Credit Card Introduction:
Name:________________
Credit Card Information:
Please print and fill in this questionnaire by hand. Typed responses will not be accepted.
Use the link to find the information necessary to answer the questions:
Define the following:
|Grace Period | |
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|Credit Limit | |
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|Credit Report | |
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|Interest Rate | |
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|"Secure" Credit Card | |
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|Late Fees | |
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|Minimum Monthly Payment | |
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What happens if your credit card is lost or stolen?
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Fill in the chart with 3 facts for each:
|Advantages of Credit Cards |Disadvantages of Credit Cards |
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Using the arguments from the Great Debate of 2013 and the information written above, write why or why not a 17 year old should have a debit card (at least 5 sentences).
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Debt Calculator
1) Circle your purchase:
Bike Repair Used Car MP3 Player Vacation
2) What is your minimum payment? ______
3) If you enter you're minimum payment, how long will it take to pay for your purchase? ______
4) If you enter you're minimum payment, how much will you end up paying in total?______
5) How much more will you end up paying for the purchase because of credit card interest?_______
6) What is you're maximum payment
7) If you enter you're maximum payment, how long will it take to pay for your purchase? ______
8) If you enter you're maximum payment, how much will you end up paying in total?______
9) How much more will you end up paying for the purchase because of credit card interest?_______
Is it better to pay the minimum or maximum payment for a credit card purchase? Why?
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