support help make all of this possible.

LOWER YOUR MORTGAGE PAYMENT QUICKLY

Imagine the impact on your budget if you could lower your monthly mortgage payment. Even better, what if you could pay off your mortgage faster?

Those are just two of the possible benefits when you refinance your mortgage at a lower interest rate with My Community Credit Union.

Other benefits include: ? Saving thousands of dollars over the life of your mortgage loan ? Changing the type of mortgage you have (FHA, VA, conventional) ? Eliminating or reducing private mortgage insurance ? Consolidating multiple loans into one monthly payment

What is your greatest financial need right now? Where do you need to save the most money? Schedule a personal consultation to see if refinancing your mortgage will help. If you already know it's the right solution for you, apply online while interest rates are still low.

Membership is open to anyone (and their immediate family members) who lives, works, worships or attends school in Collin, Ector or Midland County. We hope you'll look us up online and give us a chance to put some money back in your budget.

COMPLAINT NOTICE

If you have a problem with the services provided by this credit union, please contact us at: My Community Credit Union, 600 W. Louisiana Midland, TX 79701, 432-688-8400

Email: complaints@mccu.coop Web: mccu.coop

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In person or by U.S. Mail: 914 East Anderson Lane, Austin, TX 78752-1699 Tel: 512-837-9236 Fax: 512-832-0278

Email: complaints@cud. Web: cud.

Members' Access to Credit Union Documents

Certain documents are available to credit union members upon request pursuant to TAC RULE ?91.315.

Upon request, a member is entitled to review or receive a copy of following documents:

1. Balance sheet and income statement 2. Summary of the most recent annual audit 3. Written board policy regarding access to the

articles of incorporation, bylaws, rules, guidelines, board policies, and copies hereof; and 4. Internal Revenue Service Form 990

Please contact the credit union for instructions on how to access these documents.

Toll Free: 888-909-MYCU West Texas: 432.688.8400

All loans are subject to credit approval. Programs, rates, terms and conditions in this newsletter are subject to change without notice. Other restrictions apply.

Main Office 600 W. Louisiana Midland, Texas 79701

Big Spring Branch 4001 N. Big Spring St. Midland, Texas 79705

42nd Street Branch 4037 42nd Street Odessa, Texas 79762

Midkiff Branch 912 N. Midkiff Dr. Midland, Texas 79701

HEB Branch 5407 Andrews Hwy Midland, Texas 79706

Allen Branch 721 S. Central Expwy Allen, Texas 75013

My 24/7 Telephone Response System 844-378-2067

2021 Holiday Schedule All locations will be closed in observance of the following holidays:

Friday, Jan 1: New Year's Day Monday, Jan 18: MLK Day Monday, Feb 15: President's Day Monday, May 31: Memorial Day Monday, July 5: Independence Day Monday, Sept 6: Labor Day Monday, Oct 11: Columbus Day Thursday, Nov 11: Veteran's day Thursday, Nov 25: Thanksgiving Day Friday, Nov 26: Day after Thanksgiving Friday, Dec 24: Christmas Eve Saturday, Dec 25: Christmas Day Friday, Dec 31: New Year's Eve

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